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XM MANAGEMENT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

XM MANAGEMENT

BE 0803.785.352
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€11,785
2024 · -€19,627+€31,412
Equity
-€4,841
2024 · -€16,627+€11,785
Cash
€36,830
2024 · €24,815+€12,015
Balance sheet total
€37,188
2024 · €24,815+€12,373

Largest movements

2024 to 2025
Assets
  • Cash +€12,015

    up €12,015 (+48.4%), from €24,815 to €36,830

    mainly Net result for the year (+€11,785) and Other debts (+€837)

Equity and liabilities
  • Profit (loss) carried forward +€11,785

    up €11,785 (+60.0%), from -€19,627 to -€7,841

  • Tax, wage and social debts -€1,055

    no longer reported in 2025 (was €1,055)

  • Other debts +€837

    new in 2025: €837

  • Trade debts +€805

    up €805 (+207.9%), from €387 to €1,193

Income statement
  • Write-downs -€40,000

    no longer reported in 2025 (was €40,000)

  • Gross operating margin -€8,569

    down €8,569 (-42.0%), from €20,408 to €11,839

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€19,627
Gross operating margin -€8,569
Write-downs +€40,000
Financial income +€8
Financial charges -€24
Taxes -€2
Result 2025 €11,785

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€12,015
Investment €0
Financing €0
Cash 2024 €24,815
Net result for the year +€11,785
Receivables within one year -€358
Trade debts +€805
Tax, wage and social debts -€1,055
Other debts +€837
Cash 2025 €36,830
Every line side by side 29 lines
Line Code 2024 2025 Change %
Total assets 20/58 €24,815 €37,188 +€12,373 +49.9%
Current assets 29/58 €24,815 €37,188 +€12,373 +49.9%
Amounts receivable within one year 40/41 - €358 +€358
Trade receivables 40 - €358 +€358
Cash at bank and in hand 54/58 €24,815 €36,830 +€12,015 +48.4%
Total equity and liabilities 10/49 €24,815 €37,188 +€12,373 +49.9%
Equity 10/15 -€16,627 -€4,841 +€11,785 +70.9%
Contributions 10/11 €3,000 €3,000 = 0.0%
Profit (loss) carried forward 14 -€19,627 -€7,841 +€11,785 +60.0%
Amounts payable 17/49 €41,442 €42,030 +€587 +1.4%
Amounts payable within one year 42/48 €41,442 €42,030 +€587 +1.4%
Financial debts 43 €40,000 €40,000 = 0.0%
Other loans 439 €40,000 €40,000 = 0.0%
Trade debts 44 €387 €1,193 +€805 +207.9%
Suppliers 440/4 €387 €1,193 +€805 +207.9%
Taxes, remuneration and social security 45 €1,055 - -€1,055
Taxes 450/3 €1,055 - -€1,055
Other amounts payable 47/48 - €837 +€837
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €40,000 - -€40,000
Gross operating margin 9900 €20,408 €11,839 -€8,569 -42.0%
Operating profit (loss) 9901 -€19,592 €11,839 +€31,431
Financial income 75/76B - €8 +€8
Recurring financial income 75 - €8 +€8
Financial charges 65/66B €35 €59 +€24 +70.2%
Recurring financial charges 65 €35 €59 +€24 +70.2%
Profit (loss) for the period before taxes 9903 -€19,627 €11,788 +€31,415
Income taxes 67/77 - €2 +€2
Profit (loss) for the period 9904 -€19,627 €11,785 +€31,412
Profit (loss) for the period to be appropriated 9905 -€19,627 €11,785 +€31,412

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.