xMontis: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
xMontis
Largest movements
- Cash +€22,035
up €22,035 (+75.7%), from €29,116 to €51,151
mainly Net result for the year (+€27,202) and Depreciation (+€14,402)
- Tangible fixed assets -€13,155
down €13,155 (-32.1%), from €40,931 to €27,776
- Receivables within one year +€7,142
up €7,142 (+61.3%), from €11,646 to €18,788
of which Trade receivables: +€4,382
- Profit (loss) carried forward +€15,884
up €15,884, from -€15,884 to €0
- Debts after one year -€11,940
down €11,940 (-51.8%), from €23,043 to €11,103
- Other debts +€10,484
up €10,484 (+198%), from €5,295 to €15,779
- Reserves +€1,317
up €1,317 (+2.5%), from €52,205 to €53,522
- Gross operating margin +€47,037
up €47,037, from -€129 to €46,908
- Taxes +€4,057
up €4,057 (+2,220%), from €183 to €4,240
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €84,270 | €100,362 | +€16,092 | +19.1% |
| Fixed assets | 21/28 | €40,931 | €27,776 | -€13,155 | -32.1% |
| Tangible fixed assets | 22/27 | €40,931 | €27,776 | -€13,155 | -32.1% |
| Furniture and vehicles | 24 | €40,931 | €27,776 | -€13,155 | -32.1% |
| Current assets | 29/58 | €43,339 | €72,586 | +€29,246 | +67.5% |
| Amounts receivable within one year | 40/41 | €11,646 | €18,788 | +€7,142 | +61.3% |
| Trade receivables | 40 | €11,646 | €16,028 | +€4,382 | +37.6% |
| Other amounts receivable | 41 | - | €2,760 | +€2,760 | |
| Cash at bank and in hand | 54/58 | €29,116 | €51,151 | +€22,035 | +75.7% |
| Deferred charges and accrued income | 490/1 | €2,577 | €2,646 | +€70 | +2.7% |
| Total equity and liabilities | 10/49 | €84,270 | €100,362 | +€16,092 | +19.1% |
| Equity | 10/15 | €39,321 | €56,522 | +€17,202 | +43.7% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €52,205 | €53,522 | +€1,317 | +2.5% |
| Distributable reserves | 133 | €52,205 | €53,522 | +€1,317 | +2.5% |
| Profit (loss) carried forward | 14 | -€15,884 | €0 | +€15,884 | |
| Amounts payable | 17/49 | €44,950 | €43,840 | -€1,110 | -2.5% |
| Amounts payable after more than one year | 17 | €23,043 | €11,103 | -€11,940 | -51.8% |
| Financial debts | 170/4 | €23,043 | €11,103 | -€11,940 | -51.8% |
| Amounts payable within one year | 42/48 | €21,907 | €32,737 | +€10,830 | +49.4% |
| Current portion of amounts payable after more than one year | 42 | €11,762 | €11,940 | +€178 | +1.5% |
| Trade debts | 44 | €275 | €203 | -€72 | -26.4% |
| Suppliers | 440/4 | €275 | €203 | -€72 | -26.4% |
| Taxes, remuneration and social security | 45 | €4,574 | €4,815 | +€241 | +5.3% |
| Taxes | 450/3 | €2,096 | €2,337 | +€241 | +11.5% |
| Remuneration and social security | 454/9 | €2,478 | €2,478 | = | 0.0% |
| Other amounts payable | 47/48 | €5,295 | €15,779 | +€10,484 | +198% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,680 | €14,402 | -€279 | -1.9% |
| Other operating charges | 640/8 | €132 | €528 | +€396 | +301% |
| Gross operating margin | 9900 | -€129 | €46,908 | +€47,037 | |
| Operating profit (loss) | 9901 | -€14,941 | €31,978 | +€46,919 | |
| Financial charges | 65/66B | €761 | €537 | -€224 | -29.4% |
| Recurring financial charges | 65 | €761 | €537 | -€224 | -29.4% |
| Profit (loss) for the period before taxes | 9903 | -€15,702 | €31,441 | +€47,143 | |
| Income taxes | 67/77 | €183 | €4,240 | +€4,057 | +2,220% |
| Profit (loss) for the period | 9904 | -€15,884 | €27,202 | +€43,086 | |
| Profit (loss) for the period to be appropriated | 9905 | -€15,884 | €27,202 | +€43,086 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.