ZAMARI CONSTRUCT: what changed
ZAMARI CONSTRUCT
Largest movements
- Tangible fixed assets -€6,818
down €6,818 (-29.7%), from €22,939 to €16,121
- Receivables within one year +€2,782
up €2,782 (+115%), from €2,423 to €5,206
of which Other amounts receivable: +€3,432
- Cash +€1,808
up €1,808 (+161%), from €1,125 to €2,933
mainly Depreciation (+€6,818) and Net result for the year (+€3,899)
- Deferred charges and accrued income -€553
down €553 (-52.6%), from €1,052 to €498
- Tax, wage and social debts -€4,948
down €4,948 (-81.1%), from €6,100 to €1,152
- Profit (loss) carried forward +€3,899
up €3,899 (+20.8%), from €18,708 to €22,607
- Trade debts -€1,732
no longer reported in 2026 (was €1,732)
- Gross operating margin +€6,972
up €6,972 (+108%), from €6,470 to €13,441
- Depreciation +€2,484
up €2,484 (+57.3%), from €4,334 to €6,818
- Financial income -€428
no longer reported in 2026 (was €428)
- Taxes -€198
down €198 (-14.7%), from €1,350 to €1,152
Change in the result, 2025 to 2026
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2025 and 2026 balance sheets and the 2026 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €27,539 | €24,758 | -€2,781 | -10.1% |
| Fixed assets | 21/28 | €22,939 | €16,121 | -€6,818 | -29.7% |
| Tangible fixed assets | 22/27 | €22,939 | €16,121 | -€6,818 | -29.7% |
| Furniture and vehicles | 24 | €22,939 | €16,121 | -€6,818 | -29.7% |
| Current assets | 29/58 | €4,600 | €8,637 | +€4,037 | +87.8% |
| Amounts receivable within one year | 40/41 | €2,423 | €5,206 | +€2,782 | +115% |
| Trade receivables | 40 | €650 | - | -€650 | |
| Other amounts receivable | 41 | €1,773 | €5,206 | +€3,432 | +194% |
| Cash at bank and in hand | 54/58 | €1,125 | €2,933 | +€1,808 | +161% |
| Deferred charges and accrued income | 490/1 | €1,052 | €498 | -€553 | -52.6% |
| Total equity and liabilities | 10/49 | €27,539 | €24,758 | -€2,781 | -10.1% |
| Equity | 10/15 | €19,708 | €23,607 | +€3,899 | +19.8% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Contributions outside capital | 11 | - | €1,000 | +€1,000 | |
| Other | 1109/19 | - | €1,000 | +€1,000 | |
| Profit (loss) carried forward | 14 | €18,708 | €22,607 | +€3,899 | +20.8% |
| Amounts payable | 17/49 | €7,831 | €1,152 | -€6,680 | -85.3% |
| Amounts payable within one year | 42/48 | €7,831 | €1,152 | -€6,680 | -85.3% |
| Trade debts | 44 | €1,732 | - | -€1,732 | |
| Suppliers | 440/4 | €1,732 | - | -€1,732 | |
| Taxes, remuneration and social security | 45 | €6,100 | €1,152 | -€4,948 | -81.1% |
| Taxes | 450/3 | €6,100 | €1,152 | -€4,948 | -81.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,334 | €6,818 | +€2,484 | +57.3% |
| Other operating charges | 640/8 | €1,505 | €1,439 | -€66 | -4.4% |
| Gross operating margin | 9900 | €6,470 | €13,441 | +€6,972 | +108% |
| Operating profit (loss) | 9901 | €631 | €5,184 | +€4,553 | +722% |
| Financial income | 75/76B | €428 | - | -€428 | |
| Recurring financial income | 75 | €428 | - | -€428 | |
| Financial charges | 65/66B | €2 | €134 | +€131 | +5,713% |
| Recurring financial charges | 65 | €2 | €134 | +€131 | +5,713% |
| Profit (loss) for the period before taxes | 9903 | €1,057 | €5,051 | +€3,994 | +378% |
| Income taxes | 67/77 | €1,350 | €1,152 | -€198 | -14.7% |
| Profit (loss) for the period | 9904 | -€293 | €3,899 | +€4,192 | |
| Profit (loss) for the period to be appropriated | 9905 | -€293 | €3,899 | +€4,192 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.