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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SEMPELS PROJECTS

BE 0687.621.617
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€39,009
2024 · €4,028+€34,982
Equity
€73,750
2024 · €34,741+€39,009
Cash
€59,837
2024 · €184,432-€124,595
Balance sheet total
€1.6m
2024 · €1.3m+€236,226

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€1.0m

    up €1.0m (+207.7%), from €488,778 to €1.5m

  • Receivables within one year -€655,653

    down €655,653 (-97.0%), from €675,810 to €20,156

    of which Other amounts receivable: -€551,608

  • Cash -€124,595

    down €124,595 (-67.6%), from €184,432 to €59,837

    mainly Stocks and contracts (-€1.0m) and Short-term financial debts (-€300,000)

Equity and liabilities
  • Trade debts +€305,388

    up €305,388 (+65.2%), from €468,574 to €773,963

  • Short-term financial debts -€300,000

    down €300,000 (-100.0%), from €300,000 to €0

  • Other debts +€225,601

    up €225,601 (+47.6%), from €474,399 to €700,000

  • Reserves +€39,009

    up €39,009 (+241.7%), from €16,141 to €55,150

  • Tax, wage and social debts -€33,772

    down €33,772 (-46.7%), from €72,253 to €38,481

    of which Taxes: -€33,772

Income statement
  • Gross operating margin +€138,530

    up €138,530 (+243.1%), from €56,980 to €195,510

  • Financial charges +€101,922

    up €101,922 (+208.1%), from €48,989 to €150,912

  • Write-downs +€2,039

    new in 2025: €2,039

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €4,028
Gross operating margin +€138,530
Depreciation +€122
Write-downs -€2,039
Other operating charges +€286
Financial income +€1,552
Financial charges -€101,922
Taxes -€1,547
Result 2025 €39,009

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€177,169
Investment -€1,764
Financing -€300,000
Cash 2024 €184,432
Net result for the year +€39,009
Depreciation +€756
Stocks and contracts -€1.0m
Receivables within one year +€655,653
Deferred charges and accrued income -€430
Trade debts +€305,388
Tax, wage and social debts -€33,772
Other debts +€225,601
Investment in fixed assets (net) -€1,764
Short-term financial debts -€300,000
Cash 2025 €59,837
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,349,968 €1,586,194 +€236,226 +17.5%
Fixed assets 21/28 €948 €1,956 +€1,008 +106.3%
Tangible fixed assets 22/27 €948 €1,956 +€1,008 +106.3%
Furniture and vehicles 24 €948 €1,956 +€1,008 +106.3%
Financial fixed assets 28 €0 - =
Current assets 29/58 €1,349,020 €1,584,238 +€235,218 +17.4%
Stocks and contracts in progress 3 €488,778 €1,503,815 +€1.0m +207.7%
Contracts in progress 37 €488,778 €1,503,815 +€1.0m +207.7%
Amounts receivable within one year 40/41 €675,810 €20,156 -€655,653 -97.0%
Trade receivables 40 €106,703 €2,658 -€104,045 -97.5%
Other amounts receivable 41 €569,107 €17,499 -€551,608 -96.9%
Cash at bank and in hand 54/58 €184,432 €59,837 -€124,595 -67.6%
Deferred charges and accrued income 490/1 €0 €430 +€430
Total equity and liabilities 10/49 €1,349,968 €1,586,194 +€236,226 +17.5%
Equity 10/15 €34,741 €73,750 +€39,009 +112.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €16,141 €55,150 +€39,009 +241.7%
Distributable reserves 133 €16,141 €55,150 +€39,009 +241.7%
Amounts payable 17/49 €1,315,227 €1,512,444 +€197,217 +15.0%
Amounts payable within one year 42/48 €1,315,227 €1,512,444 +€197,217 +15.0%
Financial debts 43 €300,000 €0 -€300,000 -100.0%
Other loans 439 €300,000 €0 -€300,000 -100.0%
Trade debts 44 €468,574 €773,963 +€305,388 +65.2%
Suppliers 440/4 €468,574 €773,963 +€305,388 +65.2%
Taxes, remuneration and social security 45 €72,253 €38,481 -€33,772 -46.7%
Taxes 450/3 €70,885 €37,113 -€33,772 -47.6%
Remuneration and social security 454/9 €1,368 €1,368 = 0.0%
Other amounts payable 47/48 €474,399 €700,000 +€225,601 +47.6%
Remuneration, social security and pensions 62 €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €878 €756 -€122 -13.9%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €2,039 +€2,039
Other operating charges 640/8 €3,153 €2,867 -€286 -9.1%
Non-recurring operating charges 66A €0 - =
Gross operating margin 9900 €56,980 €195,510 +€138,530 +243.1%
Operating profit (loss) 9901 €52,949 €189,848 +€136,899 +258.5%
Financial income 75/76B €231 €1,783 +€1,552 +671.2%
Recurring financial income 75 €231 €1,783 +€1,552 +671.2%
Financial charges 65/66B €48,989 €150,912 +€101,922 +208.1%
Recurring financial charges 65 €48,989 €150,912 +€101,922 +208.1%
Profit (loss) for the period before taxes 9903 €4,191 €40,719 +€36,529 +871.6%
Income taxes 67/77 €163 €1,710 +€1,547 +947.7%
Profit (loss) for the period 9904 €4,028 €39,009 +€34,982 +868.6%
Profit (loss) for the period to be appropriated 9905 €4,028 €39,009 +€34,982 +868.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 September 2026 via checked.be.