Result
€396,323 ▲ 266%
The result rose in 2025: merger with BEROEPSVERENIGING DER APOTHEKERS VAN MECHELEN.
OZOS - Optimale Zorg door Optimale Samenwerking
Lifetime
3 annual accounts with figures on one time axispeak €5.8m (2025)
€5.8m▲ 133%
peak €682,740 (2023)
€396,323▲ 266%
peak €21.1m (2025)
€21.1m▲ 23.6%
€16.9m▲ 403%
peak 65.5 FTE (2025)
65.5 FTE▲ 117%
Board56 names since 2009all names
16 directorsJennifer DOMINCZAK and 15 others
Documentsfilings and deeds
29-06-202632 days before the deadline
2025financial year
Gross margin from €2.5m to €5.8mResult from €108,184 to €396,323Staff from 30.2 FTE to 65.5 FTE9 directors appointed, 4 statutory auditors appointed, 8 resi… 30-076 directors appointed, 4 resignations, 9 reappointments 10-06Merger: OZOS - Optimale Zorg door Optimale Samenwerking takes… 17-01
Key points
from the 2025 annual accountsDebts
€16.9m ▲ 403%
Debts rose by €13.6m in 2025.
Investments
€4.5m 14.7 × depreciation
Green is investment, beige is depreciation. Machinery stands 308.4% higher than in 2024.
Staff
80 employees on 31-12-2025
In 2025, 54 people joined and 10 left.
Restructuring
3
3 restructurings since 2025. Latest: merger with BEROEPSVERENIGING DER APOTHEKERS VAN MECHELEN.
Board
7 joined · 12 left
Board changed. Latest change 05-08-2026 · 12 in office.
Checked score
97
Excellent
Financially stronger than 76% of medium-sized companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 221 companies (NACE 82, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Legal form: non-profit association
Liquidity: current ratio 2.01, cash €15.0m
Size: 65.5 FTE, total assets €38.3m
Founded in 1953
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, medium-sized). It does better than 58% of them on solvency, 94% on liquidity, 72% on profitability and 79% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,887 companies had the same profile as OZOS - Optimale Zorg door Optimale Samenwerking has now. Each dot stands for 5 companies, two years later.
97.9%
were still trading
2.0%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of OZOS - Optimale Zorg door Optimale Samenwerking itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for OZOS - Optimale Zorg door Optimale Samenwerking. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.01 (4.66 in 2024), above the usual 1.5. Short-term debt is 39.6% and cash 39.2% of total assets. 44.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 days early
2024
44 days early
2023
61 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 46 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
10 directors appointed, 11 resignations
Resignations: Mevrouw Appelen Tine, Mevrouw Biesemans Shana, CommV CASPIECA, Mevrouw Karen De Schouwer, BV DESPO, BV DIVO FARMA and 5 others · Permanent representatives: mevrouw Ann Van de Casteele, de heer Pieter Mertens, de heer Dirk Vos, mevrouw Kathleen Melotte, de heer Toon Lormans, mevrouw Hilde Deneyer and 3 others · Appointments: BV VAN DIJCK-VOETS MANAGEMENT, Mevrouw Lieve Victor, NV FAMARO, Mevrouw Dorothy Goethals, De heer Gert Maris (independent director), BV PSQ BY SD (independent director) and 4 others · General meeting of 15-06-2026 · Gazette deed
Resignation: LievenZWAENEPOEL (director)
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0408819366
9 directors appointed, 4 statutory auditors appointed, 8 resignations
Resignations: Hilde DENEYER, Toon LORMANS, Kathleen MELOTTE, Pieter MERTENS, Ann VAN DE CASTEELE, Joeri VAN DIJCK and 2 others · Appointments: MPOFOR vof (chair), Management Toon Lormans Bv, FARMEKA NV, DESPO BVBA (vice-chair), CASPIECA Comm.V (vice-chair), Van Dijck - Voets Management BV (chair) and 7 others · Board meeting of 27-05-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OZOS - Optimale Zorg door Optimale Samenwerking Hasselt | - | - | 55.2% | 65.5 |
| Erkend sociaal secretariaat Accuria vzw, nr 870, erkend via MB 15/10/1986 Sint-Niklaas | - | - | 37.9% | 37 |
| SECRETARIAT SOCIAL DES NOTAIRES DE BELGIQUE - SOCIAAL SEKRETARIAAT DER NOTARISSEN VAN BELGIE Brussels | €4.8m | 4.6% | 24.7% | 33 |
| SST SECRETARIAT SOCIAL Tournai | €3.5m | -4.8% | 49.2% | 26 |
| Centre Interdiocésain - Interdiocesaan Centrum Brussels | - | - | 88.6% | 18.9 |
| SSE Tielt | - | - | 4.5% | 59.8 |
| SODALIS Halle | €7.2m | -2.7% | 13.1% | 31.8 |
These companies have the same main activity as OZOS - Optimale Zorg door Optimale Samenwerking: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €21m and €56m, founded between 1945 and 1995.
Official details
Source: KBO- Status
- Active since 01-01-1953Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 4 others
- Joint committee
- 313Pharmacies and pricing offices · annual accounts 2025
- Establishment units
- 2.230.887.7563500 Hasselt, since 01-01-1998
- 2.369.295.9673000 Leuven, since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2025
- ≈ €9.0mestimated
- €38.3m▲ 85.5%
- Employeeson 31-12-2025
- 80▲ 122%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on OZOS - Optimale Zorg door Optimale Samenwerking
OZOS - Optimale Zorg door Optimale Samenwerking has existed since 1953. The present size dates from 2025. The gross margin rose that year from €2.5m to €5.8m and staff from 30.2 to 65.5 full-time equivalents. On 1 January 2025 a site was added.
Solvency fell in 2025 from 82.8% to 55.2% because of higher debts to suppliers.
In August 2026, eleven directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OZOS - Optimale Zorg door Optimale Samenwerking
- What is the company number of OZOS - Optimale Zorg door Optimale Samenwerking?
- The company number of OZOS - Optimale Zorg door Optimale Samenwerking is 0408.819.366. The VAT number is the same number with BE in front: BE 0408.819.366.
- Where is OZOS - Optimale Zorg door Optimale Samenwerking based?
- The registered office is at Ilgatlaan 5, 3500 Hasselt.Company details
- What does OZOS - Optimale Zorg door Optimale Samenwerking do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of OZOS - Optimale Zorg door Optimale Samenwerking?
- OZOS - Optimale Zorg door Optimale Samenwerking is a non-profit association (VZW).
- When was OZOS - Optimale Zorg door Optimale Samenwerking founded?
- OZOS - Optimale Zorg door Optimale Samenwerking was founded on 01-01-1953.
- Is OZOS - Optimale Zorg door Optimale Samenwerking still active?
- Yes, OZOS - Optimale Zorg door Optimale Samenwerking is an active enterprise in the KBO register.
- How many employees does OZOS - Optimale Zorg door Optimale Samenwerking have?
- OZOS - Optimale Zorg door Optimale Samenwerking had an average of 65.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does OZOS - Optimale Zorg door Optimale Samenwerking fall under?
- In its 2025 annual accounts, OZOS - Optimale Zorg door Optimale Samenwerking states joint committee 313 (Pharmacies and pricing offices).
- What is the turnover of OZOS - Optimale Zorg door Optimale Samenwerking?
- The turnover in financial year 2025 is ≈ €9.0m. This figure is estimated from the gross margin of €5.8m and 40 comparable companies (NACE 82). It probably lies between €6.7m and €13.0m.
- Is OZOS - Optimale Zorg door Optimale Samenwerking profitable?
- In financial year 2025, OZOS - Optimale Zorg door Optimale Samenwerking made a profit of €396,323.
- Where can I find the annual accounts of OZOS - Optimale Zorg door Optimale Samenwerking?
- OZOS - Optimale Zorg door Optimale Samenwerking filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OZOS - Optimale Zorg door Optimale Samenwerking due?
- OZOS - Optimale Zorg door Optimale Samenwerking must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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