CD IN & OUT
ActiveCD IN & OUT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-22
Solvency42▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.11 in 2024; short-term debt: 76.6% of total assets), and 82.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.4%
Return on assets
3.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €29k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
7 d late
2023
30 d late
2022
on the day
2021
5 d late
2020
88 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€434k▼ 10.2%
2018 · €483k
2018: €483k
2018 → 2019
EBIT margin
1.0%▼ 2.5pp
2018 · 3.5%
2018: 3.5%
2018 → 2019
Net result
€6k▼ 45.9%
2024 · €12k
2018: €6k
2019: €3k
2020: €-7k
2021: €-5k
2022: €3k
2023: €4k
2024: €12k
2018 → 2025
Working capital
€4k▼ 73.6%
2024 · €15k
2018: €13k
2019: €12k
2020: €-4k
2021: €-6k
2022: €-4k
2023: €6k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€7k▲ 63.3%€11k▲ 58.9%€23k▲ 105%€29k▲ 27.8%
Operating result€-3k-€7k€14k▲ 92.0%€25k▲ 73.1%€15k▼ 38.4%
Net result€-5k-€3k€4k▲ 51.9%€12k▲ 184%€6k▼ 45.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€36k▲ 348%
Current assets
€134k▼ 9.7%
Equity and liabilities €169k
Equity
€29k▲ 27.8%
Debt
€140k▲ 5.3%
The debt ratio falls from 85.2% to 82.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €30k
Cash flow
€12k▼
2024 · €17k
Solvency
17.4%▲
2024 · 14.8%
Current ratio
1.03▼
2024 · 1.11
Quick ratio
1.03▲
2024 · 1.01
Debt / equity
4.75▼
2024 · 5.77
ROE
21.7%▼
2024 · 51.3%
ROA
3.8%▼
2024 · 7.6%
Interest coverage
3.89▼
2024 · 14.22
Debt
€140k▲
2024 · €133k
Debt ≤ 1 year
€130k▼
2024 · €133k
Debt > 1 year
€10k
Income taxes
€3k▼
2024 · €11k
Staff costs
€17k▼
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€169k▲
Fixed assets21/28€8k€36k▲
Tangible fixed assets22/27€8k€36k▲
Plant, machinery and equipment23€223€589▲
Furniture and vehicles24€8k€35k▲
Financial fixed assets28€52€52=
Current assets29/58€148k€134k▼
Stocks and contracts in progress3€14k-
Stocks30/36€14k-
Amounts receivable within one year40/41€103k€105k▲
Trade receivables40€103k€100k▼
Other amounts receivable41-€5k
Deferred charges and accrued income490/1€31k€28k▼
Equity and liabilities
Total equity and liabilities10/49€156k€169k▲
Equity10/15€23k€29k▲
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€8k€14k▲
Amounts payable17/49€133k€140k▲
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€133k€130k▼
Current portion of amounts payable after more than one year42-€6k
Financial debts43€6k€3k▼
Credit institutions430/8€6k€3k▼
Trade debts44€14k€41k▲
Suppliers440/4€14k€41k▲
Taxes, remuneration and social security45€94k€72k▼
Taxes450/3€41k€39k▼
Remuneration and social security454/9€53k€33k▼
Other amounts payable47/48€19k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€103k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€2k€15k▲
Gross operating margin9900€135k€53k▼
Operating profit (loss)9901€25k€15k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€22k€10k▼
Income taxes67/77€11k€3k▼
Profit (loss) for the period9904€12k€6k▼
Profit (loss) for the period to be appropriated9905€12k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€14k▲
Profit (loss) brought forward from the previous period14P€-4k€8k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Highest result since 2018net €12k ▲184%
Operating result €25k, net result €12k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼313%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boondaalse Steenweg 2831050 ElseneGround area
600 m²
Building footprint
111 m²
Volume, LiDAR
1,371 m³
Parcel 21443C0249/00A015, Brussels · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Boondaalse Steenweg 283, 1050 Elsene
since 20102.187.518.462
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0249/00A015 | Brussels | 600 m² | 1 · 111 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OLIVER'S GARDENS
BE 0875.100.643
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TUINEN BORIS
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SPARTAN
BE 0827.660.913
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t Zwembad
BE 0700.823.515
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CIBERG
BE 0829.558.153
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,387 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-03-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
81300Landscape service activities
43342Specialised construction activities
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.