wooncoop: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
wooncoop
Largest movements
- Cash +€5.4m
up €5.4m (+135%), from €4.0m to €9.5m
mainly Contributions, distributions and other (+€6.8m) and Debts after one year (+€3.7m)
- Tangible fixed assets +€5.2m
up €5.2m (+11.8%), from €44.5m to €49.7m
of which Land and buildings: +€20.6m
- Contributions +€6.8m
up €6.8m (+32.3%), from €20.9m to €27.7m
- Debts after one year +€3.7m
up €3.7m (+14.7%), from €25.5m to €29.3m
of which Financial debts: +€4.7m
- Other debts +€1.1m
up €1.1m (+15,728%), from €6,813 to €1.1m
- Trade debts -€979,914
down €979,914 (-84.7%), from €1.2m to €176,344
- Gross operating margin +€783,343
up €783,343 (+948%), from €82,649 to €865,991
- Financial charges +€301,478
up €301,478 (+114%), from €264,904 to €566,382
- Depreciation +€243,958
up €243,958 (+106%), from €231,086 to €475,044
- Other operating charges +€144,097
up €144,097 (+234%), from €61,562 to €205,659
- Financial income +€62,010
up €62,010 (+275%), from €22,510 to €84,520
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €48,735,408 | €59,699,136 | +€11.0m | +22.5% |
| Fixed assets | 21/28 | €44,549,033 | €49,840,318 | +€5.3m | +11.9% |
| Intangible fixed assets | 21 | €56,697 | €74,831 | +€18,134 | +32.0% |
| Tangible fixed assets | 22/27 | €44,472,960 | €49,722,161 | +€5.2m | +11.8% |
| Land and buildings | 22 | €18,689,465 | €39,334,085 | +€20.6m | +110% |
| Plant, machinery and equipment | 23 | €8,171 | €7,080 | -€1,091 | -13.4% |
| Furniture and vehicles | 24 | €1,437 | €5,569 | +€4,133 | +288% |
| Assets under construction and advance payments | 27 | €25,773,887 | €10,375,427 | -€15.4m | -59.7% |
| Financial fixed assets | 28 | €19,375 | €43,325 | +€23,950 | +124% |
| Current assets | 29/58 | €4,186,376 | €9,858,818 | +€5.7m | +135% |
| Amounts receivable after more than one year | 29 | €43,623 | €175,284 | +€131,661 | +302% |
| Other amounts receivable | 291 | €43,623 | €175,284 | +€131,661 | +302% |
| Amounts receivable within one year | 40/41 | €78,292 | €73,464 | -€4,828 | -6.2% |
| Trade receivables | 40 | €53,149 | €17,574 | -€35,575 | -66.9% |
| Other amounts receivable | 41 | €25,143 | €55,890 | +€30,747 | +122% |
| Cash at bank and in hand | 54/58 | €4,022,524 | €9,457,494 | +€5.4m | +135% |
| Deferred charges and accrued income | 490/1 | €41,937 | €152,576 | +€110,640 | +264% |
| Total equity and liabilities | 10/49 | €48,735,408 | €59,699,136 | +€11.0m | +22.5% |
| Equity | 10/15 | €19,694,406 | €26,167,153 | +€6.5m | +32.9% |
| Contributions | 10/11 | €20,933,203 | €27,703,632 | +€6.8m | +32.3% |
| Reserves | 13 | €939 | €939 | = | 0.0% |
| Distributable reserves | 133 | €939 | €939 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,239,735 | -€1,537,418 | -€297,683 | -24.0% |
| Amounts payable | 17/49 | €29,041,002 | €33,531,983 | +€4.5m | +15.5% |
| Amounts payable after more than one year | 17 | €25,528,395 | €29,275,030 | +€3.7m | +14.7% |
| Financial debts | 170/4 | €23,654,395 | €28,365,030 | +€4.7m | +19.9% |
| Other amounts payable | 178/9 | €1,874,000 | €910,000 | -€964,000 | -51.4% |
| Amounts payable within one year | 42/48 | €3,325,525 | €3,916,021 | +€590,497 | +17.8% |
| Current portion of amounts payable after more than one year | 42 | €2,089,830 | €2,581,075 | +€491,245 | +23.5% |
| Trade debts | 44 | €1,156,258 | €176,344 | -€979,914 | -84.7% |
| Suppliers | 440/4 | €1,156,258 | €176,344 | -€979,914 | -84.7% |
| Taxes, remuneration and social security | 45 | €72,624 | €80,268 | +€7,644 | +10.5% |
| Taxes | 450/3 | €72,624 | €80,268 | +€7,644 | +10.5% |
| Other amounts payable | 47/48 | €6,813 | €1,078,335 | +€1.1m | +15,728% |
| Accrued charges and deferred income | 492/3 | €187,083 | €340,931 | +€153,849 | +82.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €231,086 | €475,044 | +€243,958 | +106% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €1,109 | +€1,109 | |
| Other operating charges | 640/8 | €61,562 | €205,659 | +€144,097 | +234% |
| Gross operating margin | 9900 | €82,649 | €865,991 | +€783,343 | +948% |
| Operating profit (loss) | 9901 | -€209,999 | €184,179 | +€394,179 | |
| Financial income | 75/76B | €22,510 | €84,520 | +€62,010 | +275% |
| Recurring financial income | 75 | €22,510 | €84,520 | +€62,010 | +275% |
| Financial charges | 65/66B | €264,904 | €566,382 | +€301,478 | +114% |
| Recurring financial charges | 65 | €264,904 | €566,382 | +€301,478 | +114% |
| Profit (loss) for the period before taxes | 9903 | -€452,393 | -€297,683 | +€154,710 | +34.2% |
| Income taxes | 67/77 | -€251 | €0 | +€251 | |
| Profit (loss) for the period | 9904 | -€452,142 | -€297,683 | +€154,459 | +34.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€452,142 | -€297,683 | +€154,459 | +34.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.