3Connect
ActiveSummary
3Connect has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,423 and a net result of €34,768. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency80▲+30
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.14 in 2024; short-term debt: 44.5% and cash: 2.5% of total assets), and 44.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.5%
Return on assets
39.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
45 d late
2024
29 d late
2023
6 d early
2022
17 d early
2021
33 d early
2020
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€48,423▲ 255%
2024 · €13,655
Total assets
€87,323▲ 61.0%
2024 · €54,227
Net result
€34,768▲ 101%
2024 · €17,326
Working capital
€40,546▲ 624%
2024 · €5,600
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,342▲ 40.2%-€9,707▼ 314%€16,918€27,938▲ 65.1%€51,226▲ 83.4%
Net result-€3,190▲ 35.8%-€11,046▼ 246%€9,332€17,326▲ 85.7%€34,768▲ 101%
Equity-€1,957-€13,003▼ 565%-€3,671▲ 71.8%€13,655€48,423▲ 255%
Total assets€48,446▲ 24.1%€44,638▼ 7.9%€35,587▼ 20.3%€54,227▲ 52.4%€87,323▲ 61.0%
Debt€50,403▲ 33.3%€57,640▲ 14.4%€39,258▼ 31.9%€40,572▲ 3.3%€38,900▼ 4.1%
Working capital-€16,651▼ 64.1%-€25,915▼ 55.6%-€14,006▲ 46.0%€5,600€40,546▲ 624%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 83% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87,323
Fixed assets
€7,877 ▼ 2.2%
Current assets
€79,446 ▲ 72.1%
Equity and liabilities €87,323
Equity
€48,423 ▲ 255%
Debt
€38,900 ▼ 4.1%
Debt's share of the balance-sheet total falls from 74.8% to 44.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54,956▲
2024 · €31,952
Cash flow
€38,499▲
2024 · €21,340
Current ratio
2.04▲
2024 · 1.14
Debt to equity
0.80▼
2024 · 2.97
ROE
71.8%▼
2024 · 126.9%
ROA
39.8%▲
2024 · 32.0%
Interest coverage
12.13▲
2024 · 10.00
Debt ≤ 1 year
€38,900▼
2024 · €40,572
Income taxes
€14,818▲
2024 · €8,419
Staff costs
€350▼
2024 · €390
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,800 | €0 | €390 | €350 | ▼ 10.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,810 | €5,119 | €5,082 | €4,014 | €3,731 | ▼ 7.1% |
| Other operating charges640/8 | €502 | €2,043 | €664 | €398 | €1,404 | ▲ 253% |
| Gross operating margin9900 | €2,970 | -€746 | €22,664 | €32,740 | €56,710 | ▲ 73.2% |
| Operating profit (loss)9901 | -€2,342 | -€9,707 | €16,918 | €27,938 | €51,226 | ▲ 83.4% |
| Financial income75/76B | €10 | €0 | €0 | €1,002 | €2,891 | ▲ 189% |
| Recurring financial income75 | €10 | €0 | €0 | €1,002 | €2,891 | ▲ 189% |
| Financial charges65/66B | €650 | €1,003 | €4,935 | €3,195 | €4,530 | ▲ 41.8% |
| Recurring financial charges65 | €650 | €1,003 | €4,935 | €3,195 | €4,530 | ▲ 41.8% |
| Profit (loss) for the period before taxes9903 | -€2,983 | -€10,710 | €11,984 | €25,745 | €49,587 | ▲ 92.6% |
| Income taxes67/77 | €207 | €336 | €2,652 | €8,419 | €14,818 | ▲ 76.0% |
| Profit (loss) for the period9904 | -€3,190 | -€11,046 | €9,332 | €17,326 | €34,768 | ▲ 101% |
| Profit (loss) for the period to be appropriated9905 | -€3,190 | -€11,046 | €9,332 | €17,326 | €34,768 | ▲ 101% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €48,446 | €44,638 | €35,587 | €54,227 | €87,323 | ▲ 61.0% |
| Fixed assets21/28 | €21,378 | €17,151 | €12,069 | €8,055 | €7,877 | ▼ 2.2% |
| Intangible fixed assets21 | €860 | €339 | €0 | - | - | - |
| Tangible fixed assets22/27 | €15,518 | €11,812 | €7,069 | €3,055 | €2,876 | ▼ 5.8% |
| Plant, machinery and equipment23 | €2,575 | €1,996 | €1,418 | €840 | €2,095 | ▲ 149% |
| Furniture and vehicles24 | €12,943 | €9,816 | €5,651 | €2,215 | €781 | ▼ 64.7% |
| Financial fixed assets28 | €5,000 | €5,000 | €5,000 | €5,000 | €5,001 | = |
| Current assets29/58 | €27,069 | €27,487 | €23,518 | €46,172 | €79,446 | ▲ 72.1% |
| Amounts receivable within one year40/41 | €22,919 | €19,564 | €17,755 | €44,452 | €75,875 | ▲ 70.7% |
| Trade receivables40 | €22,919 | €19,564 | €17,755 | €11,627 | €12,750 | ▲ 9.7% |
| Other amounts receivable41 | - | - | - | €32,825 | €63,125 | ▲ 92.3% |
| Cash at bank and in hand54/58 | €3,002 | €6,723 | €5,692 | €1,646 | €2,158 | ▲ 31.1% |
| Deferred charges and accrued income490/1 | €1,147 | €1,200 | €71 | €74 | €1,413 | ▲ 1,818% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €48,446 | €44,638 | €35,587 | €54,227 | €87,323 | ▲ 61.0% |
| Equity10/15 | -€1,957 | -€13,003 | -€3,671 | €13,655 | €48,423 | ▲ 255% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | - | - | - | €7,455 | €42,223 | ▲ 466% |
| Distributable reserves133 | - | - | - | €7,455 | €42,223 | ▲ 466% |
| Profit (loss) carried forward14 | -€8,157 | -€19,203 | -€9,871 | €0 | - | - |
| Amounts payable17/49 | €50,403 | €57,640 | €39,258 | €40,572 | €38,900 | ▼ 4.1% |
| Amounts payable after more than one year17 | €6,683 | €4,218 | €1,704 | €0 | - | - |
| Financial debts170/4 | €6,683 | €4,218 | €1,704 | €0 | - | - |
| Amounts payable within one year42/48 | €43,720 | €53,402 | €37,524 | €40,572 | €38,900 | ▼ 4.1% |
| Current portion of amounts payable after more than one year42 | €2,417 | €2,680 | €2,729 | €1,918 | €0 | ▼ 100% |
| Trade debts44 | €8,736 | €9,085 | €4,394 | €4,624 | €3,472 | ▼ 24.9% |
| Suppliers440/4 | €8,736 | €9,085 | €4,394 | €4,624 | €3,472 | ▼ 24.9% |
| Taxes, remuneration and social security45 | €15,593 | €15,003 | €23,797 | €34,030 | €35,428 | ▲ 4.1% |
| Taxes450/3 | €11,793 | €15,003 | €23,797 | €34,030 | €33,883 | ▼ 0.4% |
| Remuneration and social security454/9 | €3,800 | €0 | - | - | €1,544 | - |
| Other amounts payable47/48 | €16,973 | €26,635 | €6,605 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €20 | €30 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,190 | -€11,046 | €9,332 | €17,326 | €34,768 | ▲ 101% |
| + Depreciation and write-downs630 | €4,810 | €5,119 | €5,082 | €4,014 | €3,731 | ▼ 7.1% |
| Operating cash flow (approximation) | €1,620 | -€5,927 | €14,414 | €21,340 | €38,499 | ▲ 80.4% |
| Investment in fixed assets (approximation) | - | -€892 | €0 | €0 | -€3,553 | - |
| Change in cash | - | €3,720 | -€1,031 | -€4,046 | €511 | ▲ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial
Highest result since 2020net €34,768 ▲101%
Operating result €51,226, net result €34,768, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €9,332
Net result €9,332 after 3 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€11,046
Net result drops to -€11,046, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2019
Ground area
2,685 m²
Building footprint
165 m²
Parcel 91024C0138/00T002, Wallonia. Linked by address, not a title deed.
1 establishment unit
3Connect
since 20192.286.458.561
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91024C0138/00T002 | Wallonia | 2,685 m² | 1 · 165 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 38,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Contact
Phone
000000000Rochefort
Scores and ratios are computed by Checked and are not a credit decision.