4INTERIOR

Active

Private limited companyfounded 20232 yrs activeWezeneistraat 19, 9270 Laarne, BelgiumKBO/BCE: BE 1003.138.465

The computed 12-month bankruptcy probability of 4INTERIOR is 2.1% (moderate). The 2025 annual accounts show equity of €93k and a net result of €49k. Its solvency ranks better than 55% of 27407 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

96 / 100

Excellent▲ +15 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency84▲+14

Growth78

Stability82

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days only on tighter terms

Liquidity tight (current ratio 1.45 against 1.01 in 2024), and 48% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

52%

Return on assets

27.4%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

35 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€93k▲ 111%

2024 · €44k

2024: €44k

2024 → 2025

Total assets

€179k▲ 89.9%

2024 · €95k

2024: €95k

2024 → 2025

Net result

€49k▲ 19.3%

2024 · €41k

2024: €41k

2024 → 2025

Working capital

€27k▲ 9,303%

2024 · €289

2024: €289

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€44k-€93k▲ 111%

Operating result€57k-€69k▲ 19.4%

Net result€41k-€49k▲ 19.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 19% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €179k

51.2%

48.8%

Fixed assets €92k▲ 98.7%

Current assets €88k▲ 81.5%

Equity and liabilities €179k

52.0%

48.0%

Equity €93k▲ 111%

Debt €86k▲ 71.2%

The debt ratio falls from 53.2% to 48.0%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€78k▲

2024 · €58k

Cash flow

€59k▲

2024 · €42k

Solvency

52.0%▲

2024 · 46.8%

Current ratio

1.45▲

2024 · 1.01

Quick ratio

1.45▲

2024 · 1.01

Debt / equity

0.92▼

2024 · 1.14

ROE

52.7%▼

2024 · 93.2%

ROA

27.4%▼

2024 · 43.6%

Interest coverage

24.39▼

2024 · 29.40

Debt

€86k▲

2024 · €50k

Debt ≤ 1 year

€60k▲

2024 · €48k

Debt > 1 year

€26k▲

2024 · €2k

Income taxes

€16k▲

2024 · €14k

Staff costs

€11k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€95k€179k▲

Fixed assets21/28€46k€92k▲

Tangible fixed assets22/27€8k€48k▲

Plant, machinery and equipment23€7k€6k▼

Furniture and vehicles24€928€544▼

Leasing and similar rights25-€42k

Financial fixed assets28€38k€44k▲

Current assets29/58€48k€88k▲

Amounts receivable within one year40/41€40k€36k▼

Trade receivables40€37k€23k▼

Other amounts receivable41€3k€14k▲

Current investments50/53-€38k

Cash at bank and in hand54/58€8k€10k▲

Deferred charges and accrued income490/1€704€4k▲

Equity and liabilities

Total equity and liabilities10/49€95k€179k▲

Equity10/15€44k€93k▲

Contributions10/11€3k€3k=

Reserves13€41k€90k▲

Distributable reserves133€41k€90k▲

Amounts payable17/49€50k€86k▲

Amounts payable after more than one year17€2k€26k▲

Financial debts170/4€2k€26k▲

Amounts payable within one year42/48€48k€60k▲

Current portion of amounts payable after more than one year42€1k€16k▲

Financial debts43-€3k

Credit institutions430/8-€3k

Trade debts44€16k€11k▼

Suppliers440/4€16k€11k▼

Taxes, remuneration and social security45€2k€4k▲

Taxes450/3€339€577▲

Remuneration and social security454/9€2k€4k▲

Other amounts payable47/48€29k€27k▼

Income statement Code20242025

Remuneration, social security and pensions62-€11k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€361€9k▲

Other operating charges640/8€3k€836▼

Gross operating margin9900€61k€90k▲

Operating profit (loss)9901€57k€69k▲

Financial income75/76B€60€35▼

Recurring financial income75€60€35▼

Financial charges65/66B€2k€3k▲

Recurring financial charges65€2k€3k▲

Profit (loss) for the period before taxes9903€55k€65k▲

Income taxes67/77€14k€16k▲

Profit (loss) for the period9904€41k€49k▲

Profit (loss) for the period to be appropriated9905€41k€49k▲

Appropriation of the result

Profit (loss) to be appropriated9906€41k€49k▲

Transfer to equity691/2€41k€49k▲

To other reserves6921€41k€49k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

04-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 35 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Laarne · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wezeneistraat 199270 Laarne

Ground area

349 m²

Building footprint

125 m²

Volume, LiDAR

646 m³

Parcel 42010C1070/00E000, Flanders · tallest building 15.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

4INTERIOR

Wezeneistraat 19, 9270 LaarnePlastering work

since 20232.353.247.813

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42010C1070/00E000	Flanders	349 m²	1 · 125 m²	15.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 309 EUR awarded · 309 EUR paid

Year	Entries	awarded	paid
2025	1	309 EUR	309 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 309 EUR · 309 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

JAN BELLEFROID

BE 0428.164.829

Oud-Heverlee · Eq €93k

Of 7,816 companies in sector 43341 we hold annual accounts for 2,640. 2,271 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-12-2023

Fiscal year end31-12

Activities, NACEBEL

43341Painting of buildings

43350Other building finishing work

43310Plastering work

43320Joinery installation

43331Floor and wall tiling

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:info@4interior.be

Establishment Laarne 2.353.247.813