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Veribel

Active Risk: not assessed
Private limited companyfounded 198738 yrs activeGebroeders De Cockstraat 2, 9000 Gent, BelgiumKBO/BCE: BE 0432.451.140
Summary

Veribel has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.8m and a net result of -€86,542. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 9436 sector peers (fiscal year 2025). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
4 d early
2023
2 d early
2022
1 d early
2021
4 d early
2020
2 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 November 1987, Veribel was incorporated.1 Total assets went from EUR 1.6 million in 2019 to EUR 9.2 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€7.8m▼ 1.1%
2024 · €7.9m
Total assets
€9.2m▼ 1.1%
2024 · €9.3m
Net result
-€86,542▲ 5.8%
2024 · -€91,860
Working capital
-€340,087▲ 18.9%
2024 · -€419,340
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€110,577€536,858-€57,406-€64,589▼ 12.5%-€62,078▲ 3.9%
Net result€1.2mabove the sector's middle half€358,230above the sector's middle half▼ 69.7%-€81,779below the sector's middle half-€91,860below the sector's middle half▼ 12.3%-€86,542below the sector's middle half▲ 5.8%
Equity€7.7mabove the sector's middle half▲ 757%€8.0mabove the sector's middle half▲ 4.7%€8.0mabove the sector's middle half▼ 1.0%€7.9mabove the sector's middle half▼ 1.2%€7.8mabove the sector's middle half▼ 1.1%
Total assets€9.4mabove the sector's middle half▲ 32.2%€9.6mabove the sector's middle half▲ 1.7%€9.4mabove the sector's middle half▼ 1.5%€9.3mabove the sector's middle half▼ 1.6%€9.2mabove the sector's middle half▼ 1.1%
Debt€1.8m▼ 71.9%€1.4m▼ 19.9%€1.3m▼ 4.2%€1.3m▼ 3.7%€1.3m▼ 0.9%
Working capital-€1.2mbelow the sector's middle half▲ 78.6%-€332,912below the sector's middle half▲ 73.3%-€380,445below the sector's middle half▼ 14.3%-€419,340below the sector's middle half▼ 10.2%-€340,087below the sector's middle half▲ 18.9%
Solvency81.4%above the sector's middle half▲ 68.9pp83.8%above the sector's middle half▲ 2.4pp84.3%above the sector's middle half▲ 0.4pp84.7%above the sector's middle half▲ 0.4pp84.7%above the sector's middle half=
Current ratio0.16below the sector's middle half▲ 0.120.33below the sector's middle half▲ 0.170.22below the sector's middle half▼ 0.110.12below the sector's middle half▼ 0.100.11below the sector's middle half▼ 0.01
Return on assets (ROA)12.5%above the sector's middle half▲ 13.0pp3.7%within the sector's middle half▼ 8.8pp-0.9%within the sector's middle half▼ 4.6pp-1.0%within the sector's middle half▼ 0.1pp-0.9%within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€500,000€0€500,000€1.0mOperating result 2021: -€110,577-€110,577Net result 2021: €1.2m€1.2mOperating result 2022: €536,858€536,858Net result 2022: €358,230€358,230Operating result 2023: -€57,406-€57,406Net result 2023: -€81,779-€81,779Operating result 2024: -€64,589-€64,589Net result 2024: -€91,860-€91,860Operating result 2025: -€62,078-€62,078Net result 2025: -€86,542-€86,54220212022202320242025-€100,000-€75,000-€50,000-€25,000€0Operating result 2023: -€57,406-€57,400Net result 2023: -€81,779-€81,800Operating result 2024: -€64,589-€64,600Net result 2024: -€91,860-€91,900Operating result 2025: -€62,078-€62,100Net result 2025: -€86,542-€86,500202320242025
The operating result stays negative: a loss of €62,078 in 2025 against €64,589 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.2m
Fixed assets €9.1m ▼ 1.0%
Current assets €42,910 ▼ 28.0%
Equity and liabilities €9.2m
Equity €7.8m ▼ 1.1%
Provisions €124,315 ▼ 6.2%
Debt €1.3m ▼ 0.9%
Debt's share of the balance-sheet total stays at 14.0%.
Key figures and ratios
2025 value · change against 2024
ROE
-1.1%▲
2024 · -1.2%
Debt ≤ 1 year
€382,996▼
2024 · €478,970
Debt > 1 year
€855,910▲
2024 · €773,189
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€9.3m€9.2m▼
Fixed assets21/28€9.2m€9.1m▼
Tangible fixed assets22/27€1.3m€1.2m▼
Land and buildings22€1.3m€1.2m▼
Financial fixed assets28€8.0m€8.0m=
Current assets29/58€59,630€42,910▼
Amounts receivable within one year40/41€21,865€31,166▲
Trade receivables40€2,085€7,682▲
Other amounts receivable41€19,780€23,484▲
Cash at bank and in hand54/58€34,705€8,769▼
Deferred charges and accrued income490/1€3,060€2,974▼
Equity and liabilities
Total equity and liabilities10/49€9.3m€9.2m▼
Equity10/15€7.9m€7.8m▼
Contributions10/11€7.4m€7.4m=
Reserves13€400,208€375,717▼
Tax-exempt reserves132€397,436€372,945▼
Distributable reserves133€2,772€2,772=
Profit (loss) carried forward14€113,708€51,656▼
Provisions and deferred taxes16€132,479€124,315▼
Deferred taxes168€132,479€124,315▼
Amounts payable17/49€1.3m€1.3m▼
Amounts payable after more than one year17€773,189€855,910▲
Financial debts170/4€773,189€855,910▲
Amounts payable within one year42/48€478,970€382,996▼
Current portion of amounts payable after more than one year42€52,987€51,280▼
Trade debts44€5,583€15,775▲
Suppliers440/4€5,583€15,775▲
Other amounts payable47/48€420,401€315,942▼
Accrued charges and deferred income492/3€41,277€42,475▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102,903€93,118▼
Other operating charges640/8€12,012€12,622▲
Gross operating margin9900€50,326€43,662▼
Operating profit (loss)9901-€64,589-€62,078▲
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€35,522€32,629▼
Recurring financial charges65€35,522€32,629▼
Profit (loss) for the period before taxes9903-€100,110-€94,706▲
Transfer from deferred taxes780€8,250€8,164▼
Profit (loss) for the period9904-€91,860-€86,542▲
Transfer from tax-exempt reserves789€24,750€24,491▼
Profit (loss) for the period to be appropriated9905-€67,109-€62,051▲
Appropriation of the result
Profit (loss) to be appropriated9906€113,708€51,656▼
Profit (loss) brought forward from the previous period14P€180,817€113,708▼

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€144,875€93,933€113,258€102,903€93,118▼ 9.5%
Other operating charges640/8-€8,212€9,641€12,012€12,622▲ 5.1%
Gross operating margin9900€43,292€639,003€65,494€50,326€43,662▼ 13.2%
Operating profit (loss)9901-€110,577€536,858-€57,406-€64,589-€62,078▲ 3.9%
Financial income75/76B-€0€0€1€1▼ 29.9%
Recurring financial income75€4.6m€0€0€1€1▼ 29.9%
Financial charges65/66B-€29,954€32,319€35,522€32,629▼ 8.1%
Recurring financial charges65€85,985€29,954€32,319€35,522€32,629▼ 8.1%
Profit (loss) for the period before taxes9903€1.2m€506,904-€89,724-€100,110-€94,706▲ 5.4%
Transfer from deferred taxes780-€1,858€7,945€8,250€8,164▼ 1.0%
Transfer to deferred taxes680-€150,532----
Profit (loss) for the period9904€1.2m€358,230-€81,779-€91,860-€86,542▲ 5.8%
Transfer from tax-exempt reserves789-€5,575€23,834€24,750€24,491▼ 1.0%
Transfer to tax-exempt reserves689-€451,595----
Profit (loss) for the period to be appropriated9905€1.2m-€87,790-€57,945-€67,109-€62,051▲ 7.5%
Line20212022202320242025Change
Assets
Total assets20/58€9.4m€9.6m€9.4m€9.3m€9.2m▼ 1.1%
Fixed assets21/28€9.2m€9.4m€9.3m€9.2m€9.1m▼ 1.0%
Tangible fixed assets22/27€1.2m€1.4m€1.4m€1.3m€1.2m▼ 7.2%
Land and buildings22-€1.4m€1.4m€1.3m€1.2m▼ 7.2%
Financial fixed assets28€8.0m€8.0m€8.0m€8.0m€8.0m=
Current assets29/58€234,677€163,884€107,796€59,630€42,910▼ 28.0%
Amounts receivable within one year40/41€7,602€14,347€21,380€21,865€31,166▲ 42.5%
Trade receivables40-€380€1,186€2,085€7,682▲ 268%
Other amounts receivable41-€13,967€20,194€19,780€23,484▲ 18.7%
Cash at bank and in hand54/58€223,459€145,512€85,240€34,705€8,769▼ 74.7%
Deferred charges and accrued income490/1-€4,025€1,176€3,060€2,974▼ 2.8%
Equity and liabilities
Total equity and liabilities10/49€9.4m€9.6m€9.4m€9.3m€9.2m▼ 1.1%
Equity10/15€7.7m€8.0m€8.0m€7.9m€7.8m▼ 1.1%
Contributions10/11-€7.4m€7.4m€7.4m€7.4m=
Reserves13€2,772€448,792€424,958€400,208€375,717▼ 6.1%
Tax-exempt reserves132-€446,020€422,186€397,436€372,945▼ 6.2%
Distributable reserves133-€2,772€2,772€2,772€2,772=
Profit (loss) carried forward14€326,552€238,762€180,817€113,708€51,656▼ 54.6%
Provisions and deferred taxes16-€148,673€140,729€132,479€124,315▼ 6.2%
Deferred taxes168-€148,673€140,729€132,479€124,315▼ 6.2%
Amounts payable17/49€1.8m€1.4m€1.3m€1.3m€1.3m▼ 0.9%
Amounts payable after more than one year17€239,269€880,103€826,176€773,189€855,910▲ 10.7%
Financial debts170/4-€880,103€826,176€773,189€855,910▲ 10.7%
Amounts payable within one year42/48€1.5m€496,796€488,241€478,970€382,996▼ 20.0%
Current portion of amounts payable after more than one year42-€49,116€51,981€52,987€51,280▼ 3.2%
Trade debts44€1,493€2,095€8,149€5,583€15,775▲ 183%
Suppliers440/4-€2,095€8,149€5,583€15,775▲ 183%
Taxes, remuneration and social security45--€448---
Taxes450/3--€448---
Other amounts payable47/48-€445,584€427,662€420,401€315,942▼ 24.8%
Accrued charges and deferred income492/3-€24,845€28,919€41,277€42,475▲ 2.9%
Line20212022202320242025Change
Profit (loss) for the period9904€1.2m€358,230-€81,779-€91,860-€86,542▲ 5.8%
+ Depreciation and write-downs630€144,875€93,933€113,258€102,903€93,118▼ 9.5%
Operating cash flow (approximation)€1.3m€452,163€31,479€11,044€6,575▼ 40.5%
Investment in fixed assets (approximation)--€322,314-€21,215-€1,060-€3,076▼ 190%
Change in cash--€77,947-€60,272-€50,535-€25,935▲ 48.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Weakest financial yearnet -€91,860
Net result drops to -€91,860, the lowest in the series; recovery starts the following year.
29-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial Back to profitnet €1.2m
Net result €1.2m after 2 loss-making years.
30-06
Financial Equity above €5mEq €7.7m ▲757%
Equity rises from €895,886 to €7.7m.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 8 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1987
seat establishment The establishment unit on the map
Ground area
1,190 m²
Building footprint
178 m²
Volume, LiDAR
1,614 m³
Parcel 44809I0029/00C002, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Avebel
Gebroeders De Cockstraat 2, 9000 GentNACE 70201
since 19872.032.617.776
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44809I0029/00C002 Flanders 1,190 m² 1 · 178 m² 13.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-06-2025 of Veribel and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 9,141 companies in this sector we hold annual accounts for 6,773. 2,534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded10-11-1987
Fiscal year end30-06
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
64210Activities of holding companies
Contact
E-mail veribel@avebel.eu
E-invoicing
Reachable via Peppol
Peppol ID 0208:0432451140
Also 9925:BE0432451140
Registered 21-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.