Peter JANSSEN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €213k and a net result of €32k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 3323 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
7 d early
2022
35 d early
2021
1 d late
2020
13 d late
2019
32 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€213k▲ 17.8%
2023 · €181k
2018: €184k
2019: €170k
2020: €118k
2021: €128k
2022: €147k
2023: €181k
2018 → 2024
Net result
€32k▼ 5.4%
2023 · €34k
2018: €-15k
2019: €-59k
2020: €10k
2021: €10k
2022: €72k
2023: €34k
2018 → 2024
Total assets
€394k▼ 4.3%
2023 · €412k
2018: €576k
2019: €552k
2020: €426k
2021: €475k
2022: €491k
2023: €412k
2018 → 2024
Solvency
54.2%▲ 10.2pp
2023 · 44.0%
2018: 32.0%
2019: 30.7%
2020: 27.6%
2021: 26.9%
2022: 30.0%
2023: 44.0%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€118k-€128k▲ 8.5%€147k▲ 15.4%€181k▲ 23.1%€213k▲ 17.8%
Operating result€13k-€32k▲ 139%€95k▲ 202%€52k▼ 45.4%€51k▼ 2.9%
Net result€10k-€10k▼ 1.1%€72k▲ 619%€34k▼ 52.5%€32k▼ 5.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €394k
Fixed assets
€236k▼ 15.5%
Current assets
€157k▲ 19.5%
Equity and liabilities €394k
Equity
€213k▲ 17.8%
Debt
€180k▼ 21.7%
The debt ratio falls from 56.0% to 45.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
54.2%▲
2023 · 44.0%
ROE
15.1%▼
2023 · 18.8%
ROA
8.2%▼
2023 · 8.3%
Debt
€180k▼
2023 · €230k
Debt ≤ 1 year
€61k▼
2023 · €82k
Debt > 1 year
€119k▼
2023 · €148k
Income taxes
€13k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€412k€394k▼
Fixed assets21/28€280k€236k▼
Tangible fixed assets22/27€280k€236k▼
Land and buildings22€202k€178k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€44k€31k▼
Other tangible fixed assets26€21k€17k▼
Current assets29/58€132k€157k▲
Amounts receivable within one year40/41€21k€38k▲
Trade receivables40€15k€31k▲
Other amounts receivable41€6k€7k▲
Current investments50/53€43k€91k▲
Cash at bank and in hand54/58€66k€27k▼
Deferred charges and accrued income490/1€572€1k▲
Equity and liabilities
Total equity and liabilities10/49€412k€394k▼
Equity10/15€181k€213k▲
Contributions10/11€19k€19k=
Reserves13€163k€195k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€163k€195k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€230k€180k▼
Amounts payable after more than one year17€148k€119k▼
Financial debts170/4€148k€119k▼
Amounts payable within one year42/48€82k€61k▼
Current portion of amounts payable after more than one year42€33k€30k▼
Financial debts43€335€11k▲
Credit institutions430/8€335€11k▲
Trade debts44€773€0▼
Suppliers440/4€773€0▼
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k€0▼
Other amounts payable47/48€47k€21k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€45k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€101k€99k▼
Operating profit (loss)9901€52k€51k▼
Financial income75/76B€209€223▲
Recurring financial income75€209€223▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€49k€45k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€34k€32k▼
Profit (loss) for the period to be appropriated9905€34k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€32k▼
Transfer from equity791/2€0-
Transfer to equity691/2€34k€32k▼
To other reserves6921€34k€32k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Directors or managers695€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €213k ▲17.8%
5 profitable years in a row build equity to €213k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €181k ▲23.1%
4 profitable years in a row build equity to €181k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €72k ▲619%
Operating result €95k, net result €72k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
08-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 3082970 SchildeGround area
100 m²
Building footprint
100 m²
Volume, LiDAR
855 m³
Parcel 11922B0550/00E003, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ABB PETER JANSSEN
since 19982.085.564.831
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0550/00E003 | Flanders | 100 m² | 1 · 100 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JORIS&DEVOSSE
BE 0588.965.588
Waimes · Eq €213k
PcR.com
BE 0417.231.939
Mechelen · Eq €213k
OFAC + ASSURANCES
BE 0432.425.901
Arlon · Eq €213k
AMBRASSUR
BE 0810.112.821
Mouscron · Eq €214k
Solvas Life
BE 0542.999.070
Lievegem · Eq €213k
Of 4,683 companies in sector 66220 we hold annual accounts for 3,228. 2,809 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-1997
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.