Veribel: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Veribel
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
financial year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€86,542
2024 · -€91,860+€5,317
Equity
€7.8m
2024 · €7.9m-€86,542
Cash
€8,769
2024 · €34,705-€25,935
Balance sheet total
€9.2m
2024 · €9.3m-€106,761
Largest movements
Assets
No asset line moved by more than 1% of the balance sheet total.
Equity and liabilities
- Other debts -€104,459
down €104,459 (-24.8%), from €420,401 to €315,942
Income statement
- Depreciation -€9,786
down €9,786 (-9.5%), from €102,903 to €93,118
- Gross operating margin -€6,664
down €6,664 (-13.2%), from €50,326 to €43,662
- Financial charges -€2,893
down €2,893 (-8.1%), from €35,522 to €32,629
- Other operating charges +€611
up €611 (+5.1%), from €12,012 to €12,622
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€91,860
Gross operating margin
-€6,664
Depreciation
+€9,786
Other operating charges
-€611
Financial income
-€0
Financial charges
+€2,893
Deferred taxes and other
-€86
Result 2025
-€86,542
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€103,872
Investment
-€3,076
Financing
+€81,013
Cash 2024
€34,705
From operations (derived)
-€103,872
Net result for the year
-€86,542
Depreciation
+€93,118
Receivables within one year
-€9,301
Deferred charges and accrued income
+€86
Provisions
-€8,164
Trade debts
+€10,192
Other debts
-€104,459
Accrued charges and deferred income
+€1,198
Investment (derived)
-€3,076
Investment in fixed assets (net)
-€3,076
Financing
+€81,013
Debts after one year
+€82,720
Current portion of long-term debt
-€1,707
Cash 2025
€8,769
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €9,289,830 | €9,183,069 | -€106,761 | -1.1% |
| Fixed assets | 21/28 | €9,230,200 | €9,140,159 | -€90,041 | -1.0% |
| Tangible fixed assets | 22/27 | €1,250,200 | €1,160,159 | -€90,041 | -7.2% |
| Land and buildings | 22 | €1,250,200 | €1,160,159 | -€90,041 | -7.2% |
| Financial fixed assets | 28 | €7,980,000 | €7,980,000 | = | 0.0% |
| Current assets | 29/58 | €59,630 | €42,910 | -€16,720 | -28.0% |
| Amounts receivable within one year | 40/41 | €21,865 | €31,166 | +€9,301 | +42.5% |
| Trade receivables | 40 | €2,085 | €7,682 | +€5,597 | +268.4% |
| Other amounts receivable | 41 | €19,780 | €23,484 | +€3,704 | +18.7% |
| Cash at bank and in hand | 54/58 | €34,705 | €8,769 | -€25,935 | -74.7% |
| Deferred charges and accrued income | 490/1 | €3,060 | €2,974 | -€86 | -2.8% |
| Total equity and liabilities | 10/49 | €9,289,830 | €9,183,069 | -€106,761 | -1.1% |
| Equity | 10/15 | €7,863,915 | €7,777,373 | -€86,542 | -1.1% |
| Contributions | 10/11 | €7,350,000 | €7,350,000 | = | 0.0% |
| Reserves | 13 | €400,208 | €375,717 | -€24,491 | -6.1% |
| Tax-exempt reserves | 132 | €397,436 | €372,945 | -€24,491 | -6.2% |
| Distributable reserves | 133 | €2,772 | €2,772 | = | 0.0% |
| Profit (loss) carried forward | 14 | €113,708 | €51,656 | -€62,051 | -54.6% |
| Provisions and deferred taxes | 16 | €132,479 | €124,315 | -€8,164 | -6.2% |
| Deferred taxes | 168 | €132,479 | €124,315 | -€8,164 | -6.2% |
| Amounts payable | 17/49 | €1,293,436 | €1,281,381 | -€12,055 | -0.9% |
| Amounts payable after more than one year | 17 | €773,189 | €855,910 | +€82,720 | +10.7% |
| Financial debts | 170/4 | €773,189 | €855,910 | +€82,720 | +10.7% |
| Amounts payable within one year | 42/48 | €478,970 | €382,996 | -€95,974 | -20.0% |
| Current portion of amounts payable after more than one year | 42 | €52,987 | €51,280 | -€1,707 | -3.2% |
| Trade debts | 44 | €5,583 | €15,775 | +€10,192 | +182.6% |
| Suppliers | 440/4 | €5,583 | €15,775 | +€10,192 | +182.6% |
| Other amounts payable | 47/48 | €420,401 | €315,942 | -€104,459 | -24.8% |
| Accrued charges and deferred income | 492/3 | €41,277 | €42,475 | +€1,198 | +2.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €102,903 | €93,118 | -€9,786 | -9.5% |
| Other operating charges | 640/8 | €12,012 | €12,622 | +€611 | +5.1% |
| Gross operating margin | 9900 | €50,326 | €43,662 | -€6,664 | -13.2% |
| Operating profit (loss) | 9901 | -€64,589 | -€62,078 | +€2,511 | +3.9% |
| Financial income | 75/76B | €1 | €1 | -€0 | -29.9% |
| Recurring financial income | 75 | €1 | €1 | -€0 | -29.9% |
| Financial charges | 65/66B | €35,522 | €32,629 | -€2,893 | -8.1% |
| Recurring financial charges | 65 | €35,522 | €32,629 | -€2,893 | -8.1% |
| Profit (loss) for the period before taxes | 9903 | -€100,110 | -€94,706 | +€5,403 | +5.4% |
| Transfer from deferred taxes | 780 | €8,250 | €8,164 | -€86 | -1.0% |
| Profit (loss) for the period | 9904 | -€91,860 | -€86,542 | +€5,317 | +5.8% |
| Transfer from tax-exempt reserves | 789 | €24,750 | €24,491 | -€259 | -1.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€67,109 | -€62,051 | +€5,058 | +7.5% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.