ZAMARI CONSTRUCT

Active

General partnershipfounded 20214 yrs activeMoorsledestraat 40, 1020 Brussel, BelgiumKBO/BCE: BE 0779.500.017

The computed 12-month bankruptcy probability of ZAMARI CONSTRUCT is 1.8% (moderate). The 2025 annual accounts show equity of €20k and a net result of €-293. Its solvency ranks better than 76% of 27451 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

65 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability67

Solvency97

Growth-

Track record79

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.59; short-term debt: 28.4% and cash: 4.1% of total assets), and 28.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

71.6%

Return on assets

-1.1%

Age of the figures

18 mo

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

1 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€20k

Total assets

€28k

Net result

€-293

Working capital

€-3k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €28k

83.3%

16.7%

Fixed assets €23k

Current assets €5k

Equity and liabilities €28k

71.6%

28.4%

Equity €20k

Debt €8k

Debt finances 28.4% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€5k

Cash flow

€4k

Solvency

71.6%

Current ratio

0.59

Quick ratio

0.59

Debt / equity

0.40

ROE

-1.5%

ROA

-1.1%

Interest coverage

2158.54

Debt

€8k

Debt ≤ 1 year

€8k

Income taxes

€1k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€28k

Fixed assets21/28€23k

Tangible fixed assets22/27€23k

Furniture and vehicles24€23k

Current assets29/58€5k

Amounts receivable within one year40/41€2k

Trade receivables40€650

Other amounts receivable41€2k

Cash at bank and in hand54/58€1k

Deferred charges and accrued income490/1€1k

Equity and liabilities

Total equity and liabilities10/49€28k

Equity10/15€20k

Contributions10/11€1k

Profit (loss) carried forward14€19k

Amounts payable17/49€8k

Amounts payable within one year42/48€8k

Trade debts44€2k

Suppliers440/4€2k

Taxes, remuneration and social security45€6k

Taxes450/3€6k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k

Other operating charges640/8€2k

Gross operating margin9900€6k

Operating profit (loss)9901€631

Financial income75/76B€428

Recurring financial income75€428

Financial charges65/66B€2

Recurring financial charges65€2

Profit (loss) for the period before taxes9903€1k

Income taxes67/77€1k

Profit (loss) for the period9904€-293

Profit (loss) for the period to be appropriated9905€-293

Appropriation of the result

Profit (loss) to be appropriated9906€19k

Profit (loss) brought forward from the previous period14P€19k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

30-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Moorsledestraat 401020 Brussel

Ground area

67 m²

Building footprint

67 m²

Volume, LiDAR

939 m³

Parcel 21815D0106/00R006, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

ZAMARI CONSTRUCT

Moorsledestraat 40, 1020 BrusselManufacture of metal structures and parts of structures

since 20232.368.557.876

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21815D0106/00R006	Brussels	67 m²	1 · 67 m²	18.8 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ALGORANT

BE 0783.345.076

Sint-Lambrechts-Woluwe · Eq €20k

Fosses-la-Ville · Eq €20k

Beveren-Kruibeke-Zwijndrecht · Eq €20k

Of 4,265 companies in sector 43230 we hold annual accounts for 1,239. 869 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formGeneral partnership

Founded29-12-2021

Fiscal year end31-03

Activities, NACEBEL

43230Insulation installation

43291Specialised construction activities

43350Other building finishing work

43410Roofing work

43990Other specialised construction activities

43992Specialised construction activities

43999Specialised construction activities

81210General cleaning of buildings

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:naticonstruct2@gmail.com

Enterprise