3T VERTAALBUREAU: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
3T VERTAALBUREAU
Largest movements
- Tangible fixed assets -€11,824
down €11,824 (-20.1%), from €58,921 to €47,097
of which Furniture and vehicles: -€9,635
- Receivables within one year -€8,331
down €8,331 (-12.6%), from €66,082 to €57,751
of which Other amounts receivable: -€6,783
- Profit (loss) carried forward -€13,377
down €13,377 (-293%), from -€4,558 to -€17,935
- Tax, wage and social debts -€4,423
down €4,423 (-78.9%), from €5,607 to €1,184
- Depreciation +€6,836
up €6,836 (+137%), from €4,988 to €11,824
- Gross operating margin -€6,136
down €6,136, from €6,133 to -€4
- Other operating charges -€3,743
down €3,743 (-61.3%), from €6,110 to €2,367
- Financial income -€252
down €252 (-15.4%), from €1,638 to €1,387
- Taxes -€192
down €192 (-37.9%), from €506 to €314
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €316,346 | €298,773 | -€17,573 | -5.6% |
| Fixed assets | 21/28 | €61,152 | €49,328 | -€11,824 | -19.3% |
| Tangible fixed assets | 22/27 | €58,921 | €47,097 | -€11,824 | -20.1% |
| Land and buildings | 22 | €14,169 | €11,980 | -€2,189 | -15.5% |
| Furniture and vehicles | 24 | €44,752 | €35,117 | -€9,635 | -21.5% |
| Financial fixed assets | 28 | €2,231 | €2,231 | = | 0.0% |
| Current assets | 29/58 | €255,194 | €249,445 | -€5,748 | -2.3% |
| Amounts receivable within one year | 40/41 | €66,082 | €57,751 | -€8,331 | -12.6% |
| Trade receivables | 40 | €6,463 | €4,916 | -€1,547 | -23.9% |
| Other amounts receivable | 41 | €59,619 | €52,835 | -€6,783 | -11.4% |
| Current investments | 50/53 | €16,329 | €16,329 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €171,895 | €173,325 | +€1,430 | +0.8% |
| Deferred charges and accrued income | 490/1 | €888 | €2,040 | +€1,153 | +130% |
| Total equity and liabilities | 10/49 | €316,346 | €298,773 | -€17,573 | -5.6% |
| Equity | 10/15 | €307,378 | €294,002 | -€13,377 | -4.4% |
| Contributions | 10/11 | €95,300 | €95,300 | = | 0.0% |
| Reserves | 13 | €216,637 | €216,637 | = | 0.0% |
| Non-distributable reserves | 130/1 | €10,769 | €10,769 | = | 0.0% |
| Reserves not available under the articles | 1311 | €10,769 | €10,769 | = | 0.0% |
| Distributable reserves | 133 | €205,868 | €205,868 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€4,558 | -€17,935 | -€13,377 | -293% |
| Amounts payable | 17/49 | €8,968 | €4,772 | -€4,196 | -46.8% |
| Amounts payable within one year | 42/48 | €6,687 | €4,772 | -€1,915 | -28.6% |
| Trade debts | 44 | €1,080 | €3,588 | +€2,508 | +232% |
| Suppliers | 440/4 | €1,080 | €3,588 | +€2,508 | +232% |
| Taxes, remuneration and social security | 45 | €5,607 | €1,184 | -€4,423 | -78.9% |
| Taxes | 450/3 | €5,607 | €1,184 | -€4,423 | -78.9% |
| Accrued charges and deferred income | 492/3 | €2,281 | - | -€2,281 | |
| Non-recurring operating income | 76A | €1 | - | -€1 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,988 | €11,824 | +€6,836 | +137% |
| Other operating charges | 640/8 | €6,110 | €2,367 | -€3,743 | -61.3% |
| Non-recurring operating charges | 66A | - | €149 | +€149 | |
| Gross operating margin | 9900 | €6,133 | -€4 | -€6,136 | |
| Operating profit (loss) | 9901 | -€4,965 | -€14,344 | -€9,378 | -189% |
| Financial income | 75/76B | €1,638 | €1,387 | -€252 | -15.4% |
| Recurring financial income | 75 | €1,638 | €1,387 | -€252 | -15.4% |
| Financial charges | 65/66B | €160 | €105 | -€54 | -34.1% |
| Recurring financial charges | 65 | €160 | €105 | -€54 | -34.1% |
| Profit (loss) for the period before taxes | 9903 | -€3,487 | -€13,062 | -€9,575 | -275% |
| Income taxes | 67/77 | €506 | €314 | -€192 | -37.9% |
| Profit (loss) for the period | 9904 | -€3,993 | -€13,377 | -€9,383 | -235% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,993 | -€13,377 | -€9,383 | -235% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.