xMontis
ActivexMontis has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €27k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 47% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +55 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency97▲+6
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.98 in 2024), and 43.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
10 d early
2024
10 d early
2023
11 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 43.7%
2024 · €39k
2022: €37k
2023: €55k
2024: €39k
2022 → 2025
Total assets
€100k▲ 19.1%
2024 · €84k
2022: €115k
2023: €134k
2024: €84k
2022 → 2025
Net result
€27k
2024 · €-16k
2022: €34k
2023: €18k
2024: €-16k
2022 → 2025
Working capital
€40k▲ 85.9%
2024 · €21k
2022: €13k
2023: €34k
2024: €21k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€37k-€55k▲ 49.4%€39k▼ 28.8%€57k▲ 43.7%
Operating result€47k-€27k▼ 43.1%€-15k€32k
Net result€34k-€18k▼ 46.3%€-16k€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€28k▼ 32.1%
Current assets
€73k▲ 67.5%
Equity and liabilities €100k
Equity
€57k▲ 43.7%
Debt
€44k▼ 2.5%
The debt ratio falls from 53.3% to 43.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€46k▲
2024 · €-261
Cash flow
€42k▲
2024 · €-1k
Solvency
56.3%▲
2024 · 46.7%
Current ratio
2.22▲
2024 · 1.98
Quick ratio
2.22▲
2024 · 1.98
Debt / equity
0.78▼
2024 · 1.14
ROE
48.1%▲
2024 · -40.4%
ROA
27.1%▲
2024 · -18.8%
Interest coverage
86.38▲
2024 · -0.34
Debt
€44k▼
2024 · €45k
Debt ≤ 1 year
€33k▲
2024 · €22k
Debt > 1 year
€11k▼
2024 · €23k
Income taxes
€4k▲
2024 · €183
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€100k▲
Fixed assets21/28€41k€28k▼
Tangible fixed assets22/27€41k€28k▼
Furniture and vehicles24€41k€28k▼
Current assets29/58€43k€73k▲
Amounts receivable within one year40/41€12k€19k▲
Trade receivables40€12k€16k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€29k€51k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€84k€100k▲
Equity10/15€39k€57k▲
Contributions10/11€3k€3k=
Reserves13€52k€54k▲
Distributable reserves133€52k€54k▲
Profit (loss) carried forward14€-16k€0▲
Amounts payable17/49€45k€44k▼
Amounts payable after more than one year17€23k€11k▼
Financial debts170/4€23k€11k▼
Amounts payable within one year42/48€22k€33k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€275€203▼
Suppliers440/4€275€203▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€5k€16k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€132€528▲
Gross operating margin9900€-129€47k▲
Operating profit (loss)9901€-15k€32k▲
Financial charges65/66B€761€537▼
Recurring financial charges65€761€537▼
Profit (loss) for the period before taxes9903€-16k€31k▲
Income taxes67/77€183€4k▲
Profit (loss) for the period9904€-16k€27k▲
Profit (loss) for the period to be appropriated9905€-16k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€11k▲
Profit (loss) brought forward from the previous period14P-€-16k
Transfer to equity691/2€0€1k▲
To other reserves6921€0€1k▲
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-16k ▼187%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
2023
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkwegel(U) 49290 BerlareGround area
462 m²
Building footprint
126 m²
Volume, LiDAR
675 m³
Parcel 42022A0456/00E003, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
xMontis
since 20212.316.247.459
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42022A0456/00E003 | Flanders | 462 m² | 1 · 126 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRBX
BE 1012.081.766
Peer · Eq €57k
D-Side Village Bizz Center
BE 0452.835.986
Evere · Eq €57k
Automatize
BE 0733.542.902
Heist-op-den-Berg · Eq €57k
Altrimenti Consulting
BE 0507.841.322
Sint-Katelijne-Waver · Eq €57k
TOMO CONSULTING
BE 0804.331.423
Etterbeek · Eq €56k
Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2021
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.