EDM SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of EDM SOLUTIONS is 2.0% (moderate). The 2025 annual accounts show equity of €93,830 and a net result of €33,762. Equity is growing by ~53.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 28184 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-12
Solvency52▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 5.42 against 2.56 in 2024; short-term debt: 6.5% and cash: 27.7% of total assets), but 73.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.9%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
121 d early
2024
84 d early
2023
76 d early
2022
14 d early
2021
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 62 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€93,830▲ 56.2%
2024 · €60,068
Total assets
€348,709▲ 34.8%
2024 · €258,667
Net result
€33,762▼ 32.3%
2024 · €49,891
Working capital
€99,834▲ 147%
2024 · €40,442
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,622--€791-€6,727▼ 751%€68,744€48,289▼ 29.8%
Net result€12,783within the sector's middle half--€762below the sector's middle half-€6,844below the sector's middle half▼ 799%€49,891above the sector's middle half€33,762above the sector's middle half▼ 32.3%
Equity€17,783below the sector's middle half-€17,021below the sector's middle half▼ 4.3%€10,177below the sector's middle half▼ 40.2%€60,068within the sector's middle half▲ 490%€93,830within the sector's middle half▲ 56.2%
Total assets€33,227below the sector's middle half-€21,662below the sector's middle half▼ 34.8%€25,232below the sector's middle half▲ 16.5%€258,667within the sector's middle half▲ 925%€348,709above the sector's middle half▲ 34.8%
Debt€15,445-€4,641▼ 70.0%€15,055▲ 224%€198,599▲ 1,219%€254,879▲ 28.3%
Working capital€11,715-€12,759▲ 8.9%€6,642▼ 47.9%€40,442▲ 509%€99,834▲ 147%
Solvency53.5%within the sector's middle half-78.6%above the sector's middle half▲ 25.1pp40.3%within the sector's middle half▼ 38.2pp23.2%below the sector's middle half▼ 17.1pp26.9%within the sector's middle half▲ 3.7pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €348,709
Fixed assets
€226,303 ▲ 17.7%
Current assets
€122,406 ▲ 84.4%
Equity and liabilities €348,709
Equity
€93,830 ▲ 56.2%
Debt
€254,879 ▲ 28.3%
Debt's share of the balance-sheet total falls from 76.8% to 73.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60,344▼
2024 · €93,164
Cash flow
€45,817▼
2024 · €74,311
Current ratio
5.42▲
2024 · 2.56
Quick ratio
5.02▲
2024 · 2.47
Debt to equity
2.72▼
2024 · 3.31
ROE
36.0%▼
2024 · 83.1%
ROA
9.7%▼
2024 · 19.3%
Interest coverage
6.84▼
2024 · 25.98
Debt ≤ 1 year
€22,573▼
2024 · €25,954
Debt > 1 year
€229,542▲
2024 · €170,639
Income taxes
€7,165▼
2024 · €15,406
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €446 | €1,806 | €2,147 | €24,420 | €12,055 | ▼ 50.6% |
| Other operating charges640/8 | €348 | €575 | €628 | €3,655 | €1,779 | ▼ 51.3% |
| Gross operating margin9900 | €16,416 | €1,589 | -€3,952 | €96,819 | €62,123 | ▼ 35.8% |
| Operating profit (loss)9901 | €15,622 | -€791 | -€6,727 | €68,744 | €48,289 | ▼ 29.8% |
| Financial income75/76B | €0 | €98 | - | €139 | €1,462 | ▲ 949% |
| Recurring financial income75 | €0 | €98 | - | €139 | €1,462 | ▲ 949% |
| Financial charges65/66B | €51 | €69 | €118 | €3,586 | €8,824 | ▲ 146% |
| Recurring financial charges65 | €51 | €69 | €118 | €3,586 | €8,824 | ▲ 146% |
| Profit (loss) for the period before taxes9903 | €15,571 | -€762 | -€6,844 | €65,297 | €40,927 | ▼ 37.3% |
| Income taxes67/77 | €2,789 | - | - | €15,406 | €7,165 | ▼ 53.5% |
| Profit (loss) for the period9904 | €12,783 | -€762 | -€6,844 | €49,891 | €33,762 | ▼ 32.3% |
| Profit (loss) for the period to be appropriated9905 | €12,783 | -€762 | -€6,844 | €49,891 | €33,762 | ▼ 32.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33,227 | €21,662 | €25,232 | €258,667 | €348,709 | ▲ 34.8% |
| Fixed assets21/28 | €6,068 | €4,262 | €3,535 | €192,271 | €226,303 | ▲ 17.7% |
| Tangible fixed assets22/27 | €6,068 | €4,262 | €3,535 | €192,271 | €226,303 | ▲ 17.7% |
| Land and buildings22 | - | - | - | €174,507 | €212,285 | ▲ 21.6% |
| Plant, machinery and equipment23 | €3,328 | €2,071 | €1,892 | €1,512 | €637 | ▼ 57.9% |
| Furniture and vehicles24 | €2,740 | €2,191 | €1,643 | €16,251 | €13,380 | ▼ 17.7% |
| Current assets29/58 | €27,159 | €17,400 | €21,697 | €66,397 | €122,406 | ▲ 84.4% |
| Stocks and contracts in progress3 | - | €5,391 | €3,380 | €2,370 | €9,057 | ▲ 282% |
| Stocks30/36 | - | €5,391 | €3,380 | €2,370 | €9,057 | ▲ 282% |
| Amounts receivable within one year40/41 | €3,501 | €4,213 | €1,228 | €28,041 | €9,563 | ▼ 65.9% |
| Trade receivables40 | - | - | €757 | €19,667 | €5,034 | ▼ 74.4% |
| Other amounts receivable41 | €3,501 | €4,213 | €471 | €8,374 | €4,529 | ▼ 45.9% |
| Cash at bank and in hand54/58 | €23,658 | €7,796 | €17,020 | €29,221 | €96,681 | ▲ 231% |
| Deferred charges and accrued income490/1 | - | - | €68 | €6,765 | €7,106 | ▲ 5.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33,227 | €21,662 | €25,232 | €258,667 | €348,709 | ▲ 34.8% |
| Equity10/15 | €17,783 | €17,021 | €10,177 | €60,068 | €93,830 | ▲ 56.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €12,783 | €12,021 | €5,177 | €55,068 | €88,830 | ▲ 61.3% |
| Distributable reserves133 | €12,783 | €12,021 | €5,177 | €55,068 | €88,830 | ▲ 61.3% |
| Amounts payable17/49 | €15,445 | €4,641 | €15,055 | €198,599 | €254,879 | ▲ 28.3% |
| Amounts payable after more than one year17 | - | - | - | €170,639 | €229,542 | ▲ 34.5% |
| Financial debts170/4 | - | - | - | €170,639 | €229,542 | ▲ 34.5% |
| Amounts payable within one year42/48 | €15,445 | €4,641 | €15,055 | €25,954 | €22,573 | ▼ 13.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €3,728 | €5,142 | ▲ 37.9% |
| Financial debts43 | - | - | - | €15,000 | - | - |
| Other loans439 | - | - | - | €15,000 | - | - |
| Trade debts44 | €4,432 | €2,148 | €1,143 | €3,799 | €10,158 | ▲ 167% |
| Suppliers440/4 | €4,432 | €2,148 | €1,143 | €3,799 | €10,158 | ▲ 167% |
| Advances received on contracts in progress46 | €2,160 | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | €210 | - | €2,677 | €7,273 | ▲ 172% |
| Taxes450/3 | - | €210 | - | €677 | €5,273 | ▲ 679% |
| Remuneration and social security454/9 | - | - | - | €2,000 | €2,000 | = |
| Other amounts payable47/48 | €8,853 | €2,284 | €13,912 | €751 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €2,006 | €2,765 | ▲ 37.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,783 | -€762 | -€6,844 | €49,891 | €33,762 | ▼ 32.3% |
| + Depreciation and write-downs630 | €446 | €1,806 | €2,147 | €24,420 | €12,055 | ▼ 50.6% |
| Operating cash flow (approximation) | €13,229 | €1,044 | -€4,698 | €74,311 | €45,817 | ▼ 38.3% |
| Investment in fixed assets (approximation) | - | €0 | -€1,419 | -€213,156 | -€46,087 | ▲ 78.4% |
| Change in cash | - | -€15,862 | €9,224 | €12,201 | €67,460 | ▲ 453% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 5.42
Current ratio from 2.56 to 5.42; short-term debt falls from €25,954 to €22,573.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €49,891
Net result €49,891 after 2 loss-making years.
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€6,844
Net result drops to -€6,844, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.75
Current ratio from 1.76 to 3.75; short-term debt falls from €15,445 to €4,641.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2021
Ground area
477 m²
Building footprint
89 m²
Volume, LiDAR
523 m³
Parcel 12002B0269/00R000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Warpy Projects
since 20212.314.329.136
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002B0269/00R000 | Flanders | 477 m² | 1 · 89 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,300 companies in sector 43350 we hold annual accounts for 2,362. 1,986 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43350Other building finishing work
62200Computer consultancy and computer facilities management
68310Real estate agency activities
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764585177
Registered
05-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.