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AT YOUR SERVICES

Active Private limited companyfounded 2007active for 19 yearsBoondaalse Steenweg 595, 1050 IxellesKBO/BCE: BE 0889.203.453 #1 employer in Ixelles, Other services sector

Lifetime

19 annual accounts with figures on one time axis
peak €9.2m (2024)
€8.8m▼ 3.9%
peak €675,044 (2025)
€675,044▲ 5.3%
peak €1.2m (2025)
€1.2m▲ 14.2%
€1.8m▼ 2.7%
peak 227 FTE (2024)
216.3 FTE▼ 4.7%
Board1 name since 2007
Documentsfilings and deeds
23-06-202638 days before the deadline
2025abbreviated format
Dividend €518,445Equity from €1.0m to €1.2mInvestments €93,747

Key points

from the 2025 annual accounts

Equity

€1.2m ▲ 14.2%
1.02024+0.7Profit-0.5Dividend1.22025

AT YOUR SERVICES paid out €518,445 in dividends. That is 77% of the 2025 profit.

Turnover

≈ €15.0m estimated

The accounts state no turnover.

Investments

€93,747 4.6 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Machinery stands 147.1% higher than in 2024.

Staff

283 employees on 31-12-2025
32130120213243222022322321202349645620243884062025

In 2025, 388 people joined and 406 left.

Position in the sector

€675,044

Higher net result than 95% of companies in personal services. Sector median €5,248 · 1,380 companies.

Public support

€4.1m awarded from 2022 to 2025
2022202320242025

Flemish support, mostly Dienstencheques.

Checked score

97
Excellent
Financially stronger than 77% of medium-sized companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 128 companies (NACE 96, medium-sized).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

64+4equity 39.1% of total assets
68+2short-term debt 60.5% · cash 48.4%
97=return on assets 22.8%

Score breakdown

lowers risk
Liquidity: current ratio 1.57, cash €1.4m
Founded in 2007
Figures for financial year 2025 (filed on 23-06-2026)
Profit of €675,044 (financial year 2025)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, medium-sized). It does better than 58% of them on solvency, 71% on liquidity, 98% on profitability and 80% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 546 companies had the same profile as AT YOUR SERVICES has now. Each dot stands for 2 companies, two years later.

95.2%
were still trading
4.2%
stopped another way
0.4%
went bankrupt
  • Medium-sized
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of AT YOUR SERVICES itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 546 companies, not a prediction for AT YOUR SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €110,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.57 (1.53 in 2024), above the usual 1.5. Short-term debt is 60.5% and cash 48.4% of total assets. However, 60.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.57, cash €1.4m
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 23-06-2026)
NBB · annual accounts
lowers risk · Profit of €675,044 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
38 days early
2023
2 days early
2022
39 days early
2021
76 days early
2020
26 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

GV
Director, since 27-04-2007
  • PONIKELSKY Stephan Zdenek Olivier 25 sharesdeed of 05-01-2024
  • DAMSEAUX Vincent Raymond Paul 35 sharesdeed of 05-01-2024
  • GYPENS Véronique Suzanne Jules 20 sharesdeed of 05-01-2024
and 1 other shareholderBoard & ownership

Recent changes

Amendment of the articles · Legal-form change · Resignations & appointments Change of role: GYPENS Véronique Suzanne Jules, from manager to director · PONIKELSKY Stephan Zdenek Olivier holds 25 shares · DAMSEAUX Vincent Raymond Paul holds 35 shares · General meeting of 18-12-2023 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0889203453
New establishment in Uccle Alphonse XIII laan 2
Incorporation published on 14-05-2007 · Gazette deed
All 29 events

Comparable companies

same main activity, similar in size and age
Company
AT YOUR SERVICES Ixelles €3.0m €8.8m 39.1% 216.3
1, 2, 3 SERVICES Lasne €2.4m €9.6m 9.3% 253
SIMPLY HELPING Etterbeek €2.1m €9.9m 1.4% 279.1
Picobello New Pepingen €2.7m €6.7m 42.2% 181.5
COMFORTHOME Brasschaat €1.8m €7.0m 26.1% 195.9
DOMUS PURA Woluwe-Saint-Lambert €3.1m €11.9m 25.6% 351.2
STX MANAGEMENT Kortrijk €1.7m €6.8m 16.2% 206

These companies have the same main activity as AT YOUR SERVICES: personal service activities (NACE 96910). They are comparable in size and age: total assets between €1.7m and €3.1m, founded between 2005 and 2008.

Official details

Source: KBO
Status
Active since 04-05-2007Normal situation
Activity
Personal service activitiesNACE 96910
Joint committees
322.01Approved companies for local work and services
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment units
2.163.352.0021050 Ixelles, since 04-05-2007
2.226.245.6141180 Uccle, since 17-02-2014
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Annual accounts 2025

€3.0m▲ 3.3%
Employeeson 31-12-2025
283▼ 6.3%
Filing
Filed on 23-06-2026, 38 days before the end of the filing period
Financials

Insights on AT YOUR SERVICES

AT YOUR SERVICES files the abbreviated format. That format states no turnover. The gross margin rose from €115,287 in 2007 to €8.8m in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AT YOUR SERVICES

What is the company number of AT YOUR SERVICES?
The company number of AT YOUR SERVICES is 0889.203.453. The VAT number is the same number with BE in front: BE 0889.203.453.
Where is AT YOUR SERVICES based?
The registered office is at Boondaalse Steenweg 595, 1050 Ixelles.Company details
What does AT YOUR SERVICES do?
According to the KBO register, the main activity is personal service activities (NACE 96910).
What is the legal form of AT YOUR SERVICES?
AT YOUR SERVICES is a private limited company (BV).
When was AT YOUR SERVICES founded?
AT YOUR SERVICES was founded on 04-05-2007.
Is AT YOUR SERVICES still active?
Yes, AT YOUR SERVICES is an active enterprise in the KBO register.
How many employees does AT YOUR SERVICES have?
AT YOUR SERVICES had an average of 216.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does AT YOUR SERVICES fall under?
In its 2025 annual accounts, AT YOUR SERVICES states joint committees 322.01 (Approved companies for local work and services) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of AT YOUR SERVICES?
The turnover in financial year 2025 is ≈ €15.0m. This figure is estimated from the gross margin of €8.8m and 1,585 comparable companies of the same size. It probably lies between €10.0m and €25.0m. It is a rough estimate.
Is AT YOUR SERVICES profitable?
In financial year 2025, AT YOUR SERVICES made a profit of €675,044.
Where can I find the annual accounts of AT YOUR SERVICES?
AT YOUR SERVICES filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AT YOUR SERVICES due?
AT YOUR SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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