Vision3F
ActiveSummary
The computed 12-month bankruptcy probability of Vision3F is 1.8% (moderate). The 2025 annual accounts show negative equity (-€64,697) and a net result of -€474,182. Equity is shrinking by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 524 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 13 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
History
On 27 November 2020, Vision3F was incorporated as a Private limited company.1 In 2026 the capital was increased.2 VAN DEN BROECK Erik Fons has served as non-statutory director of the company since 2026.2 Total assets went from EUR 484,191 in 2022 to EUR 483,697 in 2025 and headcount from 1.3 to 2.6 full-time equivalents.3
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.
- 2025 Net result -88% on 2024. The accounts now follow the micro schema, last year the full schema.
- 2024 Net result -210% on 2023. The accounts now follow the full schema, last year the micro schema.
Peer companies
Historical observationOf the 6,035 companies that looked in July 2024 the way this one looks now, 7.2% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,035 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Operating income70/76A | - | - | €120,410 | - | - |
| Other operating income74 | - | - | €120,410 | - | - |
| Operating charges60/66A | - | - | €369,774 | - | - |
| Services and other goods61 | - | - | €232,921 | - | - |
| Remuneration, social security and pensions62 | €52,613 | €45,762 | €57,765 | €138,742 | ▲ 140% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,975 | €65,898 | €78,704 | €93,782 | ▲ 19.2% |
| Other operating charges640/8 | €695 | €348 | €384 | €499 | ▲ 29.8% |
| Gross operating margin9900 | -€97,636 | €31,477 | - | -€235,982 | - |
| Operating profit (loss)9901 | -€177,919 | -€80,530 | -€249,364 | -€469,005 | ▼ 88.1% |
| Financial income75/76B | €1 | - | - | - | - |
| Recurring financial income75 | €1 | - | - | - | - |
| Financial charges65/66B | €551 | €699 | €2,851 | €5,178 | ▲ 81.6% |
| Recurring financial charges65 | €551 | €699 | €2,851 | €5,178 | ▲ 81.6% |
| Debt charges650 | - | - | €2,851 | - | - |
| Profit (loss) for the period before taxes9903 | -€178,470 | -€81,230 | -€252,215 | -€474,182 | ▼ 88.0% |
| Profit (loss) for the period9904 | -€178,470 | -€81,230 | -€252,215 | -€474,182 | ▼ 88.0% |
| Profit (loss) for the period to be appropriated9905 | -€178,470 | -€81,230 | -€252,215 | -€474,182 | ▼ 88.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €484,191 | €420,912 | €529,879 | €483,697 | ▼ 8.7% |
| Fixed assets21/28 | €325,871 | €415,773 | €452,136 | €458,850 | ▲ 1.5% |
| Intangible fixed assets21 | €325,871 | €415,773 | €452,136 | €403,259 | ▼ 10.8% |
| Tangible fixed assets22/27 | - | - | - | €55,591 | - |
| Plant, machinery and equipment23 | - | - | - | €55,591 | - |
| Current assets29/58 | €158,320 | €5,139 | €77,743 | €24,847 | ▼ 68.0% |
| Amounts receivable within one year40/41 | €32,256 | €4,097 | €13,774 | €10,809 | ▼ 21.5% |
| Other amounts receivable41 | €32,256 | €4,097 | €13,774 | €10,809 | ▼ 21.5% |
| Cash at bank and in hand54/58 | €126,064 | €1,042 | €63,969 | €14,038 | ▼ 78.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €484,191 | €420,912 | €529,879 | €483,697 | ▼ 8.7% |
| Equity10/15 | €422,930 | €341,701 | €409,485 | -€64,697 | ▼ 116% |
| Contributions10/11 | €601,400 | €601,400 | €921,400 | €921,400 | = |
| Capital10 | €601,400 | €601,400 | - | - | - |
| Issued capital100 | €601,400 | €601,400 | - | - | - |
| Profit (loss) carried forward14 | -€178,470 | -€259,699 | -€511,915 | -€986,097 | ▼ 92.6% |
| Amounts payable17/49 | €61,260 | €79,212 | €120,393 | €548,394 | ▲ 356% |
| Amounts payable within one year42/48 | €61,260 | €79,212 | €120,393 | €548,394 | ▲ 356% |
| Trade debts44 | €45,499 | €1,478 | €37,852 | €124,792 | ▲ 230% |
| Suppliers440/4 | €45,499 | €1,478 | €37,852 | €124,792 | ▲ 230% |
| Taxes, remuneration and social security45 | €15,762 | - | €9,544 | €15,116 | ▲ 58.4% |
| Taxes450/3 | €1,849 | - | - | - | - |
| Remuneration and social security454/9 | €13,913 | - | €9,544 | €15,116 | ▲ 58.4% |
| Other amounts payable47/48 | - | €77,734 | €72,997 | €408,485 | ▲ 460% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€178,470 | -€81,230 | -€252,215 | -€474,182 | ▼ 88.0% |
| + Depreciation and write-downs630 | €26,975 | €65,898 | €78,704 | €93,782 | ▲ 19.2% |
| Operating cash flow (approximation) | -€151,494 | -€15,332 | -€173,511 | -€380,400 | ▼ 119% |
| Investment in fixed assets (approximation) | - | -€155,800 | -€115,067 | -€100,497 | ▲ 12.7% |
| Change in cash | - | -€125,022 | €62,927 | -€49,931 | ▼ 179% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
11-09
State Gazette act
Appointment: VAN DEN BROECK Erik Fons (non-statutory director)Statutes amendment · Share issue · Capital25 facts ▸
- General meeting, 08-09-2026
- Statutes amendment, 20
- Share issue, EUR, 188.44
- Capital, €300.000
- Bank account, KBC Bank, storting inbreng ROMMENS
- Bank account, BNP Paribas Fortis, storting inbreng RIJK Sander en RIJK Anton
- Capital
- Declaration, verzaking aan het verslag van het bestuursorgaan, artikel 5:121, lid 2, WVV
- Declaration, afstand van het voorkeursrecht, artikel 5:130, lid 2, WVV
- Shareholding, 08-09-2026, aandelen op naam
- Power of attorney, Caroline FRENAY
- Other statement, verslag art. 5:134 WVV, kennisneming en ontslag van de voorzitter van de voorlezing
- +13 further facts in this act
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Not every act has been read: a resignation may be missing here
2 establishment units
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0676/00G000 | Flanders | 1.4 ha | 1 · 2,672 m² | 8.1 m · 2 fl. |
| 24121F0371/00V000 | Flanders | 537 m² | 1 · 212 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VAN DEN BROECK Erik Fons |
|
Structure & network
Owners and holdings
3 ownersOwners 3
-
12.5%
-
7.5%
-
6.16%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
Capital and shareholders
- ROMMENS Paul Elisabeth Wilhelm Maria 796 shares · 150,000 EUR
- RIJK Sander Hans Annelies 398 shares · 75,000 EUR
- RIJK Anton Kris Rit 398 shares · 75,000 EUR
- ROMMENS Paul Elisabeth Wilhelm Maria 796 shares
- RIJK Sander Hans Annelies 398 shares
- RIJK Anton Kris Rit 398 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 11-09-2026 Capital increase · 1,592 new shares · “inbreng in contanten”
Public money · subsidies and aid
Flemish government
2022 to 2025 · 11 entries · 347,467 EUR awarded · 309,967 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 5 | -1,455 EUR | 57,787 EUR |
| 2024 | 3 | 51,680 EUR | 246,180 EUR |
| 2023 | 2 | 295,742 EUR | 4,500 EUR |
| 2022 | 1 | 1,500 EUR | 1,500 EUR |
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.