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consult & nous

Active
Private limited companyfounded 200718 yrs activeChaussée de Wavre 377, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0894.086.909
Summary

consult & nous has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €551,389 and a net result of €220,223. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 1239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Personal service activities
NACE 96910General cleaning of buildings NACE 81210
#1 company by staff growth in Walloon Brabant, Other services sector4 sites
Size
€1.5mtotal assets 2025
Staff
187.9 FTE
Equity
€551,389
Profit
€220,223
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 36 d early0 of 7 deeds read
Why 94+ Liquidity: current ratio 1.36, cash €568,476+ Founded in 2007+ Figures for FY 2025 (filed 25-06-2026)+ Profit of €220,223 (FY 2025)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 62-10
equity 36.6% of total assets
Liquidity 64-10
short-term debt 62.4% · cash 37.8%
Profitability 87+1
return on assets 14.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (130 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +5.9% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +5.6% vs 03-2025 05-2025: 0.1%▼ -3.9% vs 04-2025 06-2025: 0.1%▲ +6.8% vs 05-2025 07-2025: 0.1%▲ +32.1% vs 06-2025 08-2025: < 0.1%▼ -65.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%▲ +2.8% vs 01-2026 03-2026: < 0.1%▲ +2.7% vs 02-2026 04-2026: < 0.1%▲ +2.6% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▲ +5.1% vs 05-2026 07-2026: < 0.1%▲ +12.2% vs 06-2026 08-2026: 0.1%▲ +124% vs 07-2026 09-2026: 0.1%▲ +24.3% vs 08-2026highest value 10-2026: 0.1%▼ -13.3% vs 09-2026
  • Liquidity: current ratio 1.36, cash €568,476 lowers the probability
  • Founded in 2007 lowers the probability for this profile
  • Figures for FY 2025 (filed 25-06-2026) lowers the probability
  • Profit of €220,223 (FY 2025) lowers the probability
Credit up to €50,000 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.72 in 2024; short-term debt: 62.4% and cash: 37.8% of total assets), and 63.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 58%, liquidity 69%, profitability 75%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 1.36, cash €568,476
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2007
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 25-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Profit of €220,223 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
29 d early
2023
29 d late
2022
29 d late
2021
16 d early
2020
37 d early
2019
55 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €220,223 ▲9.1%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Company by staff growth in Walloon Brabant, Other…in the Checked rankings #1 View
  • Positive: 8 profitable years in a rowprofit 2025: €220,223 8 years View
  • Flemish supportawarded 2022 - 2025 €190,418 View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€220,223
Solvency
36.6%
Total assets▲ 4.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 25-06-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 02-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
4
Legal form
Private limited company
Activity
Personal service activitiesNACE 96910
Founded
07-12-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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