Turnover
≈ €68,000 estimated
The micro format states no turnover.
M.I. CONSTRUCT
Lifetime
11 annual accounts with figures on one time axispeak €66,722 (2024)
€6,793▼ 89.8%
lowest -€7,364 (2025)
-€7,364▼ €41,246
peak €100,274 (2024)
€92,911▼ 7.3%
€15,044▼ 90.6%
Board1 name since 2021
1 directorMURARIU Ilie
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from €66,722 to €6,793Loss of €7,364Debts from €160,547 to €15,044Cash from €154,200 to €24,860
Key points
from the 2025 annual accountsLiquidity
6.19 was 1.54 in 2024
Short-term debts fell from €160,547 to €15,044.
Position in the sector
-€7,364
Lower net result than 86% of companies in specialised construction. Sector median €10,189 · 35,113 companies.
Checked score
90
Excellent
Financially stronger than 55% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.2%▼ -0.1 percentage points vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%▲ +0.2 percentage points vs 04-2025highest value
06-2025: 0.1%▼ -0.4 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.2 percentage points vs 04-2026
06-2026: 0.2%▼ -0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €7,364 (financial year 2025)
lowers risk
Liquidity: current ratio 6.19, cash €24,860, halved
Equity €92,911 (86.1% of total assets)
Founded in 2014
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 75% on liquidity, 29% on profitability and 26% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as M.I. CONSTRUCT has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of M.I. CONSTRUCT itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for M.I. CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.19 (1.54 in 2024), above the usual 1.5. Short-term debt is 13.9% and cash 23% of total assets. 13.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 days late
2021
1 day early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0550502615
Amendment of the articles · Legal-form change · Resignations & appointments
Director in office: MURARIU Ilie (sole director) · General meeting of 13-10-2023 · Gazette deed
Incorporation
published on 22-04-2014 · Gazette deed
First establishment
Auguste Gevaertstraat 7, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| M.I. CONSTRUCT Anderlecht | €107,955 | €6,793 | 86.1% | - |
| LEWAN Antwerp | €101,090 | €7,412 | 92.6% | - |
| Jan Meijs Stekene | €125,693 | €7,969 | 51.2% | - |
| GRS Projects Ghent | €125,466 | €8,275 | 11.6% | - |
| KTH Glass Cleaning Berchem-Sainte-Agathe | €133,632 | €7,079 | 12.4% | - |
| ELECTROWATT CONSTRUCT Molenbeek-Saint-Jean | €81,428 | €4,779 | 91.7% | - |
| ACTING SERVICES Brussels | €82,364 | €6,117 | 60.9% | - |
These companies have the same main activity as M.I. CONSTRUCT: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €81,400 and €134,000, founded between 2010 and 2013.
Official details
Source: KBO- Status
- Active since 09-04-2014Normal situation
- Activity
- Other building finishing workNACE 43350
- Establishment unit
- 2.229.515.5041070 Anderlecht, since 09-04-2014
- Financial year end
- 30 September
- Peppol
- Reachable since 19-12-2025
Annual accounts to 30-09-2025
- €107,955▼ 58.6%
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on M.I. CONSTRUCT
M.I. CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €2,583 in 2015 to €6,793 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about M.I. CONSTRUCT
- What is the company number of M.I. CONSTRUCT?
- The company number of M.I. CONSTRUCT is 0550.502.615. The VAT number is the same number with BE in front: BE 0550.502.615.
- Where is M.I. CONSTRUCT based?
- The registered office is at Auguste Gevaertstraat 7, 1070 Anderlecht.Company details
- What does M.I. CONSTRUCT do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of M.I. CONSTRUCT?
- M.I. CONSTRUCT is a private limited company (BV).
- When was M.I. CONSTRUCT founded?
- M.I. CONSTRUCT was founded on 09-04-2014.
- Is M.I. CONSTRUCT still active?
- Yes, M.I. CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of M.I. CONSTRUCT?
- The turnover in financial year 2025 is ≈ €68,000. This figure is estimated from the gross margin of €6,793 and 37 comparable companies (NACE 43350). It probably lies between €39,000 and €140,000. It is a rough estimate.Financials
- Is M.I. CONSTRUCT profitable?
- In financial year 2025, M.I. CONSTRUCT made a loss of €7,364.
- Where can I find the annual accounts of M.I. CONSTRUCT?
- M.I. CONSTRUCT filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of M.I. CONSTRUCT due?
- M.I. CONSTRUCT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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