7 MP
ActiveSummary
7 MP has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73,383 and a net result of €13,196. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 9974 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▲+9
Solvency66▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.22 in 2023; short-term debt: 59.2% and cash: 18.8% of total assets), and 59.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40.8%
Return on assets
7.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
56 d late
2022
43 d late
2021
59 d late
2020
24 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 61 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€73,383▲ 21.9%
2023 · €60,187
Total assets
€179,999▲ 30.1%
2023 · €138,332
Net result
€13,196▲ 2,268%
2023 · €557
Working capital
€40,954▲ 143%
2023 · €16,863
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€9,404▼ 57.2%€21,576▲ 129%€8,477▼ 60.7%€2,279▼ 73.1%€18,207▲ 699%
Net result€9,157within the sector's middle half▼ 35.9%€16,242within the sector's middle half▲ 77.4%€8,353within the sector's middle half▼ 48.6%€557within the sector's middle half▼ 93.3%€13,196within the sector's middle half▲ 2,268%
Equity€35,035within the sector's middle half▲ 35.4%€51,277within the sector's middle half▲ 46.4%€59,630within the sector's middle half▲ 16.3%€60,187within the sector's middle half▲ 0.9%€73,383within the sector's middle half▲ 21.9%
Total assets€40,002below the sector's middle half▲ 25.8%€71,231within the sector's middle half▲ 78.1%€127,863within the sector's middle half▲ 79.5%€138,332within the sector's middle half▲ 8.2%€179,999within the sector's middle half▲ 30.1%
Debt€4,967▼ 16.1%€19,954▲ 302%€68,234▲ 242%€78,145▲ 14.5%€106,616▲ 36.4%
Working capital€22,464▲ 23.9%€42,769▲ 90.4%€21,562▼ 49.6%€16,863▼ 21.8%€40,954▲ 143%
Solvency87.6%above the sector's middle half▲ 6.2pp72.0%above the sector's middle half▼ 15.6pp46.6%within the sector's middle half▼ 25.4pp43.5%within the sector's middle half▼ 3.1pp40.8%within the sector's middle half▼ 2.7pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 699% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €179,999
Fixed assets
€32,429 ▼ 25.1%
Current assets
€147,570 ▲ 55.3%
Equity and liabilities €179,999
Equity
€73,383 ▲ 21.9%
Debt
€106,616 ▲ 36.4%
Debt's share of the balance-sheet total rises from 56.5% to 59.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33,300▲
2023 · €18,997
Cash flow
€28,289▲
2023 · €17,275
Current ratio
1.38▲
2023 · 1.22
Debt to equity
1.45▲
2023 · 1.30
ROE
18.0%▲
2023 · 0.9%
ROA
7.3%▲
2023 · 0.4%
Interest coverage
198.17▲
2023 · 187.48
Debt ≤ 1 year
€106,616▲
2023 · €78,145
Income taxes
€4,785▲
2023 · €1,621
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,301 | €8,403 | €12,519 | €16,718 | €15,093 | ▼ 9.7% |
| Other operating charges640/8 | - | - | - | - | €141 | - |
| Gross operating margin9900 | €24,025 | €29,979 | €20,996 | €18,997 | €33,441 | ▲ 76.0% |
| Operating profit (loss)9901 | €9,404 | €21,576 | €8,477 | €2,279 | €18,207 | ▲ 699% |
| Financial charges65/66B | - | €78 | €124 | €101 | €226 | ▲ 123% |
| Recurring financial charges65 | €247 | €78 | €124 | €101 | €168 | ▲ 65.8% |
| Non-recurring financial charges66B | - | - | - | - | €58 | - |
| Profit (loss) for the period before taxes9903 | €9,157 | €21,499 | €8,353 | €2,178 | €17,981 | ▲ 726% |
| Income taxes67/77 | - | €5,257 | - | €1,621 | €4,785 | ▲ 195% |
| Profit (loss) for the period9904 | €9,157 | €16,242 | €8,353 | €557 | €13,196 | ▲ 2,268% |
| Profit (loss) for the period to be appropriated9905 | €9,157 | €16,242 | €8,353 | €557 | €13,196 | ▲ 2,268% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €40,002 | €71,231 | €127,863 | €138,332 | €179,999 | ▲ 30.1% |
| Fixed assets21/28 | €12,571 | €8,508 | €38,068 | €43,324 | €32,429 | ▼ 25.1% |
| Tangible fixed assets22/27 | €12,571 | €8,508 | €38,068 | €43,324 | €32,429 | ▼ 25.1% |
| Plant, machinery and equipment23 | - | €3,508 | €2,594 | €2,215 | €1,829 | ▼ 17.4% |
| Furniture and vehicles24 | - | €5,000 | €35,473 | €41,109 | €30,600 | ▼ 25.6% |
| Current assets29/58 | €27,431 | €62,724 | €89,796 | €95,008 | €147,570 | ▲ 55.3% |
| Amounts receivable within one year40/41 | €26,677 | €62,510 | €88,900 | €94,863 | €113,733 | ▲ 19.9% |
| Trade receivables40 | - | €53,710 | €74,916 | €90,855 | €112,535 | ▲ 23.9% |
| Other amounts receivable41 | - | €8,800 | €13,984 | €4,008 | €1,198 | ▼ 70.1% |
| Cash at bank and in hand54/58 | €754 | €213 | €896 | €145 | €33,837 | ▲ 23,294% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €40,002 | €71,231 | €127,863 | €138,332 | €179,999 | ▲ 30.1% |
| Equity10/15 | €35,035 | €51,277 | €59,630 | €60,187 | €73,383 | ▲ 21.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €16,435 | €32,677 | €41,030 | €41,587 | €54,783 | ▲ 31.7% |
| Amounts payable17/49 | €4,967 | €19,954 | €68,234 | €78,145 | €106,616 | ▲ 36.4% |
| Amounts payable within one year42/48 | €4,967 | €19,954 | €68,234 | €78,145 | €106,616 | ▲ 36.4% |
| Trade debts44 | €449 | €2,147 | €51,887 | €38,024 | €66,677 | ▲ 75.4% |
| Suppliers440/4 | - | €2,147 | €51,887 | €38,024 | €66,677 | ▲ 75.4% |
| Taxes, remuneration and social security45 | - | €9,807 | €9,347 | €12,121 | €7,069 | ▼ 41.7% |
| Taxes450/3 | - | €9,347 | €9,347 | €1,621 | €7,069 | ▲ 336% |
| Remuneration and social security454/9 | - | €460 | - | €10,500 | - | - |
| Other amounts payable47/48 | - | €8,000 | €7,000 | €28,000 | €32,870 | ▲ 17.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,157 | €16,242 | €8,353 | €557 | €13,196 | ▲ 2,268% |
| + Depreciation and write-downs630 | €14,301 | €8,403 | €12,519 | €16,718 | €15,093 | ▼ 9.7% |
| Operating cash flow (approximation) | €23,458 | €24,645 | €20,872 | €17,275 | €28,289 | ▲ 63.8% |
| Investment in fixed assets (approximation) | - | -€4,340 | -€42,079 | -€21,974 | -€4,198 | ▲ 80.9% |
| Change in cash | - | -€541 | €683 | -€751 | €33,692 | ▲ 4,585% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial
Highest result since 2018net €16,242 ▲77.4%
Net result €16,242, the highest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €14,287
Net result €14,287 after one loss-making year.
31-12
Financial
Liquidity times 15current ratio 4.06
Current ratio from 0.27 to 4.06.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Ground area
1,023 m²
Building footprint
161 m²
Volume, LiDAR
1,359 m³
2 parcels, Wallonia · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROGPRO
since 20092.186.452.452
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92108B0218/00P006 | Wallonia | 541 m² | 1 · 43 m² | 6.3 m · 2 fl. |
| 52021B0122/00L000 | Wallonia | 482 m² | 1 · 117 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VUERICH
BE 0441.943.084
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S&B PROF CONSTRUCT
BE 0790.208.619
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BERENO
BE 1003.481.727
Gent · Eq €73,435
Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 13,222 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded18-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43320Joinery installation
43410Roofing work
43910Bricklaying and masonry work
Contact
E-mail
contact@progpro.beFleurus
Phone
+32498166768Fleurus
E-invoicing
Reachable via Peppol
Peppol ID
0208:0818680097
Registered
02-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.