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wooncoop

Active
Cooperative companyfounded 20179 yrs activeLand van Waaslaan 130, 9040 Gent, BelgiumKBO/BCE: BE 0681.921.282
Summary

wooncoop has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26.2m and a net result of -€297,683. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 60% of 11002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€59.7mtotal assets 2025
Equity
€26.2m
Loss
-€297,683
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 72 d early0 of 10 deeds read
Why 96+ Size: total assets €59.7m+ Figures for FY 2025 (filed 20-05-2026)+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 2.52, cash €9.5mShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 68, large)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 69+4
equity 43.8% of total assets
Liquidity 70+10
short-term debt 6.6% · cash 15.8%
Profitability 28+10
return on assets -0.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (313 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +0.7% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +7.2% vs 03-2025 05-2025: 0.2%▲ +18.2% vs 04-2025highest value 06-2025: 0.1%▼ -26.9% vs 05-2025 07-2025: 0.1%▼ -2.3% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▼ -3.2% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▼ -2.5% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +7.6% vs 03-2026 05-2026: < 0.1%▼ -61.4% vs 04-2026 06-2026: < 0.1%▼ -20.4% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €59.7m lowers the probability for this profile
  • Figures for FY 2025 (filed 20-05-2026) lowers the probability
  • Sector Real estate activities (NACE 68) lowers the probability
  • Liquidity: current ratio 2.52, cash €9.5m lowers the probability
Credit up to €2,500,000 at 30 days acceptable
Liquidity ample (current ratio 2.52 against 1.26 in 2024; short-term debt: 6.6% and cash: 15.8% of total assets), but 56.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, large). Better than this share of them on solvency 63%, liquidity 91%, profitability 20%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Size: total assets €59.7m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 20-05-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.52, cash €9.5m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
72 d early
2024
92 d early
2023
33 d early
2022
68 d early
2021
76 d early
2020
59 d early
2019
51 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €25mEq €26.2m ▲32.9%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€297,683 View
  • Caution: Among the weakest 5% on net resultsector median €10,255 · 10,990 companies -€297,683 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: Result rose in 2025from -€452,142 to -€297,683 ▲ 34.2% View

By topic

Financials

Fiscal year
2025
Total assets
€59.7m
Loss
-€297,683
Solvency
43.8%
Total assets▲ 22.5%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2019
Next accounts
by 31-07-2027
  1. 20-05-2026Annual accounts filed
  2. 31-12-2025Equity above €25m
  3. 30-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
29-09-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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