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BERTOLA ASSURANCES

Active
Private limited companyfounded 2000active for 26 yearsRue Chaussée 51, 4342 Awans, BelgiumKBO/BCE: BE 0470.375.467
Summary

BERTOLA ASSURANCES is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. For BERTOLA ASSURANCES, one annual filing is missing. The 2024 annual accounts show equity of €105,405 and a net result of €32,266. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 45% of 3,243 sector peers (NACE 66, financial year 2024). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

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Overview

Official details

Source: KBO
Status
Active since 03-02-2000 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment unit
2.096.557.307 4342 Awans, since 25-05-2000
Financial year end
31 December
Peppol
Reachable since 20-03-2026
Company details

Board and ownership

Board
  • AVL ASSURANCESDirector · since 11-01-2018 · permanent representative BERTOLA Vanessa
  • BERTOLA MarcoDirector
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2024
Profit
€32,266
▲ 70.9%
Equity
€105,405
▲ 44.1%
Total assets
€239,986
▼ 16.1%
  • 2025 accounts not filed, 94 days past the deadline
Financials
Signalsraises riskAnnual accounts not filed2024 accounts filed 120 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: One annual filing is missing
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 120 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-11-2025, 120 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
120 days late
2023
121 days late
2022
81 days late
2021
89 days late
2020
90 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 104 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2024: €32,266 5 years View

Recent changes

  1. · Gazette deed Changes of role: BERTOLA Marco (director) and AVL ASSURANCES (director)Permanent representative: BERTOLA Vanessa
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as BERTOLA ASSURANCES: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €201,000 and €285,000, founded between 1996 and 2003.

CompanyTotal assetsGross margin
BERTOLA ASSURANCES Awans€239,986€62,537
Bureau d'assurances REMACLE Liège€220,695€56,713
JOVE Tongeren-Borgloon€249,262€58,421
J.B.B. ASSURANCES Spa€231,301€84,558
DEVOCO Machelen (Brab.)€285,322€57,303
NEVINES Jabbeke€206,536€51,632
PICA & DEB Enghien€201,102€52,560
Full comparison

Key facts about BERTOLA ASSURANCES
What is the company number of BERTOLA ASSURANCES?
The company number of BERTOLA ASSURANCES is 0470.375.467. The VAT number is the same number with BE in front: BE 0470.375.467.
Where is BERTOLA ASSURANCES based?
The registered office is at Rue Chaussée 51, 4342 Awans.Company details
What does BERTOLA ASSURANCES do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of BERTOLA ASSURANCES?
The legal form of BERTOLA ASSURANCES is Private limited company (BV).
When was BERTOLA ASSURANCES founded?
BERTOLA ASSURANCES was founded on 03-02-2000.
Is BERTOLA ASSURANCES still active?
Yes, BERTOLA ASSURANCES is an active enterprise in the KBO register.
How many employees does BERTOLA ASSURANCES have?
BERTOLA ASSURANCES had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of BERTOLA ASSURANCES?
The turnover in financial year 2024 is ≈ €190,000. This figure is estimated from the gross margin of €62,537 and 2,672 comparable companies of the same size. It probably lies between €120,000 and €330,000. It is a rough estimate.
Is BERTOLA ASSURANCES profitable?
In financial year 2024, BERTOLA ASSURANCES made a profit of €32,266.
Where can I find the annual accounts of BERTOLA ASSURANCES?
BERTOLA ASSURANCES filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Next steps

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