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2-MB

Active Public limited companyfounded 2003active for 23 yearsFelix Aertgeertsstraat 28, 3128 TremeloKBO/BCE: BE 0860.280.033 subsidiary of BENJO HOLDING
Part of the group BENJO HOLDING 10 companies in 3 countries
See the group

Lifetime

19 annual accounts with figures on one time axis, 21 filings since 2005
peak €5,246 (2017)
€1,020▼ 6.5%
lowest -€2,313 (2022)
€396▼ 22.4%
peak €108,337 (2020)
€101,575▲ 0.4%
€421 
Board3 names since 2017
2 directorsMATTHEUS Benjamin and 1 other
Owners
Documentsfilings and deeds
20-07-202611 days before the deadline
2025financial year
A quiet year: no large shift against the year before.

Key points

from the 2025 annual accounts

Turnover

≈ €13,000 estimated

The accounts state no turnover.

Filings

21 annual accounts 22 filings since 2005
AprilJune31 JulyOctober20052010201520202025

The last five annual accounts were filed 0 to 29 days before the end of the period.

Position in the sector

99.6%

Higher solvency than 95% of companies in construction of buildings. Sector median 32.9% · 1,037 companies.

Checked score

86
Excellent
Financially stronger than 51% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.3%▼ -0.1 percentage points vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Strong

100=equity 99.6% of total assets
51=short-term debt 0.4% · cash 0.6%
38-1return on assets 0.4%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €101,996
lowers risk
Founded in 2003
Equity €101,575 (99.6% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 53% on liquidity, 23% on profitability and 37% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as 2-MB has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of 2-MB itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for 2-MB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Short-term debt is 0.4% and cash 0.6% of total assets. 0.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €101,996
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €101,575 (99.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
29 days early
2023
on the day
2022
11 days early
2022
on the day
2021
on the day
2020
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MB
Managing director
MJ
Managing director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0860280033
Resignations & appointments Resignations: MATTHEUS Benjamin, MATTHEUS Johan and BENJO HOLDING · Reappointments: MATTHEUS Benjamin (managing director) and MATTHEUS Johan (managing director) · Permanent representative: MATTHEUS Johan · General meeting of 15-11-2022 · Gazette deed
Incorporation published on 05-09-2003 · Gazette deed
First establishment Felix Aertgeertsstraat 28, Tremelo
All 32 events

Comparable companies

same main activity, similar in size and age
Company
2-MB Tremelo €101,996 €1,020 99.6% -
EVI - INVEST Aarschot €103,702 -€35,371 8.7% -
BOUWSERVICE GEENS Boortmeerbeek €118,943 -€1,298 29.2% -
PRB & CO Sint-Pieters-Leeuw €107,654 -€2,770 68.9% -
GIJBELS L. BOUWONDERNEMING Bree €103,493 -€4,481 86.7% -
Bevatix Middelkerke €114,329 -€800 19.8% -
GANGI VINCENT Tournai €93,934 -€31,683 48.7% -

These companies have the same main activity as 2-MB: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €93,900 and €119,000, founded between 2003 and 2007.

Official details

Source: KBO
Status
Active since 29-08-2003Normal situation
Activity
General construction of residential buildingsNACE 41001and 6 others
Establishment unit
2.133.486.4923128 Tremelo, since 27-08-2003
Financial year end
31 December
Peppol
Reachable since 09-09-2025
Company details

Annual accounts 2025

€101,996▲ 0.8%
Filing
Filed on 20-07-2026, 11 days before the end of the filing period
Financials

Insights on 2-MB

2-MB has existed since 2003. The gross margin fell from €1,528 in 2007 to €1,020 in 2025.

BENJO HOLDING holds all the shares. In January 2023, the Official Gazette published the appointment of MATTHEUS Benjamin as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about 2-MB

What is the company number of 2-MB?
The company number of 2-MB is 0860.280.033. The VAT number is the same number with BE in front: BE 0860.280.033.
Where is 2-MB based?
The registered office is at Felix Aertgeertsstraat 28, 3128 Tremelo.Company details
What does 2-MB do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of 2-MB?
2-MB is a public limited company (NV).
When was 2-MB founded?
2-MB was founded on 29-08-2003.
Is 2-MB still active?
Yes, 2-MB is an active enterprise in the KBO register.
What is the turnover of 2-MB?
The turnover in financial year 2025 is ≈ €13,000. This figure is estimated from the gross margin of €1,020 and 75 comparable companies (NACE 41001). It probably lies between €6,000 and €25,000. It is a rough estimate.Financials
Is 2-MB profitable?
In financial year 2025, 2-MB made a profit of €396.
Where can I find the annual accounts of 2-MB?
2-MB filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 2-MB due?
2-MB must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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