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4REALITY

Active
Place Communale(PAC) 29 ·6230 Pont-à-Celles, Belgium
BE 0783.384.272
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of 4REALITY is 0.5% (very low). The 2024 annual accounts show equity of €111k and a net result of €22k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 966 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€22k-41.7%
Working capital€95k+9.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-08-2025 with the NBB · fiscal year 2024 · volledig
€0€20k€40k€60kOperating result 2022: €68k€68kNet result 2022: €46k€46kOperating result 2023: €55k€55kNet result 2023: €39k€39kOperating result 2024: €29k€29kNet result 2024: €22k€22k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~34.3%/year over 3 fiscal years, indicative, assuming unchanged policy.
€50k€100k€150k€200k2025: €142k (€133k - €151k)2026: €172k (€163k - €181k)2027: €203k (€194k - €212k)2022: €50k2023: €89k2024: €111k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 43.0% 39.5%
better than 54% of 966 sector peers
Net result €22k €32k
better than 44% of 966 sector peers
Equity €111k €151k
better than 44% of 967 sector peers
Gross operating margin €37k €59k
better than 40% of 809 sector peers
Total assets €259k €742k
better than 33% of 966 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€33k
-41.0% -41% vs sector
Net profit
€22k
-41.7% far above sector median
Cash flow
€26k
-32.4% -42% vs sector
Total assets
€259k
+12.9% -63% vs sector
Equity
€111k
+25.3% -66% vs sector
Working capital
€95k
+9.8% -56% vs sector
Income taxes
€10k
-40.7% -57% vs sector
Debt
€148k
+5.0% -37% vs sector
Debt ≤ 1y
€122k
-12.8% -7% vs sector
Debt > 1y
€25k
- -90% vs sector
Current ratio
1.78
+9.9% +58% vs sector
Quick ratio
1.78
+9.9% +58% vs sector
Solvency
43.0%
+11.0% -23% vs sector
Debt / equity
1.33
-16.2% +88% vs sector
ROE
20.2%
-53.5% far above sector median
ROA
8.7%
-48.4% far above sector median
Interest coverage
10.35
-88.2% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€33k
Net profit€22k
Cash flow€26k
Staff costs-
Income taxes€10k
Dividends-
Total assets€259k
Equity€111k
Debt€148k
of which ≤ 1y€122k
of which > 1y€25k
Working capital€95k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.78
Quick ratio1.78
Working capital ratio36.6%
Solvency43.0%
Debt / equity1.33
Long-term debt ratio0.22
Interest coverage10.35
Gross margin-
Net margin-
ROA8.7%
ROE20.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€259k
Fixed assets 21/28€42k
Tangible fixed assets 22/27€42k
Current assets 29/58€217k
Amounts receivable within one year 40/41€212k
Investments 50/53€500
Cash & bank 54/58€353
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€259k
Equity 10/15€111k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€107k
Amounts payable 17/49€148k
Amounts payable after one year 17€25k
Amounts payable within one year 42/48€122k
Trade debts payable within one year 44€74k
Income statement
Gross operating margin 9900€37k
Operating result 9901€29k
Financial income 75€6k
Financial charges 65€3k
Result before taxes 9903€32k
Income taxes 67/77€10k
Net result for the period 9904€22k
Result to be appropriated 9905€22k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
4REALITY
Place Communale(PAC) 29, 6230 Pont-à-CellesHandelsbemiddeling in de groothandel in andere specifieke goederen
since 20222.329.292.276
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area131 m²
Buildings1
Building footprint38 m²
Volume (LiDAR)365 m³
Tallest building11.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52055D0298/00K002 Wallonia 131 m² 1 · 38 m² 11.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability100Solvency82Growth52Stability94
83 / 100

Exceptional profile, strong across almost every axis.

Health 86
Profitability 100
Solvency 82
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Stedebouwkundige en tuin- en landschapsarchitecten71113Activiteiten van stedebouwkundige en tuin- en landschapsarchitecten71113Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Cultureel onderwijs85520Cultureel onderwijs85520
Primary activity highlighted.
Names & trade names
Legal nameFR 4REALITY
Registered office
Place Communale(PAC) 29
6230 Pont-à-Celles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.