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3T Land

Active
Private limited companyfounded 201510 yrs activeKunnenbergstraat 28, 9660 Brakel, BelgiumKBO/BCE: BE 0644.529.663

3T Land has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21k and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
89 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+41
Solvency84▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 26.83 in 2023; short-term debt: 41% and cash: 60% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
59%
Return on assets
59.9%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €21k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
56 d late
2023
60 d late
2022
60 d late
2021
59 d late
2020
60 d late
2019
31 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€21k▲ 76.3%
2023 · €12k
2018: €970k 2019: €148k 2020: €141k 2021: €29k 2022: €11k 2023: €12k
2018 → 2024
Total assets
€35k▲ 187%
2023 · €12k
2018: €1.36M 2019: €1.29M 2020: €141k 2021: €29k 2022: €11k 2023: €12k
2018 → 2024
Net result
€21k▲ 1,932%
2023 · €1k
2018: €648k 2019: €-22k 2020: €-7k 2021: €-113k 2022: €-28k 2023: €1k
2018 → 2024
Working capital
€19k▲ 65.7%
2023 · €12k
2018: €975k 2019: €148k 2023: €12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€141k-€29k▼ 79.8%€11k▼ 62.7%€12k▲ 9.7%€21k▲ 76.3%
Operating result€-6k-€-112k▼ 1,894%€-28k▲ 75.0%€1k€25k▲ 2,227%
Net result€-7k-€-113k▼ 1,604%€-28k▲ 75.2%€1k€21k▲ 1,932%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-150k€-100k€-50k€0€50kOperating result 2020: €-6k€-6kNet result 2020: €-7k€-7kOperating result 2021: €-112k€-112kNet result 2021: €-113k€-113kOperating result 2022: €-28k€-28kNet result 2022: €-28k€-28kOperating result 2023: €1k€1kNet result 2023: €1k€1kOperating result 2024: €25k€25kNet result 2024: €21k€21k20202021202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 2,227% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €35k
Fixed assets €1k
Current assets €34k
Equity and liabilities €35k
Equity €21k▲ 76.3%
Debt €14k▲ 3,058%
The debt ratio rises from 3.7% to 41.0%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€26k
Cash flow
€22k
Solvency
59.0%
2023 · 96.3%
Current ratio
2.36
2023 · 26.83
Quick ratio
2.36
2023 · 26.83
Debt / equity
0.69
2023 · 0.04
ROE
101.5%
2023 · 8.8%
ROA
59.9%
2023 · 8.5%
Interest coverage
493.33
Debt
€14k
2023 · €453
Debt ≤ 1 year
€14k
2023 · €453
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€12k€35k
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€12k€34k
Amounts receivable within one year40/41€12k€13k
Trade receivables40€2k€3k
Other amounts receivable41€10k€10k
Cash at bank and in hand54/58€1€21k
Equity and liabilities
Total equity and liabilities10/49€12k€35k
Equity10/15€12k€21k
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-9k€166
Amounts payable17/49€453€14k
Amounts payable within one year42/48€453€14k
Taxes, remuneration and social security45€373€2k
Taxes450/3€373€2k
Other amounts payable47/48€80€12k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€619
Other operating charges640/8€702€1k
Gross operating margin9900€2k€27k
Operating profit (loss)9901€1k€25k
Financial charges65/66B€46€52
Recurring financial charges65€46€52
Profit (loss) for the period before taxes9903€1k€25k
Income taxes67/77-€4k
Profit (loss) for the period9904€1k€21k
Profit (loss) for the period to be appropriated9905€1k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€12k
Profit (loss) brought forward from the previous period14P€-10k€-9k
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
25-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
29-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial Back to profitnet €1k
Net result €1k after 4 loss-making years.
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
28-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial Weakest financial yearnet €-113k
Net result drops to €-113k, the lowest in the series; recovery starts the following year.
29-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kunnenbergstraat 289660 Brakel
Ground area
1,709 m²
Building footprint
266 m²
Volume, LiDAR
1,407 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
3T Land
Hundelgemsebaan(Hund) 20, 9630 ZwalmReal estate development
since 20152.248.676.764
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45016A0494/00E000 Flanders 1,018 m² 1 · 165 m² 9.2 m · 2 fl.
45028A1355/00V000 Flanders 690 m² 1 · 101 m² 6.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 30,864 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-12-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.