XM MANAGEMENT
ActiveSummary
The computed 12-month bankruptcy probability of XM MANAGEMENT is 2.4% (moderate). The 2025 annual accounts show negative equity (-€4,841) and a net result of €11,785. Its solvency ranks better than 16% of 11502 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,021 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 89% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a profit of 5% of the balance sheet or more
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,021 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €40,000 | - | - |
| Gross operating margin9900 | €20,408 | €11,839 | ▼ 42.0% |
| Operating profit (loss)9901 | -€19,592 | €11,839 | ▲ 160% |
| Financial income75/76B | - | €8 | - |
| Recurring financial income75 | - | €8 | - |
| Financial charges65/66B | €35 | €59 | ▲ 70.2% |
| Recurring financial charges65 | €35 | €59 | ▲ 70.2% |
| Profit (loss) for the period before taxes9903 | -€19,627 | €11,788 | ▲ 160% |
| Income taxes67/77 | - | €2 | - |
| Profit (loss) for the period9904 | -€19,627 | €11,785 | ▲ 160% |
| Profit (loss) for the period to be appropriated9905 | -€19,627 | €11,785 | ▲ 160% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €24,815 | €37,188 | ▲ 49.9% |
| Current assets29/58 | €24,815 | €37,188 | ▲ 49.9% |
| Amounts receivable within one year40/41 | - | €358 | - |
| Trade receivables40 | - | €358 | - |
| Cash at bank and in hand54/58 | €24,815 | €36,830 | ▲ 48.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €24,815 | €37,188 | ▲ 49.9% |
| Equity10/15 | -€16,627 | -€4,841 | ▲ 70.9% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€19,627 | -€7,841 | ▲ 60.0% |
| Amounts payable17/49 | €41,442 | €42,030 | ▲ 1.4% |
| Amounts payable within one year42/48 | €41,442 | €42,030 | ▲ 1.4% |
| Financial debts43 | €40,000 | €40,000 | = |
| Other loans439 | €40,000 | €40,000 | = |
| Trade debts44 | €387 | €1,193 | ▲ 208% |
| Suppliers440/4 | €387 | €1,193 | ▲ 208% |
| Taxes, remuneration and social security45 | €1,055 | - | - |
| Taxes450/3 | €1,055 | - | - |
| Other amounts payable47/48 | - | €837 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€19,627 | €11,785 | ▲ 160% |
| Operating cash flow (approximation) | -€19,627 | €11,785 | ▲ 160% |
| Change in cash | - | €12,015 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62096A0308/00S009 | Wallonia | 60 m² | 1 · 36 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
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Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.