Latest accounts filed late: after the legal deadline.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 62 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 accounts filed within 96 days either side of that date).
Change of role: DE VOLDER Laurent, from manager to director
“Het uitoefenen van agentuuractiviteiten. Dit omvat onder andere het optreden als verzekeringsagent bij het…” (deed in Dutch) · Director discharge: DE VOLDER Laurent · General meeting of 25-10-2023 · Gazette deed
New establishment in Machelen (Brab.)
zaken- en verzekeringsbureau van diegem, Alfons De Cockplein 21
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as DEVOCO: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €240,000 and €397,000, founded between 1992 and 2004.
The company number of DEVOCO is 0463.221.421. The VAT number is the same number with BE in front: BE 0463.221.421.
Where is DEVOCO based?
The registered office is at Groenstraat 33, 1831 Machelen (Brab.).Company details
What does DEVOCO do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of DEVOCO?
DEVOCO is a private limited company (BV).
When was DEVOCO founded?
DEVOCO was founded on 23-04-1998.
Is DEVOCO still active?
Yes, DEVOCO is an active enterprise in the KBO register.
How many employees does DEVOCO have?
DEVOCO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DEVOCO fall under?
In its 2025 annual accounts, DEVOCO states joint committee 307 (Insurance brokers and agencies).
What is the turnover of DEVOCO?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €57,303 and 2,666 comparable companies of the same size. It probably lies between €110,000 and €300,000. It is a rough estimate.
Is DEVOCO profitable?
In financial year 2025, DEVOCO made a profit of €2,727.
Where can I find the annual accounts of DEVOCO?
DEVOCO filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DEVOCO due?
DEVOCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline