Vision3F: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Vision3F
Largest movements
- Tangible fixed assets +€55,591
new in 2025: €55,591
- Cash -€49,931
down €49,931 (-78.1%), from €63,969 to €14,038
mainly Net result for the year (-€474,182) and Investment in fixed assets (net) (-€100,497)
- Intangible fixed assets -€48,877
down €48,877 (-10.8%), from €452,136 to €403,259
- Profit (loss) carried forward -€474,182
down €474,182 (-92.6%), from -€511,915 to -€986,097
- Other debts +€335,488
up €335,488 (+459.6%), from €72,997 to €408,485
- Trade debts +€86,940
up €86,940 (+229.7%), from €37,852 to €124,792
- Tax, wage and social debts +€5,572
up €5,572 (+58.4%), from €9,544 to €15,116
- Gross operating margin -€235,982
new in 2025: -€235,982
- Services and other goods -€232,921
no longer reported in 2025 (was €232,921)
- Other operating income -€120,410
no longer reported in 2025 (was €120,410)
- Staff costs +€80,977
up €80,977 (+140.2%), from €57,765 to €138,742
- Depreciation +€15,078
up €15,078 (+19.2%), from €78,704 to €93,782
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €529,879 | €483,697 | -€46,182 | -8.7% |
| Fixed assets | 21/28 | €452,136 | €458,850 | +€6,714 | +1.5% |
| Intangible fixed assets | 21 | €452,136 | €403,259 | -€48,877 | -10.8% |
| Tangible fixed assets | 22/27 | - | €55,591 | +€55,591 | |
| Plant, machinery and equipment | 23 | - | €55,591 | +€55,591 | |
| Current assets | 29/58 | €77,743 | €24,847 | -€52,896 | -68.0% |
| Amounts receivable within one year | 40/41 | €13,774 | €10,809 | -€2,966 | -21.5% |
| Other amounts receivable | 41 | €13,774 | €10,809 | -€2,966 | -21.5% |
| Cash at bank and in hand | 54/58 | €63,969 | €14,038 | -€49,931 | -78.1% |
| Total equity and liabilities | 10/49 | €529,879 | €483,697 | -€46,182 | -8.7% |
| Equity | 10/15 | €409,485 | -€64,697 | -€474,182 | |
| Contributions | 10/11 | €921,400 | €921,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€511,915 | -€986,097 | -€474,182 | -92.6% |
| Amounts payable | 17/49 | €120,393 | €548,394 | +€428,000 | +355.5% |
| Amounts payable within one year | 42/48 | €120,393 | €548,394 | +€428,000 | +355.5% |
| Trade debts | 44 | €37,852 | €124,792 | +€86,940 | +229.7% |
| Suppliers | 440/4 | €37,852 | €124,792 | +€86,940 | +229.7% |
| Taxes, remuneration and social security | 45 | €9,544 | €15,116 | +€5,572 | +58.4% |
| Remuneration and social security | 454/9 | €9,544 | €15,116 | +€5,572 | +58.4% |
| Other amounts payable | 47/48 | €72,997 | €408,485 | +€335,488 | +459.6% |
| Operating income | 70/76A | €120,410 | - | -€120,410 | |
| Other operating income | 74 | €120,410 | - | -€120,410 | |
| Operating charges | 60/66A | €369,774 | - | -€369,774 | |
| Services and other goods | 61 | €232,921 | - | -€232,921 | |
| Remuneration, social security and pensions | 62 | €57,765 | €138,742 | +€80,977 | +140.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €78,704 | €93,782 | +€15,078 | +19.2% |
| Other operating charges | 640/8 | €384 | €499 | +€115 | +29.8% |
| Gross operating margin | 9900 | - | -€235,982 | -€235,982 | |
| Operating profit (loss) | 9901 | -€249,364 | -€469,005 | -€219,640 | -88.1% |
| Financial charges | 65/66B | €2,851 | €5,178 | +€2,327 | +81.6% |
| Recurring financial charges | 65 | €2,851 | €5,178 | +€2,327 | +81.6% |
| Debt charges | 650 | €2,851 | - | -€2,851 | |
| Profit (loss) for the period before taxes | 9903 | -€252,215 | -€474,182 | -€221,967 | -88.0% |
| Profit (loss) for the period | 9904 | -€252,215 | -€474,182 | -€221,967 | -88.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€252,215 | -€474,182 | -€221,967 | -88.0% |
Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.