ValueMinded
ActiveValueMinded has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73k and a net result of €45k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
93
/ 100
Excellent▲ +40 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency91▲+74
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 0.83 in 2023), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €73k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
26 d late
2022
25 d late
2021
3 d early
2020
26 d early
2019
63 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€73k▲ 157%
2023 · €29k
2019: €57k
2020: €87k
2021: €135k
2022: €29k
2023: €29k
2019 → 2024
Total assets
€126k▼ 36.2%
2023 · €197k
2019: €192k
2020: €190k
2021: €204k
2022: €158k
2023: €197k
2019 → 2024
Net result
€45k▼ 63.7%
2023 · €124k
2019: €38k
2020: €32k
2021: €49k
2022: €95k
2023: €124k
2019 → 2024
Working capital
€34k
2023 · €-28k
2019: €-43k
2020: €1k
2021: €58k
2022: €-41k
2023: €-28k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€135k▲ 54.7%€29k▼ 78.6%€29k▼ 0.6%€73k▲ 157%
Operating result€45k-€66k▲ 46.3%€126k▲ 90.5%€164k▲ 29.6%€63k▼ 61.6%
Net result€32k-€49k▲ 54.0%€95k▲ 93.1%€124k▲ 29.9%€45k▼ 63.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 62% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €126k
Fixed assets
€43k▼ 26.8%
Current assets
€83k▼ 40.1%
Equity and liabilities €126k
Equity
€73k▲ 157%
Debt
€52k▼ 69.0%
The debt ratio falls from 85.5% to 41.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€78k▼
2023 · €180k
Cash flow
€60k▼
2023 · €140k
Solvency
58.4%▲
2023 · 14.5%
Current ratio
1.69▲
2023 · 0.83
Quick ratio
1.69▲
2023 · 0.83
Debt / equity
0.71▼
2023 · 5.89
ROE
61.1%▼
2023 · 431.9%
ROA
35.7%▼
2023 · 62.7%
Interest coverage
21.38▼
2023 · 63.07
Debt
€52k▼
2023 · €169k
Debt ≤ 1 year
€49k▼
2023 · €167k
Income taxes
€14k▼
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€197k€126k▼
Fixed assets21/28€58k€43k▼
Intangible fixed assets21€49k€39k▼
Tangible fixed assets22/27€9k€3k▼
Plant, machinery and equipment23€4k-
Furniture and vehicles24€471-
Other tangible fixed assets26€4k€3k▼
Current assets29/58€139k€83k▼
Amounts receivable within one year40/41€15k€36k▲
Trade receivables40€15k€33k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€124k€47k▼
Equity and liabilities
Total equity and liabilities10/49€197k€126k▼
Equity10/15€29k€73k▲
Contributions10/11€19k€19k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14-€45k
Amounts payable17/49€169k€52k▼
Amounts payable within one year42/48€167k€49k▼
Current portion of amounts payable after more than one year42-€4k
Trade debts44€426€4k▲
Suppliers440/4€426€4k▲
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€13k€13k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€153k€29k▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€182k€81k▼
Operating profit (loss)9901€164k€63k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€161k€59k▼
Income taxes67/77€37k€14k▼
Profit (loss) for the period9904€124k€45k▼
Profit (loss) for the period to be appropriated9905€124k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€124k€45k▼
Profit (loss) brought forward from the previous period14P€165-
Profit to be distributed694/7€124k-
Return on contributions (dividend)694€124k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 1.69
Current ratio from 0.83 to 1.69; short-term debt falls from €167k to €49k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2019net €124k ▲29.9%
Operating result €164k, net result €124k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 2.07
Current ratio from 1.01 to 2.07; short-term debt falls from €82k to €54k.
31-12
Financial
Equity above €100kEq €135k ▲54.7%
3 profitable years in a row build equity to €135k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €32k ▼16.1%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bollostraat 533140 KeerbergenGround area
1,497 m²
Building footprint
175 m²
Volume, LiDAR
879 m³
Parcel 24472F0406/00L000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ValueMinded
since 20182.285.149.160
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0406/00L000 | Flanders | 1,497 m² | 1 · 175 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Wattenberghe
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Ariane Project
BE 0757.885.546
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Troi
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 39,697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
58110Book publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:015611973