Summary
BENJO HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.00M and a net result of €2k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 5547 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
29 d early
2023
on the day
2022
11 d early
2022
1 d early
2021
on the day
2020
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.00M▼ 6.5%
2024 · €2.14M
2019: €2.59M
2020: €2.59M● +0.0% vs 2019
2021: €2.59M▲ +0.1% vs 2020
2022: €2.60M▲ +0.3% vs 2021highest value
2022: €2.28M
2023: €2.28M▼ -0.2% vs 2022
2024: €2.14M▼ -5.9% vs 2023
2025: €2.00M▼ -6.5% vs 2024lowest value
2019 → 2025
Net result
€2k▲ 24.8%
2024 · €1k
2019: €83lowest value
2020: €532▲ +541% vs 2019
2021: €3k▲ +424% vs 2020
2022: €9k▲ +221% vs 2021
2022: €300khighest value
2023: €196k▼ -34.9% vs 2022
2024: €1k▼ -99.3% vs 2023
2025: €2k▲ +24.8% vs 2024
2019 → 2025
Total assets
€4.96M▲ 0.8%
2024 · €4.92M
2019: €5.37M
2020: €5.24M▼ -2.5% vs 2019
2021: €5.57M▲ +6.3% vs 2020highest value
2022: €5.07M▼ -9.0% vs 2021
2022: €4.72Mlowest value
2023: €4.91M▲ +3.9% vs 2022
2024: €4.92M▲ +0.3% vs 2023
2025: €4.96M▲ +0.8% vs 2024
2019 → 2025
Solvency
40.4%▼ 3.1pp
2024 · 43.5%
2019: 48.2%
2020: 49.5%▲ +2.6% vs 2019
2021: 46.6%▼ -5.8% vs 2020
2022: 51.4%▲ +10.2% vs 2021highest value
2022: 48.3%
2023: 46.4%▼ -4.0% vs 2022
2024: 43.5%▼ -6.2% vs 2023
2025: 40.4%▼ -7.2% vs 2024lowest value
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222022202320242025Trend
Equity€2.60M-€2.28M▼ 12.4%€2.28M▼ 0.2%€2.14M▼ 5.9%€2.00M▼ 6.5%
2022: €2.60Mhighest value
2022: €2.28M
2023: €2.28M▼ -0.2% vs 2022
2024: €2.14M▼ -5.9% vs 2023
2025: €2.00M▼ -6.5% vs 2024lowest value
Operating result€-16k-€-20k▼ 24.5%€13k€17k▲ 27.2%€15k▼ 15.2%
2022: €-16k
2022: €-20klowest value
2023: €13k▲ +169% vs 2022
2024: €17k▲ +27.2% vs 2023highest value
2025: €15k▼ -15.2% vs 2024
Net result€9k-€300k▲ 3,256%€196k▼ 34.9%€1k▼ 99.3%€2k▲ 24.8%
2022: €9k
2022: €300khighest value
2023: €196k▼ -34.9% vs 2022
2024: €1k▼ -99.3% vs 2023lowest value
2025: €2k▲ +24.8% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.96M
Fixed assets
€3.83M =
Current assets
€1.13M ▲ 3.6%
Equity and liabilities €4.96M
Equity
€2.00M ▼ 6.5%
Debt
€2.96M ▲ 6.4%
Debt's share of the balance-sheet total rises from 56.5% to 59.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
0.1%▲
2024 · 0.1%
ROA
0.0%▲
2024 · 0.0%
Debt ≤ 1 year
€2.96M▲
2024 · €2.78M
Income taxes
€592
Staff costs
€198k▲
2024 · €189k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.92M€4.96M▲
Fixed assets21/28€3.83M€3.83M=
Financial fixed assets28€3.83M€3.83M=
Current assets29/58€1.09M€1.13M▲
Amounts receivable within one year40/41€1.08M€1.13M▲
Trade receivables40€73€20k▲
Other amounts receivable41€1.08M€1.11M▲
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€101€102▲
Equity and liabilities
Total equity and liabilities10/49€4.92M€4.96M▲
Equity10/15€2.14M€2.00M▼
Contributions10/11€1.64M€1.54M▼
Reserves13€5k€0▼
Distributable reserves133€5k€0▼
Profit (loss) carried forward14€497k€464k▼
Amounts payable17/49€2.78M€2.96M▲
Amounts payable within one year42/48€2.78M€2.96M▲
Financial debts43€255k€250k▼
Credit institutions430/8€255k€250k▼
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€85k€83k▼
Taxes450/3€39k€38k▼
Remuneration and social security454/9€46k€45k▼
Other amounts payable47/48€2.44M€2.62M▲
Income statement
Code20242025
Remuneration, social security and pensions62€189k€198k▲
Other operating charges640/8€968€998▲
Gross operating margin9900€207k€214k▲
Operating profit (loss)9901€17k€15k▼
Financial charges65/66B€16k€12k▼
Recurring financial charges65€16k€12k▼
Profit (loss) for the period before taxes9903€1k€2k▲
Income taxes67/77-€592
Profit (loss) for the period9904€1k€2k▲
Profit (loss) for the period to be appropriated9905€1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€497k€499k▲
Profit (loss) brought forward from the previous period14P€496k€497k▲
Transfer from equity791/2€35k€5k▼
Profit to be distributed694/7€35k€40k▲
Return on contributions (dividend)694€35k€40k▲
Social balance
Average headcount (FTE)90872.92.9=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €306k | €175k | €251k | €189k | €198k | ▲ 4.8% |
| Other operating charges640/8 | €1k | €868 | €960 | €968 | €998 | ▲ 3.2% |
| Gross operating margin9900 | €292k | €157k | €266k | €207k | €214k | ▲ 3.1% |
| Operating profit (loss)9901 | €-16k | €-20k | €13k | €17k | €15k | ▼ 15.2% |
| Financial income75/76B | €35k | €322k | €200k | - | - | - |
| Recurring financial income75 | €35k | €322k | €200k | - | - | - |
| Financial charges65/66B | €6k | €2k | €18k | €16k | €12k | ▼ 22.4% |
| Recurring financial charges65 | €6k | €2k | €18k | €16k | €12k | ▼ 22.4% |
| Profit (loss) for the period before taxes9903 | €13k | €301k | €196k | €1k | €2k | ▲ 69.0% |
| Income taxes67/77 | €4k | €450 | - | - | €592 | - |
| Profit (loss) for the period9904 | €9k | €300k | €196k | €1k | €2k | ▲ 24.8% |
| Profit (loss) for the period to be appropriated9905 | €9k | €300k | €196k | €1k | €2k | ▲ 24.8% |
| Line | 2022 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.07M | €4.72M | €4.91M | €4.92M | €4.96M | ▲ 0.8% |
| Fixed assets21/28 | €3.57M | €3.83M | €3.83M | €3.83M | €3.83M | = |
| Financial fixed assets28 | €3.57M | €3.83M | €3.83M | €3.83M | €3.83M | = |
| Current assets29/58 | €1.49M | €889k | €1.07M | €1.09M | €1.13M | ▲ 3.6% |
| Amounts receivable after more than one year29 | €500k | - | - | - | - | - |
| Other amounts receivable291 | €500k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €982k | €885k | €1.07M | €1.08M | €1.13M | ▲ 4.0% |
| Trade receivables40 | €73 | €460 | €73 | €73 | €20k | ▲ 27,397% |
| Other amounts receivable41 | €982k | €885k | €1.07M | €1.08M | €1.11M | ▲ 2.2% |
| Cash at bank and in hand54/58 | €12k | €4k | €7k | €6k | €2k | ▼ 67.7% |
| Deferred charges and accrued income490/1 | €181 | €78 | €101 | €101 | €102 | ▲ 1.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.07M | €4.72M | €4.91M | €4.92M | €4.96M | ▲ 0.8% |
| Equity10/15 | €2.60M | €2.28M | €2.28M | €2.14M | €2.00M | ▼ 6.5% |
| Contributions10/11 | €2.51M | €1.91M | €1.74M | €1.64M | €1.54M | ▼ 6.1% |
| Capital10 | €2.51M | - | - | - | - | - |
| Issued capital100 | €2.51M | - | - | - | - | - |
| Reserves13 | €96k | €73k | €40k | €5k | €0 | ▼ 100% |
| Non-distributable reserves130/1 | €96k | - | - | - | - | - |
| Legal reserve130 | €96k | - | - | - | - | - |
| Distributable reserves133 | - | €73k | €40k | €5k | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | €300k | €496k | €497k | €464k | ▼ 6.7% |
| Amounts payable17/49 | €2.46M | €2.44M | €2.63M | €2.78M | €2.96M | ▲ 6.4% |
| Amounts payable within one year42/48 | €2.46M | €2.43M | €2.63M | €2.78M | €2.96M | ▲ 6.4% |
| Financial debts43 | €275k | €259k | €278k | €255k | €250k | ▼ 2.0% |
| Credit institutions430/8 | €275k | €259k | €278k | €255k | €250k | ▼ 2.0% |
| Trade debts44 | €5k | €5k | €5k | €4k | €8k | ▲ 87.0% |
| Suppliers440/4 | €5k | €5k | €5k | €4k | €8k | ▲ 87.0% |
| Taxes, remuneration and social security45 | €59k | €59k | €61k | €85k | €83k | ▼ 2.3% |
| Taxes450/3 | €35k | €18k | €18k | €39k | €38k | ▼ 1.5% |
| Remuneration and social security454/9 | €23k | €41k | €43k | €46k | €45k | ▼ 2.9% |
| Other amounts payable47/48 | €2.13M | €2.10M | €2.29M | €2.44M | €2.62M | ▲ 7.4% |
| Accrued charges and deferred income492/3 | - | €16k | - | - | - | - |
| Line | 2022 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €300k | €196k | €1k | €2k | ▲ 24.8% |
| Operating cash flow (approximation) | €9k | €300k | €196k | €1k | €2k | ▲ 24.8% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | - | €3k | €-981 | €-4k | ▼ 312% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €300k ▲3,256%
Net result €300k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2005
Ground area
7,700 m²
Building footprint
3,569 m²
Volume, LiDAR
15,315 m³
Parcel 24006B0142/00R004, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Benjo Holding
since 20052.149.416.070
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006B0142/00R004 | Flanders | 7,700 m² | 1 · 3,568 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 10,928 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-09-2005
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.