ZILT: what changed
What changed
ZILT
NACE 71.112, Activities of interior architects
filed annual accounts (NBB)
Net result for the year
€48,218
2024 · -€42,163+€90,382
Equity
€740,976
2024 · €726,508+€14,468
Cash
€92,050
2024 · €39,729+€52,321
Balance sheet total
€3.2m
2024 · €3.2m+€8,154
Largest movements
Assets
- Stocks and contracts -€1.1m
down €1.1m (-35.1%), from €3.0m to €2.0m
- Current investments +€900,000
up €900,000, from €0 to €900,000
- Receivables after one year +€75,000
new in 2025: €75,000
- Cash +€52,321
up €52,321 (+132%), from €39,729 to €92,050
mainly Stocks and contracts (+€1.1m) and Other debts (+€394,754)
- Receivables within one year +€39,881
up €39,881 (+62.1%), from €64,187 to €104,067
of which Other amounts receivable: +€47,554
Equity and liabilities
- Short-term financial debts -€746,763
down €746,763 (-94.7%), from €788,430 to €41,667
- Other debts +€394,754
up €394,754 (+29.3%), from €1.3m to €1.7m
- Debts after one year +€300,000
up €300,000 (+120%), from €250,000 to €550,000
- Trade debts +€37,575
up €37,575 (+694%), from €5,414 to €42,989
Income statement
- Gross operating margin +€145,198
up €145,198, from -€23,861 to €121,338
- Financial charges +€34,866
up €34,866 (+102%), from €34,181 to €69,047
- Financial income -€16,410
down €16,410 (-85.5%), from €19,184 to €2,774
- Taxes +€2,446
up €2,446, from €0 to €2,446
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€42,163
Gross operating margin
+€145,198
Depreciation
-€989
Other operating charges
-€105
Financial income
-€16,410
Financial charges
-€34,866
Taxes
-€2,446
Result 2025
€48,218
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€1.4m
Investment
-€905,000
Financing
-€480,513
Cash 2024
€39,729
From operations (derived)
+€1.4m
Net result for the year
+€48,218
Depreciation
+€3,024
Receivables after one year
-€75,000
Stocks and contracts
+€1.1m
Receivables within one year
-€39,881
Deferred charges and accrued income
-€3,432
Trade debts
+€37,575
Tax, wage and social debts
+€8,729
Other debts
+€394,754
Accrued charges and deferred income
-€609
Investment (derived)
-€905,000
Investment in fixed assets (net)
-€5,000
Current investments
-€900,000
Financing
-€480,513
Debts after one year
+€300,000
Short-term financial debts
-€746,763
Contributions, distributions and other
-€33,750
Cash 2025
€92,050
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,150,662 | €3,158,816 | +€8,154 | +0.3% |
| Fixed assets | 21/28 | €10,208 | €12,184 | +€1,976 | +19.4% |
| Tangible fixed assets | 22/27 | €7,708 | €4,684 | -€3,024 | -39.2% |
| Furniture and vehicles | 24 | €7,708 | €4,684 | -€3,024 | -39.2% |
| Financial fixed assets | 28 | €2,500 | €7,500 | +€5,000 | +200% |
| Current assets | 29/58 | €3,140,454 | €3,146,632 | +€6,178 | +0.2% |
| Amounts receivable after more than one year | 29 | - | €75,000 | +€75,000 | |
| Other amounts receivable | 291 | - | €75,000 | +€75,000 | |
| Stocks and contracts in progress | 3 | €3,031,124 | €1,966,669 | -€1.1m | -35.1% |
| Stocks | 30/36 | €3,031,124 | €1,966,669 | -€1.1m | -35.1% |
| Amounts receivable within one year | 40/41 | €64,187 | €104,067 | +€39,881 | +62.1% |
| Trade receivables | 40 | €8,446 | €773 | -€7,673 | -90.8% |
| Other amounts receivable | 41 | €55,741 | €103,294 | +€47,554 | +85.3% |
| Current investments | 50/53 | €0 | €900,000 | +€900,000 | |
| Cash at bank and in hand | 54/58 | €39,729 | €92,050 | +€52,321 | +132% |
| Deferred charges and accrued income | 490/1 | €5,414 | €8,846 | +€3,432 | +63.4% |
| Total equity and liabilities | 10/49 | €3,150,662 | €3,158,816 | +€8,154 | +0.3% |
| Equity | 10/15 | €726,508 | €740,976 | +€14,468 | +2.0% |
| Contributions | 10/11 | €150,000 | €150,000 | = | 0.0% |
| Reserves | 13 | €576,508 | €590,976 | +€14,468 | +2.5% |
| Distributable reserves | 133 | €576,508 | €590,976 | +€14,468 | +2.5% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €2,424,154 | €2,417,840 | -€6,314 | -0.3% |
| Amounts payable after more than one year | 17 | €250,000 | €550,000 | +€300,000 | +120% |
| Financial debts | 170/4 | €250,000 | €550,000 | +€300,000 | +120% |
| Amounts payable within one year | 42/48 | €2,145,106 | €1,839,401 | -€305,705 | -14.3% |
| Financial debts | 43 | €788,430 | €41,667 | -€746,763 | -94.7% |
| Credit institutions | 430/8 | €788,430 | €41,667 | -€746,763 | -94.7% |
| Trade debts | 44 | €5,414 | €42,989 | +€37,575 | +694% |
| Suppliers | 440/4 | €5,414 | €42,989 | +€37,575 | +694% |
| Taxes, remuneration and social security | 45 | €3,068 | €11,797 | +€8,729 | +285% |
| Taxes | 450/3 | €3,068 | €11,797 | +€8,729 | +285% |
| Other amounts payable | 47/48 | €1,348,194 | €1,742,949 | +€394,754 | +29.3% |
| Accrued charges and deferred income | 492/3 | €29,048 | €28,440 | -€609 | -2.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,035 | €3,024 | +€989 | +48.6% |
| Other operating charges | 640/8 | €1,272 | €1,376 | +€105 | +8.2% |
| Gross operating margin | 9900 | -€23,861 | €121,338 | +€145,198 | |
| Operating profit (loss) | 9901 | -€27,167 | €116,937 | +€144,105 | |
| Financial income | 75/76B | €19,184 | €2,774 | -€16,410 | -85.5% |
| Recurring financial income | 75 | €19,184 | €2,774 | -€16,410 | -85.5% |
| Financial charges | 65/66B | €34,181 | €69,047 | +€34,866 | +102% |
| Recurring financial charges | 65 | €34,181 | €69,047 | +€34,866 | +102% |
| Profit (loss) for the period before taxes | 9903 | -€42,163 | €50,664 | +€92,828 | |
| Income taxes | 67/77 | €0 | €2,446 | +€2,446 | |
| Profit (loss) for the period | 9904 | -€42,163 | €48,218 | +€90,382 | |
| Profit (loss) for the period to be appropriated | 9905 | -€42,163 | €48,218 | +€90,382 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.