CALLIOPE COMMUNICATION
ActiveCALLIOPE COMMUNICATION has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €34k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 62% of 3452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-10
Solvency88▲+7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.24 in 2024), and 36.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.2%
Return on assets
7.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
on the day
2022
32 d early
2021
2 d early
2020
31 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€295k▲ 13.2%
2024 · €261k
2018: €189k
2019: €230k
2020: €195k
2021: €232k
2022: €264k
2023: €304k
2024: €261k
2018 → 2025
Total assets
€467k▲ 2.1%
2024 · €457k
2018: €422k
2019: €426k
2020: €420k
2021: €421k
2022: €426k
2023: €464k
2024: €457k
2018 → 2025
Net result
€34k▼ 2.7%
2024 · €35k
2018: €47k
2019: €40k
2020: €29k
2021: €36k
2022: €33k
2023: €39k
2024: €35k
2018 → 2025
Working capital
€39k▲ 98.6%
2024 · €20k
2018: €4k
2019: €43k
2020: €13k
2021: €48k
2022: €79k
2023: €88k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€232k-€264k▲ 14.2%€304k▲ 14.8%€261k▼ 14.2%€295k▲ 13.2%
Operating result€62k-€56k▼ 9.3%€66k▲ 16.6%€59k▼ 10.0%€60k▲ 0.6%
Net result€36k-€33k▼ 9.9%€39k▲ 19.3%€35k▼ 9.5%€34k▼ 2.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €467k
Fixed assets
€348k▼ 1.5%
Current assets
€119k▲ 14.4%
Equity and liabilities €467k
Equity
€295k▲ 13.2%
Debt
€172k▼ 12.6%
The debt ratio falls from 43.0% to 36.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€76k▼
2024 · €77k
Cash flow
€51k▼
2024 · €53k
Solvency
63.2%▲
2024 · 57.0%
Current ratio
1.50▲
2024 · 1.24
Quick ratio
1.50▲
2024 · 1.24
Debt / equity
0.58▼
2024 · 0.75
ROE
11.7%▼
2024 · 13.6%
ROA
7.4%▼
2024 · 7.8%
Interest coverage
7.84▼
2024 · 10.11
Debt
€172k▼
2024 · €197k
Debt ≤ 1 year
€80k▼
2024 · €84k
Debt > 1 year
€92k▼
2024 · €110k
Income taxes
€16k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€457k€467k▲
Fixed assets21/28€353k€348k▼
Tangible fixed assets22/27€353k€348k▼
Land and buildings22€349k€344k▼
Plant, machinery and equipment23€4k€4k▼
Current assets29/58€104k€119k▲
Amounts receivable after more than one year29€17k€14k▼
Other amounts receivable291€17k€14k▼
Amounts receivable within one year40/41€35k€41k▲
Trade receivables40€27k€31k▲
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€52k€64k▲
Deferred charges and accrued income490/1€537€216▼
Equity and liabilities
Total equity and liabilities10/49€457k€467k▲
Equity10/15€261k€295k▲
Contributions10/11€12k€12k=
Reserves13€248k€283k▲
Distributable reserves133€248k€283k▲
Amounts payable17/49€197k€172k▼
Amounts payable after more than one year17€110k€92k▼
Financial debts170/4€110k€92k▼
Amounts payable within one year42/48€84k€80k▼
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€613€3k▲
Suppliers440/4€613€3k▲
Advances received on contracts in progress46-€811
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€58k€49k▼
Accrued charges and deferred income492/3€2k€156▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€16k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€79k€78k▼
Operating profit (loss)9901€59k€60k▲
Financial income75/76B€830€835▲
Recurring financial income75€830€835▲
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€52k€51k▼
Income taxes67/77€17k€16k▼
Profit (loss) for the period9904€35k€34k▼
Profit (loss) for the period to be appropriated9905€35k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€34k▼
Transfer from equity791/2€78k-
Transfer to equity691/2€35k€34k▼
To other reserves6921€35k€34k▼
Profit to be distributed694/7€78k-
Return on contributions (dividend)694€78k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €232k ▲18.7%
4 profitable years in a row build equity to €232k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €29k ▼29.3%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 2.31
Current ratio from 1.07 to 2.31; short-term debt falls from €58k to €33k.
31-12
Financial
Equity above €200kEq €230k ▲21.4%
2 profitable years in a row build equity to €230k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eekhoutstraat 48000 BruggeGround area
255 m²
Building footprint
121 m²
Volume, LiDAR
1,243 m³
Parcel 31803C0265/00D000, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CALLIOPE COMMUNICATION BVBA
since 19912.053.049.540
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C0265/00D000 | Flanders | 255 m² | 1 · 121 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,526 companies in sector 74301 we hold annual accounts for 716. 494 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-1991
Fiscal year end31-12
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
74852
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.