Equity
€88,858 ▲ 1.2%
RDR-CONSULT paid out €5,700 in dividends. That is 85% of the 2025 profit.
RDR-CONSULT
Lifetime
18 annual accounts with figures on one time axispeak €74,889 (2011)
€14,266▲ 13.3%
lowest -€2,120 (2012)
€6,716▼ 2.5%
peak €145,047 (2018)
€88,858▲ 1.2%
€29,075▼ 30.0%
Board1 name since 2021
1 directorRachel DE RUDDER
Documentsfilings and deeds
07-08-20267 days late
2025micro format
Gross margin from €12,588 to €14,266Dividend €5,700Debts from €41,536 to €29,075
Key points
from the 2025 annual accountsChecked score
86
Excellent
Financially stronger than 61% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.4%▲ +0.1 percentage points vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.3%▼ -0.1 percentage points vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.4%▲ +0.1 percentage points vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.8%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.5 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 6.01
Size: total assets €117,932
lowers risk
Founded in 2008
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 86% of them on solvency, 83% on liquidity, 31% on profitability and 45% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as RDR-CONSULT has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of RDR-CONSULT itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for RDR-CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.01 (3.96 in 2024), above the usual 1.5. Short-term debt is 16.2% of total assets. 24.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 days late
2024
34 days early
2023
14 days early
2022
9 days early
2021
19 days early
2020
3 days early
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0895234576
Change of role: Rachel DE RUDDER, from statutory director to director
“Consulting en dienstverlening,coaching en begeleiding,zowel voor de private-,publieke- en…” (deed in Dutch) · General meeting of 09-01-2024 · Gazette deed
First establishment
Watersniphof 10, Lochristi
Incorporation
published on 05-02-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RDR-CONSULT Lochristi | €117,932 | €14,266 | 75.3% | - |
| ARTS-SQUARE Ixelles | €85,303 | €14,886 | 23.1% | - |
| WHO CARES Aarschot | €79,775 | €12,944 | 60.0% | - |
| WEBDATA Aalst | €72,527 | €15,657 | 66.5% | - |
| ARTI-SHOCK Antwerp | €126,726 | €23,175 | 83.4% | - |
| RAYMOND VANSTRAELEN Nieuwerkerken (Limb.) | €139,639 | €20,304 | 98.3% | - |
| GIRATA Beerse | €100,158 | €22,774 | 38.2% | - |
These companies have the same main activity as RDR-CONSULT: other information service activities (NACE 63920). They are comparable in size and age: total assets between €72,500 and €140,000, founded between 2009 and 2012.
Official details
Source: KBO- Status
- Active since 25-01-2008Normal situation
- Activity
- Other information service activitiesNACE 63920
- Establishment unit
- 2.168.248.6219080 Lochristi, since 04-02-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 04-03-2026
Insights on RDR-CONSULT
RDR-CONSULT files the micro format. That format states no turnover. The gross margin fell from €22,558 in 2008 to €14,266 in 2025.
The balance sheet grew most from 2009 to 2011 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RDR-CONSULT
- What is the company number of RDR-CONSULT?
- The company number of RDR-CONSULT is 0895.234.576. The VAT number is the same number with BE in front: BE 0895.234.576.
- Where is RDR-CONSULT based?
- The registered office is at Watersniphof 10, 9080 Lochristi.Company details
- What does RDR-CONSULT do?
- According to the KBO register, the main activity is other information service activities (NACE 63920).
- What is the legal form of RDR-CONSULT?
- RDR-CONSULT is a private limited company (BV).
- When was RDR-CONSULT founded?
- RDR-CONSULT was founded on 25-01-2008.
- Is RDR-CONSULT still active?
- Yes, RDR-CONSULT is an active enterprise in the KBO register.
- What is the turnover of RDR-CONSULT?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €14,266 and 6,299 comparable companies of the same size. It probably lies between €50,000 and €260,000. It is a rough estimate.Financials
- Is RDR-CONSULT profitable?
- In financial year 2025, RDR-CONSULT made a profit of €6,716.
- Where can I find the annual accounts of RDR-CONSULT?
- RDR-CONSULT filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RDR-CONSULT due?
- RDR-CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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