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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

WESTHOEK

BE 0462.757.504
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€32,913
2024 · €71,995-€39,082
Equity
€4.8m
2024 · €4.7m+€32,913
Cash
€50,634
2024 · €306,926-€256,292
Balance sheet total
€10.1m
2024 · €8.8m+€1.3m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€1.4m

    up €1.4m (+28.0%), from €4.9m to €6.3m

    of which Contracts in progress: +€1.4m

  • Cash -€256,292

    down €256,292 (-83.5%), from €306,926 to €50,634

    mainly Stocks and contracts (-€1.4m) and Receivables within one year (-€187,645)

  • Receivables within one year +€187,645

    up €187,645 (+5.5%), from €3.4m to €3.6m

    of which Trade receivables: +€321,764

Equity and liabilities
  • Other debts +€946,766

    up €946,766 (+25.2%), from €3.8m to €4.7m

  • Trade debts +€203,757

    up €203,757 (+95.5%), from €213,386 to €417,143

  • Short-term financial debts +€175,000

    new in 2025: €175,000

Income statement
  • Financial charges +€32,151

    up €32,151 (+76.8%), from €41,864 to €74,015

  • Financial income +€12,430

    up €12,430 (+15537450.0%), from €0 to €12,430

  • Staff costs +€10,229

    up €10,229 (+8.2%), from €124,898 to €135,127

  • Gross operating margin -€8,046

    down €8,046 (-2.7%), from €298,803 to €290,757

  • Depreciation +€6,469

    up €6,469 (+23.0%), from €28,069 to €34,538

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €71,995
Gross operating margin -€8,046
Staff costs -€10,229
Depreciation -€6,469
Other operating charges +€81
Financial income +€12,430
Financial charges -€32,151
Taxes +€5,302
Result 2025 €32,913

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€429,422
Investment -€1,870
Financing +€175,000
Cash 2024 €306,926
Net result for the year +€32,913
Depreciation +€34,538
Stocks and contracts -€1.4m
Receivables within one year -€187,645
Deferred charges and accrued income +€2,712
Provisions -€93,740
Trade debts +€203,757
Tax, wage and social debts +€6,194
Other debts +€946,766
Investment in fixed assets (net) -€1,870
Short-term financial debts +€175,000
Cash 2025 €50,634
Every line side by side 54 lines
Line Code 2024 2025 Change %
Total assets 20/58 €8,797,558 €10,068,449 +€1.3m +14.4%
Fixed assets 21/28 €140,551 €107,883 -€32,668 -23.2%
Tangible fixed assets 22/27 €125,116 €90,578 -€34,538 -27.6%
Plant, machinery and equipment 23 €2,073 €356 -€1,717 -82.8%
Furniture and vehicles 24 €76,105 €55,513 -€20,592 -27.1%
Other tangible fixed assets 26 €46,939 €34,710 -€12,230 -26.1%
Financial fixed assets 28 €15,435 €17,305 +€1,870 +12.1%
Current assets 29/58 €8,657,006 €9,960,566 +€1.3m +15.1%
Stocks and contracts in progress 3 €4,908,547 €6,283,465 +€1.4m +28.0%
Stocks 30/36 €189,500 €178,500 -€11,000 -5.8%
Contracts in progress 37 €4,719,047 €6,104,965 +€1.4m +29.4%
Amounts receivable within one year 40/41 €3,433,788 €3,621,433 +€187,645 +5.5%
Trade receivables 40 €47,673 €369,436 +€321,764 +674.9%
Other amounts receivable 41 €3,386,116 €3,251,997 -€134,119 -4.0%
Cash at bank and in hand 54/58 €306,926 €50,634 -€256,292 -83.5%
Deferred charges and accrued income 490/1 €7,745 €5,033 -€2,712 -35.0%
Total equity and liabilities 10/49 €8,797,558 €10,068,449 +€1.3m +14.4%
Equity 10/15 €4,726,757 €4,759,671 +€32,913 +0.7%
Contributions 10/11 €655,600 €655,600 = 0.0%
Capital 10 €655,600 €655,600 = 0.0%
Issued capital 100 €655,600 €655,600 = 0.0%
Reserves 13 €1,942,720 €1,959,098 +€16,378 +0.8%
Non-distributable reserves 130/1 €65,560 €65,560 = 0.0%
Legal reserve 130 €65,560 €65,560 = 0.0%
Tax-exempt reserves 132 €393,160 €409,538 +€16,378 +4.2%
Distributable reserves 133 €1,484,000 €1,484,000 = 0.0%
Profit (loss) carried forward 14 €2,128,437 €2,144,972 +€16,535 +0.8%
Provisions and deferred taxes 16 €93,740 - -€93,740
Provisions for liabilities and charges 160/5 €93,740 - -€93,740
Environmental obligations 163 €93,740 - -€93,740
Amounts payable 17/49 €3,977,060 €5,308,778 +€1.3m +33.5%
Amounts payable within one year 42/48 €3,977,060 €5,308,778 +€1.3m +33.5%
Financial debts 43 - €175,000 +€175,000
Credit institutions 430/8 - €175,000 +€175,000
Trade debts 44 €213,386 €417,143 +€203,757 +95.5%
Suppliers 440/4 €213,386 €417,143 +€203,757 +95.5%
Taxes, remuneration and social security 45 €7,504 €13,698 +€6,194 +82.6%
Remuneration and social security 454/9 €7,504 €13,698 +€6,194 +82.6%
Other amounts payable 47/48 €3,756,171 €4,702,937 +€946,766 +25.2%
Non-recurring operating income 76A - €93,740 +€93,740
Remuneration, social security and pensions 62 €124,898 €135,127 +€10,229 +8.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €28,069 €34,538 +€6,469 +23.0%
Other operating charges 640/8 €1,920 €1,838 -€81 -4.2%
Gross operating margin 9900 €298,803 €290,757 -€8,046 -2.7%
Operating profit (loss) 9901 €143,916 €119,253 -€24,663 -17.1%
Financial income 75/76B €0 €12,430 +€12,430 +15537450.0%
Recurring financial income 75 €0 €12,430 +€12,430 +15537450.0%
Financial charges 65/66B €41,864 €74,015 +€32,151 +76.8%
Recurring financial charges 65 €41,864 €74,015 +€32,151 +76.8%
Profit (loss) for the period before taxes 9903 €102,052 €57,668 -€44,384 -43.5%
Income taxes 67/77 €30,057 €24,754 -€5,302 -17.6%
Profit (loss) for the period 9904 €71,995 €32,913 -€39,082 -54.3%
Transfer to tax-exempt reserves 689 €35,781 €16,378 -€19,402 -54.2%
Profit (loss) for the period to be appropriated 9905 €36,215 €16,535 -€19,680 -54.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 September 2026 via checked.be.