Equity
€93,205 ▲ 73.1%
PSQ by SD paid out €833 in dividends. That is 2% of the 2025 profit.
PSQ by SD
Lifetime
2 annual accounts with figures on one time axispeak €67,124 (2024)
€53,421▼ 20.4%
peak €52,187 (2024)
€40,183▼ 23.0%
peak €93,205 (2025)
€93,205▲ 73.1%
€18,922▼ 1.0%
Board1 name since 2024
1 directorDEFLOOR Sarah
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €67,124 to €53,421Dividend €833Equity from €53,854 to €93,205Investments €1,391
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Investments
€1,391 3.5 × depreciation
Green is investment, beige is depreciation. Machinery stands 127.1% higher than in 2024.
Liquidity
5.83 was 3.78 in 2024
Short-term debts fell from €19,114 to €18,922.
Starting capital
€2,500 250 shares
Position in the sector
83.1%
Higher solvency than 81% of companies in legal and accounting. Sector median 56.8% · 15,824 companies.
Checked score
98
Excellent
Financially stronger than 86% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.3%
05-2025: 0.3%● unchanged vs 04-2025highest value
06-2025: 0.3%● unchanged vs 05-2025highest value
07-2025: < 0.1%▼ -0.3 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 5.83, cash €72,810
Equity €93,205 (83.1% of total assets)
Figures for financial year 2025 (filed on 01-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 90% on liquidity, 82% on profitability and 85% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PSQ by SD has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PSQ by SD itself is lower: < 0.1% within 12 months. It rests on far more data about PSQ by SD than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PSQ by SD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 5.83 (3.78 in 2024), above the usual 1.5. Short-term debt is 16.9% and cash 64.9% of total assets. 16.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 days early
2024
48 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 39 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1006999461
Incorporation
Founding capital of €2,500, 250 shares · Founder: DEFLOOR Sarah · Appointment: DEFLOOR Sarah (director) · published on 13-03-2024 · Gazette deed
First establishment
Onze-Lieve-Vrouwplein 76, Herent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PSQ by SD Herent | €112,127 | €53,421 | 83.1% | - |
| JUPELOU Grobbendonk | €104,264 | €47,454 | 73.2% | - |
| Management by RC Antwerp | €116,406 | €62,854 | 92.3% | - |
| CV Advisory Grâce-Hollogne | €122,081 | €55,733 | 40.0% | - |
| AMAJO CONSULTING Forest | €101,523 | €63,201 | 67.1% | - |
| Gertz Legal Ixelles | €137,116 | €49,993 | 67.1% | - |
| ELEGADO Hove | €128,319 | €63,794 | 75.9% | - |
These companies have the same main activity as PSQ by SD: other legal services (NACE 69109). They are comparable in size and age: total assets between €102,000 and €137,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 11-03-2024Normal situation
- Activity
- Other legal servicesNACE 69109and 1 other
- Establishment unit
- 2.358.025.4583020 Herent, since 11-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-02-2025
Annual accounts 2025
- €112,127▲ 53.7%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on PSQ by SD
PSQ by SD has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,205 and a net result of €40,183.
Its solvency ranks better than 82% of 15,824 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PSQ by SD
- What is the company number of PSQ by SD?
- The company number of PSQ by SD is 1006.999.461. The VAT number is the same number with BE in front: BE 1006.999.461.
- Where is PSQ by SD based?
- The registered office is at Onze-Lieve-Vrouwplein 76, 3020 Herent.Company details
- What does PSQ by SD do?
- According to the KBO register, the main activity is other legal services (NACE 69109).
- What is the legal form of PSQ by SD?
- PSQ by SD is a private limited company (BV).
- When was PSQ by SD founded?
- PSQ by SD was founded on 11-03-2024.
- Is PSQ by SD still active?
- Yes, PSQ by SD is an active enterprise in the KBO register.
- What is the turnover of PSQ by SD?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €53,421 and 85 comparable companies (NACE 69). It probably lies between €87,000 and €150,000.Financials
- Is PSQ by SD profitable?
- In financial year 2025, PSQ by SD made a profit of €40,183.
- Where can I find the annual accounts of PSQ by SD?
- PSQ by SD filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PSQ by SD due?
- PSQ by SD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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