Equity
€1.1m ▲ 17.3%
FAMARO has made a profit in every financial year since 2006.
FAMARO
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1990peak €398,832 (2024)
€190,250▼ 52.3%
peak €205,094 (2024)
€155,121▼ 24.4%
peak €1.1m (2025)
€1.1m▲ 17.3%
€126,347▼ 39.7%
peak 1.1 FTE (2022)
0 FTE
Board3 names since 2020
2 directorsFASTRÉ Geert and 1 other
Documentsfilings and deeds
22-06-202639 days before the deadline
2025financial year
Gross margin from €398,832 to €190,250Equity from €896,788 to €1.1mDebts from €209,618 to €126,347
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 67% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €1.2m
Figures for financial year 2025 (filed on 22-06-2026)
Founded in 1990
Equity €1.1m (89.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 58% on liquidity, 59% on profitability and 63% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.49 (1.63 in 2024), above the usual 1.5. Short-term debt is 10% and cash 11.2% of total assets. 10.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
37 days early
2023
43 days early
2022
34 days early
2021
16 days early
2020
33 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442357018
Amendment of the articles
General meeting of 30-06-2022 · Gazette deed
1 director resigning, 2 reappointments
Resignation: FASTRÉ Roger · Reappointments: FASTRÉ Geert (managing director) and WAUTERS Sofie · Director discharge: FASTRÉ Roger · General meeting of 21-06-2021 · Gazette deed
First establishment
Kerselarenstraat 31, Tongeren-Borgloon
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FAMARO Tongeren-Borgloon | €1.2m | €190,250 | 89.3% | 0 |
| TOFF Gingelom | €0.8m | €180,639 | 63.0% | 0.1 |
| PENXTEN INVEST Beringen | €1.1m | €289,538 | 36.4% | 0 |
| ABACUS Hechtel-Eksel | €1.2m | €103,614 | 94.9% | 0 |
| Het Griffeltje Merksplas | €1.2m | €131,970 | 87.0% | 0 |
| JOBA Lommel | €2.8m | €258,252 | 58.5% | 0 |
| FISKIMMO Antwerp | €1.4m | €155,535 | 50.0% | 0.9 |
These companies have the same main activity as FAMARO: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €759,000 and €2.8m, founded between 1987 and 2001.
Official details
Source: KBO- Status
- Active since 30-10-1990Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 3 others
- Joint committee
- 313Pharmacies and pricing offices · annual accounts 2025
- Establishment unit
- 2.050.338.1913700 Tongeren-Borgloon, since 20-11-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 29-08-2023
Annual accounts 2025
- ≈ €320,000estimated
- €1.2m▲ 6.5%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on FAMARO
FAMARO has existed since 1990. The gross margin fell from €398,832 in 2024 to €190,250 in 2025.
Solvency rose in 2025 from 81.1% to 89.3% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FAMARO
- What is the company number of FAMARO?
- The company number of FAMARO is 0442.357.018. The VAT number is the same number with BE in front: BE 0442.357.018.
- Where is FAMARO based?
- The registered office is at Kerselarenstraat 33, 3700 Tongeren-Borgloon.Company details
- What does FAMARO do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of FAMARO?
- FAMARO is a public limited company (NV).
- When was FAMARO founded?
- FAMARO was founded on 30-10-1990.
- Is FAMARO still active?
- Yes, FAMARO is an active enterprise in the KBO register.
- How many employees does FAMARO have?
- FAMARO had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does FAMARO fall under?
- In its 2025 annual accounts, FAMARO states joint committee 313 (Pharmacies and pricing offices).
- What is the turnover of FAMARO?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €190,250 and 58 comparable companies (NACE 82). It probably lies between €230,000 and €530,000.
- Is FAMARO profitable?
- In financial year 2025, FAMARO made a profit of €155,121.
- Where can I find the annual accounts of FAMARO?
- FAMARO filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FAMARO due?
- FAMARO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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