RDR-CONSULT
ActiveRDR-CONSULT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €7k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-13
Solvency100▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.01 against 3.96 in 2024; short-term debt: 16.2% of total assets), and 24.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.3%
Return on assets
5.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
34 d early
2023
14 d early
2022
9 d early
2021
19 d early
2020
3 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▲ 1.2%
2024 · €88k
2018: €145k
2019: €43k
2020: €48k
2021: €70k
2022: €91k
2023: €101k
2024: €88k
2018 → 2025
Total assets
€118k▼ 8.8%
2024 · €129k
2018: €320k
2019: €100k
2020: €61k
2021: €88k
2022: €111k
2023: €123k
2024: €129k
2018 → 2025
Net result
€7k▼ 2.5%
2024 · €7k
2018: €39k
2019: €27k
2020: €6k
2021: €22k
2022: €33k
2023: €10k
2024: €7k
2018 → 2025
Working capital
€96k▲ 2.2%
2024 · €93k
2018: €40k
2019: €43k
2020: €46k
2021: €69k
2022: €90k
2023: €101k
2024: €93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€91k▲ 29.1%€101k▲ 11.2%€88k▼ 13.0%€89k▲ 1.2%
Operating result€34k-€48k▲ 42.1%€16k▼ 66.4%€12k▼ 26.4%€12k▲ 4.2%
Net result€22k-€33k▲ 49.7%€10k▼ 69.3%€7k▼ 32.0%€7k▼ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€3k▼ 24.4%
Current assets
€115k▼ 8.3%
Equity and liabilities €118k
Equity
€89k▲ 1.2%
Debt
€29k▼ 30.0%
The debt ratio falls from 32.1% to 24.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €12k
Cash flow
€8k▲
2024 · €7k
Solvency
75.3%▲
2024 · 67.9%
Current ratio
6.01▲
2024 · 3.96
Quick ratio
6.01▲
2024 · 3.96
Debt / equity
0.33▼
2024 · 0.47
ROE
7.6%▼
2024 · 7.8%
ROA
5.7%▲
2024 · 5.3%
Interest coverage
4.39▼
2024 · 7.12
Debt
€29k▼
2024 · €42k
Debt ≤ 1 year
€19k▼
2024 · €32k
Debt > 1 year
€10k=
2024 · €10k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€118k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€1k€828▼
Financial fixed assets28€35€35=
Current assets29/58€125k€115k▼
Amounts receivable after more than one year29€60k€60k=
Other amounts receivable291€60k€60k=
Amounts receivable within one year40/41€64k€53k▼
Trade receivables40€15k€18k▲
Other amounts receivable41€49k€34k▼
Current investments50/53€100€751▲
Deferred charges and accrued income490/1€636€1k▲
Equity and liabilities
Total equity and liabilities10/49€129k€118k▼
Equity10/15€88k€89k▲
Contributions10/11€12k€12k=
Reserves13€75k€76k▲
Distributable reserves133€75k€76k▲
Profit (loss) carried forward14€130€147▲
Amounts payable17/49€42k€29k▼
Amounts payable after more than one year17€10k€10k=
Financial debts170/4€10k€10k=
Amounts payable within one year42/48€32k€19k▼
Financial debts43€503€7k▲
Credit institutions430/8€503€7k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€20k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97€1k▲
Other operating charges640/8€707€915▲
Gross operating margin9900€13k€14k▲
Operating profit (loss)9901€12k€12k▲
Financial income75/76B€2k€2k=
Recurring financial income75€2k€2k=
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€12k€11k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€7k€7k▼
Profit (loss) for the period to be appropriated9905€7k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€7k▼
Profit (loss) brought forward from the previous period14P€121€130▲
Transfer from equity791/2€20k€6k▼
Transfer to equity691/2€7k€7k▼
To other reserves6921€7k€7k▼
Profit to be distributed694/7€20k€6k▼
Return on contributions (dividend)694€20k€6k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €101k ▲11.2%
6 profitable years in a row build equity to €101k.
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €6k ▼79%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.58
Current ratio from 1.74 to 4.58; short-term debt falls from €58k to €13k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
23-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 84 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watersniphof 109080 LochristiGround area
526 m²
Building footprint
91 m²
Volume, LiDAR
738 m³
Parcel 44034C0265/00Z002, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RDR-CONSULT
since 20082.168.248.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0265/00Z002 | Flanders | 526 m² | 1 · 91 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2008
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.