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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JP SYSTEMS

BE 0716.630.060
NACE 41.001, General construction of residential buildings
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€14,934
2023 · €3,985-€18,919
Equity
€95,263
2023 · €110,197-€14,934
Cash
€29,718
2023 · €12,496+€17,221
Balance sheet total
€211,884
2023 · €241,651-€29,767

Largest movements

2023 to 2024
Assets
  • Receivables within one year -€39,740

    down €39,740 (-19.6%), from €203,143 to €163,403

    of which Other amounts receivable: -€20,150

  • Cash +€17,221

    up €17,221 (+137.8%), from €12,496 to €29,718

    mainly Receivables within one year (+€39,740) and Other debts (+€10,000)

  • Tangible fixed assets -€7,636

    down €7,636 (-36.6%), from €20,877 to €13,241

    of which Plant, machinery and equipment: -€6,009

Equity and liabilities
  • Tax, wage and social debts -€32,690

    down €32,690 (-45.5%), from €71,796 to €39,106

    of which Taxes: -€33,855

  • Profit (loss) carried forward -€14,934

    down €14,934 (-15.6%), from €95,937 to €81,003

  • Other debts +€10,000

    new in 2024: €10,000

  • Trade debts +€7,857

    up €7,857 (+13.2%), from €59,658 to €67,515

Income statement
  • Gross operating margin -€36,793

    down €36,793 (-49.7%), from €73,959 to €37,167

  • Staff costs -€8,605

    down €8,605 (-22.9%), from €37,500 to €28,894

  • Depreciation -€7,621

    down €7,621 (-44.1%), from €17,286 to €9,665

  • Taxes -€4,117

    down €4,117 (-96.7%), from €4,256 to €140

  • Financial charges +€1,953

    up €1,953 (+154.9%), from €1,261 to €3,213

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €3,985
Gross operating margin -€36,793
Staff costs +€8,605
Depreciation +€7,621
Other operating charges -€517
Financial charges -€1,953
Taxes +€4,117
Result 2024 -€14,934

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€18,658
Investment -€1,437
Financing €0
Cash 2023 €12,496
Net result for the year -€14,934
Depreciation +€9,665
Receivables within one year +€39,740
Deferred charges and accrued income -€980
Trade debts +€7,857
Tax, wage and social debts -€32,690
Other debts +€10,000
Investment in fixed assets (net) -€1,437
Cash 2024 €29,718
Every line side by side 38 lines
Line Code 2023 2024 Change %
Total assets 20/58 €241,651 €211,884 -€29,767 -12.3%
Fixed assets 21/28 €26,012 €17,784 -€8,228 -31.6%
Intangible fixed assets 21 €1,560 €968 -€592 -37.9%
Tangible fixed assets 22/27 €20,877 €13,241 -€7,636 -36.6%
Plant, machinery and equipment 23 €19,240 €13,231 -€6,009 -31.2%
Furniture and vehicles 24 €1,636 €10 -€1,627 -99.4%
Financial fixed assets 28 €3,575 €3,575 = 0.0%
Current assets 29/58 €215,639 €194,101 -€21,538 -10.0%
Amounts receivable within one year 40/41 €203,143 €163,403 -€39,740 -19.6%
Trade receivables 40 €105,299 €85,709 -€19,590 -18.6%
Other amounts receivable 41 €97,844 €77,694 -€20,150 -20.6%
Cash at bank and in hand 54/58 €12,496 €29,718 +€17,221 +137.8%
Deferred charges and accrued income 490/1 - €980 +€980
Total equity and liabilities 10/49 €241,651 €211,884 -€29,767 -12.3%
Equity 10/15 €110,197 €95,263 -€14,934 -13.6%
Contributions 10/11 €12,400 €12,400 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Distributable reserves 133 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €95,937 €81,003 -€14,934 -15.6%
Amounts payable 17/49 €131,454 €116,621 -€14,833 -11.3%
Amounts payable within one year 42/48 €131,454 €116,621 -€14,833 -11.3%
Trade debts 44 €59,658 €67,515 +€7,857 +13.2%
Suppliers 440/4 €59,658 €67,515 +€7,857 +13.2%
Taxes, remuneration and social security 45 €71,796 €39,106 -€32,690 -45.5%
Taxes 450/3 €68,296 €34,441 -€33,855 -49.6%
Remuneration and social security 454/9 €3,500 €4,665 +€1,165 +33.3%
Other amounts payable 47/48 - €10,000 +€10,000
Remuneration, social security and pensions 62 €37,500 €28,894 -€8,605 -22.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €17,286 €9,665 -€7,621 -44.1%
Other operating charges 640/8 €9,671 €10,188 +€517 +5.3%
Gross operating margin 9900 €73,959 €37,167 -€36,793 -49.7%
Operating profit (loss) 9901 €9,502 -€11,581 -€21,084
Financial charges 65/66B €1,261 €3,213 +€1,953 +154.9%
Recurring financial charges 65 €1,261 €3,213 +€1,953 +154.9%
Profit (loss) for the period before taxes 9903 €8,242 -€14,794 -€23,036
Income taxes 67/77 €4,256 €140 -€4,117 -96.7%
Profit (loss) for the period 9904 €3,985 -€14,934 -€18,919
Profit (loss) for the period to be appropriated 9905 €3,985 -€14,934 -€18,919

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 September 2026 via checked.be.