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3T VERTAALBUREAU

Active
Private limited companyfounded 1998active for 27 yearsRue de la Sapinière 16, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0464.702.353
Summary

3T VERTAALBUREAU has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €294,002 and a net result of -€13,377. Equity is growing by about 4.9% per year across the filed financial years. Its solvency ranks better than 95% of 4,313 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
3T VERTAALBUREAUActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Translation services
NACE 74301
1 site
Size
€298,773total assets 2025
Equity
€294,002
Loss
-€13,377
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 39 days early1 of 3 deeds summarised
Why 95raises riskLoss of €13,377, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 52.28, cash €173,325Equity €294,002 (98.4% of total assets)Size: total assets €298,773Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 74, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.4% of total assets
Liquidity 100=
short-term debt 1.6% · cash 58.0%
Profitability 13-5
return on assets -4.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,415 companies, NACE 74, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 52.28, compared with 38.16 in 2024, above the usual 1.5; short-term debt: 1.6% and cash: 58% of total assets), and 1.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 88% on solvency, 97% on liquidity, 18% on profitability and 35% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 52.28, cash €173,325
NBB · annual accounts
lowers risk · Equity €294,002 (98.4% of total assets)
NBB · annual accounts
raises risk · Loss of €13,377, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €298,773
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13,377
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
29 days early
2023
23 days early
2022
23 days late
2021
5 days late
2020
2 days late
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€13,377
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€13,377 View
  • Caution: Among the weakest 11% on net resultsector median €9,353 · 4,308 companies -€13,377 View
  • Active since 1998founded 27-11-1998 27 years View

By topic

Financials

Financial year
2025
Total assets
€298,773
Loss
-€13,377
Solvency
98.4%
Total assets▼ 5.6%
Net result
20182025
Go to Financials

Timeline

Events
31
Since
2000
Next accounts
by 31-07-2027
  1. 08-07-2024Annual accounts filed
  2. 24-01-2024Purpose · Amendment of the articles ·…
  3. 23-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Translation servicesNACE 74301
Founded
27-11-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Annual meeting
First Monday of June at 14:00
Purpose
“Bureau de traduction; Entreprise de reproduction de documents par techniques graphiques.…” (deed in French)
Go to Articles of association

Key facts about 3T VERTAALBUREAU

What is the company number of 3T VERTAALBUREAU?
0464.702.353. In Belgium the VAT number is the company number with BE in front: BE 0464.702.353.
Where is 3T VERTAALBUREAU based?
The registered office is at Rue de la Sapinière 16, 1390 Grez-Doiceau.Company details
What does 3T VERTAALBUREAU do?
According to the KBO register, the main activity is translation services (NACE 74301).
What is the legal form of 3T VERTAALBUREAU?
Private limited company (BV).
When was 3T VERTAALBUREAU founded?
On 27-11-1998.
Is 3T VERTAALBUREAU still active?
Yes, 3T VERTAALBUREAU is an active enterprise in the KBO register.
What is the turnover of 3T VERTAALBUREAU?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is 3T VERTAALBUREAU profitable?
In financial year 2025, 3T VERTAALBUREAU made a loss of €13,377.
Where can I find the annual accounts of 3T VERTAALBUREAU?
3T VERTAALBUREAU filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 3T VERTAALBUREAU due?
By 31-07-2027, for financial year 2026.Timeline

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