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qipu
ActiveFrom the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
qipu has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,542) and a net result of €7,648. Equity is shrinking by about 25% per year across the filed financial years. Its solvency ranks better than 5% of 39,218 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
KBO- Status
- Active since 02-10-2015 Normal situation
- Legal form
- Private limited company
- Registered office
- Ter Ramenlaan 6, 9070 Destelbergen
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.246.425.671 9070 Destelbergen, since 02-10-2015
- Financial year end
- 30 June
- Peppol
- Reachable since 20-01-2026
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.2%
Annual accounts to 30-06-2025
- Gross margin
- €24,269
- ▲ 134%
- Turnover
- ≈ €110,000
- estimated
- Profit
- €7,648
- Equity
- -€16,542
- ▲ 31.6%
- Total assets
- €32,624
- ▼ 30.5%
2025 accounts 51 days early
Filed on 11-12-2025PDF
Why 55raises riskCapped at 59: negative equityNegative equity -€16,542lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €32,624Liquidity: current ratio 0.26, cash €6,416Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 38% of its sector peers (NACE 70, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency
0=
equity -50.7% of total assets
Liquidity
25=
short-term debt 150.5% · cash 19.7%
Profitability
98+39
return on assets 23.4%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%highest value
12-2024: 0.4%● unchanged vs 11-2024
01-2025: 0.3%▼ -0.1 percentage points vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.2%▼ -0.1 percentage points vs 11-2025
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.26, compared with 0.23 in 2024, below 1; short-term debt: 150.5% and cash: 19.7% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 3% on solvency, 10% on liquidity, 67% on profitability and 73% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 39218 sector peers (2025).
NBB · sector comparisonPosition among 39218 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
51 days early
2024
49 days early
2023
47 days early
2022
39 days early
2021
41 days early
2020
11 days early
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 11-12-2025
- Annual accounts 2024filed on 13-12-2024
- Annual accounts 2023filed on 15-12-2023
- Annual accounts 2022filed on 23-12-2022
Acts in the Belgian Official Gazette
- Purpose · Legal-form change · Resignations & appointmentsact of 28-12-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about qipu
- What is the company number of qipu?
- 0639.881.977. In Belgium the VAT number is the company number with BE in front: BE 0639.881.977.
- Where is qipu based?
- The registered office is at Ter Ramenlaan 6, 9070 Destelbergen.Company details
- What does qipu do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of qipu?
- Private limited company (BV).
- When was qipu founded?
- On 02-10-2015.
- Is qipu still active?
- Yes, qipu is an active enterprise in the KBO register.
- What is the turnover of qipu?
- ≈ €110,000 in financial year 2025. Estimated from the gross margin of €24,269: probably between €52,000 and €230,000, based on 205 comparable companies, NACE 70200. A rough estimate.Financials
- Is qipu profitable?
- In financial year 2025, qipu made a profit of €7,648.
- Where can I find the annual accounts of qipu?
- qipu filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of qipu due?
- By 31-01-2027, for financial year 2026.Timeline
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