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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

C.O.P.

BE 0835.856.423
NACE 43.350, Other building finishing work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€429
2024 · €11,252-€10,823
Equity
€64,349
2024 · €63,920+€429
Cash
€1,799
2024 · €296+€1,503
Balance sheet total
€98,259
2024 · €102,070-€3,811

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€5,159

    down €5,159 (-5.3%), from €97,716 to €92,557

    of which Trade receivables: -€9,168

  • Cash +€1,503

    up €1,503 (+507.8%), from €296 to €1,799

    mainly Receivables within one year (+€5,159) and Tax, wage and social debts (+€2,724)

Equity and liabilities
  • Short-term financial debts -€6,964

    down €6,964 (-90.6%), from €7,685 to €722

  • Tax, wage and social debts +€2,724

    up €2,724 (+14.5%), from €18,731 to €21,454

    of which Taxes: +€2,014

Income statement
  • Gross operating margin -€10,598

    down €10,598 (-38.0%), from €27,855 to €17,257

  • Financial charges -€4,051

    down €4,051 (-46.2%), from €8,767 to €4,716

  • Other operating charges +€2,344

    up €2,344 (+277.8%), from €844 to €3,188

  • Staff costs +€1,240

    up €1,240 (+552.5%), from €225 to €1,465

  • Depreciation +€579

    up €579 (+1255.6%), from €46 to €625

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €11,252
Gross operating margin -€10,598
Staff costs -€1,240
Depreciation -€579
Other operating charges -€2,344
Financial income +€23
Financial charges +€4,051
Taxes -€134
Result 2025 €429

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€8,467
Investment €0
Financing -€6,964
Cash 2024 €296
Net result for the year +€429
Depreciation +€625
Receivables within one year +€5,159
Deferred charges and accrued income -€470
Tax, wage and social debts +€2,724
Short-term financial debts -€6,964
Cash 2025 €1,799
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €102,070 €98,259 -€3,811 -3.7%
Fixed assets 21/28 €3,081 €2,455 -€625 -20.3%
Tangible fixed assets 22/27 €3,081 €2,455 -€625 -20.3%
Furniture and vehicles 24 €3,081 €2,455 -€625 -20.3%
Current assets 29/58 €98,989 €95,804 -€3,186 -3.2%
Amounts receivable within one year 40/41 €97,716 €92,557 -€5,159 -5.3%
Trade receivables 40 €40,782 €31,614 -€9,168 -22.5%
Other amounts receivable 41 €56,934 €60,943 +€4,009 +7.0%
Cash at bank and in hand 54/58 €296 €1,799 +€1,503 +507.8%
Deferred charges and accrued income 490/1 €977 €1,448 +€470 +48.1%
Total equity and liabilities 10/49 €102,070 €98,259 -€3,811 -3.7%
Equity 10/15 €63,920 €64,349 +€429 +0.7%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €45,320 €45,749 +€429 +0.9%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €43,460 €43,889 +€429 +1.0%
Provisions and deferred taxes 16 €11,734 €11,734 = 0.0%
Provisions for liabilities and charges 160/5 €11,734 €11,734 = 0.0%
Pensions and similar obligations 160 €11,734 €11,734 = 0.0%
Amounts payable 17/49 €26,416 €22,176 -€4,240 -16.1%
Amounts payable within one year 42/48 €26,416 €22,176 -€4,240 -16.1%
Financial debts 43 €7,685 €722 -€6,964 -90.6%
Credit institutions 430/8 €7,685 €722 -€6,964 -90.6%
Taxes, remuneration and social security 45 €18,731 €21,454 +€2,724 +14.5%
Taxes 450/3 €13,181 €15,194 +€2,014 +15.3%
Remuneration and social security 454/9 €5,550 €6,260 +€710 +12.8%
Remuneration, social security and pensions 62 €225 €1,465 +€1,240 +552.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €46 €625 +€579 +1255.6%
Other operating charges 640/8 €844 €3,188 +€2,344 +277.8%
Gross operating margin 9900 €27,855 €17,257 -€10,598 -38.0%
Operating profit (loss) 9901 €26,740 €11,978 -€14,762 -55.2%
Financial income 75/76B €0 €23 +€23 +114900.0%
Recurring financial income 75 €0 €23 +€23 +114900.0%
Financial charges 65/66B €8,767 €4,716 -€4,051 -46.2%
Recurring financial charges 65 €8,767 €4,716 -€4,051 -46.2%
Profit (loss) for the period before taxes 9903 €17,973 €7,285 -€10,688 -59.5%
Income taxes 67/77 €6,721 €6,856 +€134 +2.0%
Profit (loss) for the period 9904 €11,252 €429 -€10,823 -96.2%
Profit (loss) for the period to be appropriated 9905 €11,252 €429 -€10,823 -96.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 September 2026 via checked.be.