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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CLAEYS JO

BE 0712.820.039
NACE 43.320, Joinery installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€231
2024 · €1,012-€1,243
Equity
€64,745
2024 · €52,576+€12,169
Cash
€2,842
2024 · €7,061-€4,218
Balance sheet total
€121,910
2024 · €140,750-€18,840

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€25,318

    down €25,318 (-36.3%), from €69,807 to €44,489

    of which Trade receivables: -€18,382

  • Stocks and contracts +€10,347

    up €10,347 (+49.2%), from €21,043 to €31,390

    of which Stocks: +€10,347

  • Cash -€4,218

    down €4,218 (-59.7%), from €7,061 to €2,842

    mainly Trade debts (-€28,496) and Investment in fixed assets (net) (-€20,318)

Equity and liabilities
  • Trade debts -€28,496

    down €28,496 (-50.0%), from €56,957 to €28,461

  • Contributions +€12,400

    up €12,400 (+200.0%), from €6,200 to €18,600

  • Other debts +€10,461

    new in 2025: €10,461

  • Debts after one year -€10,173

    down €10,173 (-100.0%), from €10,173 to €0

  • Current portion of long-term debt -€3,973

    down €3,973 (-28.1%), from €14,146 to €10,173

Income statement
  • Gross operating margin +€6,757

    up €6,757 (+29.3%), from €23,072 to €29,829

  • Staff costs +€4,022

    new in 2025: €4,022

  • Financial charges +€1,870

    up €1,870 (+75.9%), from €2,464 to €4,334

  • Depreciation +€1,808

    up €1,808 (+9.9%), from €18,211 to €20,019

  • Financial income -€1,441

    down €1,441 (-94.1%), from €1,532 to €91

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,012
Gross operating margin +€6,757
Staff costs -€4,022
Depreciation -€1,808
Other operating charges +€326
Financial income -€1,441
Financial charges -€1,870
Taxes +€815
Result 2025 -€231

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€17,846
Investment -€20,318
Financing -€1,746
Cash 2024 €7,061
Net result for the year -€231
Depreciation +€20,019
Stocks and contracts -€10,347
Receivables within one year +€25,318
Deferred charges and accrued income -€50
Trade debts -€28,496
Tax, wage and social debts +€3,012
Other debts +€10,461
Accrued charges and deferred income -€1,840
Investment in fixed assets (net) -€20,318
Debts after one year -€10,173
Current portion of long-term debt -€3,973
Contributions, distributions and other +€12,400
Cash 2025 €2,842
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €140,750 €121,910 -€18,840 -13.4%
Fixed assets 21/28 €38,444 €38,743 +€299 +0.8%
Tangible fixed assets 22/27 €38,444 €38,743 +€299 +0.8%
Plant, machinery and equipment 23 €12,162 €25,516 +€13,355 +109.8%
Furniture and vehicles 24 €10,805 €5,751 -€5,054 -46.8%
Leasing and similar rights 25 €15,477 €7,475 -€8,002 -51.7%
Current assets 29/58 €102,306 €83,167 -€19,139 -18.7%
Stocks and contracts in progress 3 €21,043 €31,390 +€10,347 +49.2%
Stocks 30/36 €21,043 €31,390 +€10,347 +49.2%
Contracts in progress 37 €0 - =
Amounts receivable within one year 40/41 €69,807 €44,489 -€25,318 -36.3%
Trade receivables 40 €57,766 €39,384 -€18,382 -31.8%
Other amounts receivable 41 €12,041 €5,105 -€6,936 -57.6%
Cash at bank and in hand 54/58 €7,061 €2,842 -€4,218 -59.7%
Deferred charges and accrued income 490/1 €4,395 €4,446 +€50 +1.1%
Total equity and liabilities 10/49 €140,750 €121,910 -€18,840 -13.4%
Equity 10/15 €52,576 €64,745 +€12,169 +23.1%
Contributions 10/11 €6,200 €18,600 +€12,400 +200.0%
Reserves 13 €46,376 €46,145 -€231 -0.5%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €44,516 €44,285 -€231 -0.5%
Amounts payable 17/49 €88,174 €57,165 -€31,009 -35.2%
Amounts payable after more than one year 17 €10,173 €0 -€10,173 -100.0%
Financial debts 170/4 €10,173 €0 -€10,173 -100.0%
Amounts payable within one year 42/48 €75,701 €56,705 -€18,996 -25.1%
Current portion of amounts payable after more than one year 42 €14,146 €10,173 -€3,973 -28.1%
Trade debts 44 €56,957 €28,461 -€28,496 -50.0%
Suppliers 440/4 €56,957 €28,461 -€28,496 -50.0%
Taxes, remuneration and social security 45 €4,598 €7,610 +€3,012 +65.5%
Taxes 450/3 €4,598 €1,217 -€3,381 -73.5%
Remuneration and social security 454/9 - €6,393 +€6,393
Other amounts payable 47/48 - €10,461 +€10,461
Accrued charges and deferred income 492/3 €2,300 €460 -€1,840 -80.0%
Non-recurring operating income 76A €0 - =
Remuneration, social security and pensions 62 - €4,022 +€4,022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €18,211 €20,019 +€1,808 +9.9%
Other operating charges 640/8 €1,663 €1,337 -€326 -19.6%
Gross operating margin 9900 €23,072 €29,829 +€6,757 +29.3%
Operating profit (loss) 9901 €3,198 €4,451 +€1,252 +39.2%
Financial income 75/76B €1,532 €91 -€1,441 -94.1%
Recurring financial income 75 €1,532 €91 -€1,441 -94.1%
Financial charges 65/66B €2,464 €4,334 +€1,870 +75.9%
Recurring financial charges 65 €2,464 €4,334 +€1,870 +75.9%
Profit (loss) for the period before taxes 9903 €2,266 €207 -€2,059 -90.9%
Income taxes 67/77 €1,253 €438 -€815 -65.1%
Profit (loss) for the period 9904 €1,012 -€231 -€1,243
Profit (loss) for the period to be appropriated 9905 €1,012 -€231 -€1,243

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 September 2026 via checked.be.