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1, 2, 3 SERVICES

Active
Private limited companyfounded 2008active for 18 yearsChemin de La Maison du Roi 26B, 1380 Lasne, Belgium18 active companies are registered at this addressKBO/BCE: BE 0898.864.851
Summary

1, 2, 3 SERVICES has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226,303 and a net result of €347,105. Equity is shrinking by about 6.6% per year across the filed financial years. Its solvency ranks better than 31% of 1,332 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Personal service activities
NACE 96910
Largest employer in Walloon Brabant, Other services sector2 sites
Size
€2.4mtotal assets 2025
Staff
253 FTE
Equity
€226,303
Profit
€347,105
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 1 day early0 of 6 deeds read
Why 89raises riskEquity €226,303 (9.3% of total assets)lowers riskLiquidity: current ratio 1.04, cash €1.5mFounded in 2008Profit of €347,105 (financial year 2025)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (all companies)
Financial strength · tick = 2024
Average
Solvency 34-2
equity 9.3% of total assets
Liquidity 50-2
short-term debt 89.3% · cash 61.7%
Profitability 87-3
return on assets 14.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (19 companies, NACE 96, large)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.1%▼ -0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.04, compared with 1.04 in 2024, below the usual 1.5; short-term debt: 89.3% and cash: 61.7% of total assets), and 90.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (all companies): better than 18% on solvency, 68% on liquidity, 93% on profitability and 75% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.04, cash €1.5m
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €226,303 (9.3% of total assets)
NBB · annual accounts
lowers risk · Profit of €347,105 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
20 days early
2023
12 days early
2022
30 days late
2021
12 days late
2020
4 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Equity above €200,000equity €226,303 ▲13.6%
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: Largest employer in Walloon Brabant, Other services sectorin the Checked rankings No. 1 View
  • Positive: 8 profitable years in a rowprofit 2025: €347,105 8 years View
  • Flemish supportawarded from 2022 to 2025 €2.1m View

By topic

Financials

Financial year
2025
Total assets
€2.4m
Profit
€347,105
Solvency
9.3%
Turnover▲ 12.8%
Net result
20182022
Go to Financials

Timeline

Events
20
Since
2010
Next accounts
by 31-07-2027
  1. 19-07-2024Annual accounts filed
  2. 30-08-2023Annual accounts filed
  3. 12-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Personal service activitiesNACE 96910
Founded
27-06-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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