4IT Consulting
ActiveSummary
4IT Consulting has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €681,107 and a net result of €14,424. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 1056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-5
Solvency89▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 1.88 against 3.5 in 2024; short-term debt: 35.8% and cash: 7.9% of total assets), and 35.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.2%
Return on assets
1.4%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
26 d late
2023
19 d late
2022
25 d late
2021
11 d early
2020
8 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#4 company by equity in Bornem, Other services sector#6 company by total assets in Bornem, Other services sector#7 oldest company in Bornem, Other services sector
Equity
€681,107▲ 2.2%
2024 · €666,683
Total assets
€1.1m▲ 14.2%
2024 · €929,552
Net result
€14,424▼ 66.9%
2024 · €43,518
Working capital
€335,517▼ 48.9%
2024 · €655,950
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€236,237▲ 193%€48,136▼ 79.6%€111,774▲ 132%€87,227▼ 22.0%€86,194▼ 1.2%
Net result€223,239above the sector's middle half▲ 312%€54,237within the sector's middle half▼ 75.7%€21,403within the sector's middle half▼ 60.5%€43,518above the sector's middle half▲ 103%€14,424within the sector's middle half▼ 66.9%
Equity€547,525within the sector's middle half▲ 68.8%€601,761within the sector's middle half▲ 9.9%€623,165above the sector's middle half▲ 3.6%€666,683above the sector's middle half▲ 7.0%€681,107within the sector's middle half▲ 2.2%
Total assets€912,598within the sector's middle half▲ 46.7%€937,454within the sector's middle half▲ 2.7%€1.0mabove the sector's middle half▲ 8.0%€929,552above the sector's middle half▼ 8.2%€1.1mwithin the sector's middle half▲ 14.2%
Debt€365,073▲ 22.6%€335,693▼ 8.0%€389,146▲ 15.9%€262,869▼ 32.4%€380,212▲ 44.6%
Working capital€494,736above the sector's middle half▲ 92.1%€562,991above the sector's middle half▲ 13.8%€598,413above the sector's middle half▲ 6.3%€655,950above the sector's middle half▲ 9.6%€335,517within the sector's middle half▼ 48.9%
Solvency60.0%within the sector's middle half▲ 7.9pp64.2%above the sector's middle half▲ 4.2pp61.6%within the sector's middle half▼ 2.6pp71.7%above the sector's middle half▲ 10.2pp64.2%within the sector's middle half▼ 7.5pp
Current ratio2.36within the sector's middle half▲ 0.492.68within the sector's middle half▲ 0.322.54within the sector's middle half▼ 0.143.50above the sector's middle half▲ 0.961.88within the sector's middle half▼ 1.61
Return on assets (ROA)24.5%above the sector's middle half▲ 15.7pp5.8%within the sector's middle half▼ 18.7pp2.1%within the sector's middle half▼ 3.7pp4.7%within the sector's middle half▲ 2.6pp1.4%within the sector's middle half▼ 3.3pp
Staff (FTE)20.7above the sector's middle half▲ 12.5%18.7above the sector's middle half▼ 9.7%25.6▲ 36.9%21.3▼ 16.8%21.3above the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2021 Net result +312% on 2020. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€345,589 ▲ 3,120%
Current assets
€715,730 ▼ 22.1%
Equity and liabilities €1.1m
Equity
€681,107 ▲ 2.2%
Debt
€380,212 ▲ 44.6%
Debt's share of the balance-sheet total rises from 28.3% to 35.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€101,338▲
2024 · €101,245
Cash flow
€29,568▼
2024 · €57,537
Debt to equity
0.56▲
2024 · 0.39
ROE
2.1%▼
2024 · 6.5%
Interest coverage
161.73▲
2024 · 93.01
Debt ≤ 1 year
€380,212▲
2024 · €262,869
Income taxes
€76,421▲
2024 · €50,791
Staff costs
€1.1m▼
2024 · €1.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,733 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,733 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1.0m | €875,076 | €1.3m | €1.1m | €1.1m | ▼ 1.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,019 | €14,019 | €14,019 | €14,019 | €15,144 | ▲ 8.0% |
| Other operating charges640/8 | €988 | €848 | €1,069 | €1,226 | €1,263 | ▲ 3.0% |
| Gross operating margin9900 | €1.3m | €938,078 | €1.4m | €1.2m | €1.2m | ▼ 1.4% |
| Operating profit (loss)9901 | €236,237 | €48,136 | €111,774 | €87,227 | €86,194 | ▼ 1.2% |
| Financial income75/76B | - | €4,321 | - | €8,171 | €5,277 | ▼ 35.4% |
| Recurring financial income75 | - | €4,321 | - | €8,171 | €5,277 | ▼ 35.4% |
| Financial charges65/66B | €278 | €469 | €1,223 | €1,089 | €627 | ▼ 42.4% |
| Recurring financial charges65 | €278 | €469 | €1,223 | €1,089 | €627 | ▼ 42.4% |
| Profit (loss) for the period before taxes9903 | €235,959 | €51,988 | €110,551 | €94,309 | €90,845 | ▼ 3.7% |
| Income taxes67/77 | €12,720 | -€2,249 | €89,148 | €50,791 | €76,421 | ▲ 50.5% |
| Profit (loss) for the period9904 | €223,239 | €54,237 | €21,403 | €43,518 | €14,424 | ▼ 66.9% |
| Profit (loss) for the period to be appropriated9905 | €223,239 | €54,237 | €21,403 | €43,518 | €14,424 | ▼ 66.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €912,598 | €937,454 | €1.0m | €929,552 | €1.1m | ▲ 14.2% |
| Fixed assets21/28 | €52,789 | €38,770 | €24,752 | €10,733 | €345,589 | ▲ 3,120% |
| Intangible fixed assets21 | - | - | - | - | €345,589 | - |
| Tangible fixed assets22/27 | €52,789 | €38,770 | €24,752 | €10,733 | €0 | ▼ 100% |
| Land and buildings22 | €52,789 | €38,770 | €24,752 | €10,733 | €0 | ▼ 100% |
| Current assets29/58 | €859,809 | €898,684 | €987,559 | €918,819 | €715,730 | ▼ 22.1% |
| Amounts receivable within one year40/41 | €470,133 | €455,265 | €575,749 | €532,461 | €631,500 | ▲ 18.6% |
| Trade receivables40 | €469,884 | €450,989 | €575,749 | €495,522 | €631,500 | ▲ 27.4% |
| Other amounts receivable41 | €249 | €4,276 | €0 | €36,940 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €389,676 | €443,420 | €411,809 | €386,358 | €84,230 | ▼ 78.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €912,598 | €937,454 | €1.0m | €929,552 | €1.1m | ▲ 14.2% |
| Equity10/15 | €547,525 | €601,761 | €623,165 | €666,683 | €681,107 | ▲ 2.2% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €100,200 | €100,200 | €100,200 | €100,200 | €100,200 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | €94,000 | €94,000 | €94,000 | €94,000 | €94,000 | = |
| Profit (loss) carried forward14 | €385,325 | €439,562 | €460,965 | €504,483 | €518,907 | ▲ 2.9% |
| Amounts payable17/49 | €365,073 | €335,693 | €389,146 | €262,869 | €380,212 | ▲ 44.6% |
| Amounts payable within one year42/48 | €365,073 | €335,693 | €389,146 | €262,869 | €380,212 | ▲ 44.6% |
| Trade debts44 | €104,680 | €94,909 | €125,628 | €156,272 | €232,182 | ▲ 48.6% |
| Suppliers440/4 | €104,680 | €94,909 | €125,628 | €156,272 | €232,182 | ▲ 48.6% |
| Taxes, remuneration and social security45 | €246,294 | €226,685 | €176,433 | €106,597 | €148,030 | ▲ 38.9% |
| Taxes450/3 | €83,988 | €70,627 | €19,516 | €3,817 | €2,701 | ▼ 29.2% |
| Remuneration and social security454/9 | €162,306 | €156,058 | €156,917 | €102,780 | €145,329 | ▲ 41.4% |
| Other amounts payable47/48 | €14,099 | €14,099 | €87,085 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €223,239 | €54,237 | €21,403 | €43,518 | €14,424 | ▼ 66.9% |
| + Depreciation and write-downs630 | €14,019 | €14,019 | €14,019 | €14,019 | €15,144 | ▲ 8.0% |
| Operating cash flow (approximation) | €237,257 | €68,255 | €35,422 | €57,537 | €29,568 | ▼ 48.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€350,000 | - |
| Change in cash | - | €53,743 | -€31,610 | -€25,452 | -€302,128 | ▼ 1,087% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €14,424 ▼66.9%
Net result drops to €14,424, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €223,239 ▲312%
Operating result €236,237, net result €223,239, both a record.
31-12
Financial
Equity above €500,000Eq €547,525 ▲68.8%
4 profitable years in a row build equity to €547,525.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200,000Eq €270,065 ▲66.5%
2 profitable years in a row build equity to €270,065.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 1992
Ground area
2.4 ha
Building footprint
1.4 ha
Volume, LiDAR
37,018 m³
2 parcels, Flanders · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vosselarestraat 73, 9850 Deinze
since 19922.060.178.149
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0257/00M000 | Flanders | 1.2 ha | 1 · 6,965 m² | - |
| 44030C0214/00N000 | Flanders | 1.2 ha | 1 · 6,664 m² | 16.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,495 EUR awarded · 5,495 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,022 EUR | 1,022 EUR |
| 2024 | 1 | 511 EUR | 511 EUR |
| 2023 | 1 | 682 EUR | 682 EUR |
| 2022 | 1 | 3,280 EUR | 3,280 EUR |
Schemes
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Of 2,544 companies in sector 95290 we hold annual accounts for 419. 214 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded17-12-1992
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
95290Repair and maintenance of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0448896697
Also
9925:BE0448896697
Registered
24-11-2023
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.