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V.P. IMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

V.P. IMMO

BE 0797.645.252
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€41,624
2024 · €9,939-€51,563
Equity
€31,583
2024 · €73,207-€41,624
Cash
€260
2024 · €814-€554
Balance sheet total
€440,864
2024 · €394,380+€46,484

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€126,736

    up €126,736 (+41.2%), from €307,698 to €434,434

    of which Stocks: +€204,434

  • Receivables within one year -€71,578

    down €71,578 (-94.2%), from €76,009 to €4,431

    of which Trade receivables: -€72,790

  • Deferred charges and accrued income -€8,120

    down €8,120 (-92.0%), from €8,829 to €708

Equity and liabilities
  • Short-term financial debts +€184,118

    up €184,118, from €0 to €184,118

  • Current portion of long-term debt -€90,000

    down €90,000 (-64.4%), from €139,675 to €49,675

  • Trade debts -€74,891

    down €74,891 (-98.9%), from €75,756 to €865

  • Other debts +€70,987

    up €70,987 (+70.5%), from €100,635 to €171,622

  • Profit (loss) carried forward -€41,624

    down €41,624 (-325.4%), from -€12,793 to -€54,417

Income statement
  • Gross operating margin -€48,569

    down €48,569, from €20,736 to -€27,833

  • Other operating charges +€2,001

    up €2,001 (+1058.9%), from €189 to €2,190

  • Financial charges +€1,006

    up €1,006 (+9.5%), from €10,605 to €11,611

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €9,939
Gross operating margin -€48,569
Depreciation +€25
Other operating charges -€2,001
Financial income -€12
Financial charges -€1,006
Result 2025 -€41,624

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€94,671
Investment €0
Financing +€94,118
Cash 2024 €814
Net result for the year -€41,624
Stocks and contracts -€126,736
Receivables within one year +€71,578
Deferred charges and accrued income +€8,120
Trade debts -€74,891
Tax, wage and social debts -€2,904
Other debts +€70,987
Accrued charges and deferred income +€799
Current portion of long-term debt -€90,000
Short-term financial debts +€184,118
Cash 2025 €260
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €394,380 €440,864 +€46,484 +11.8%
Formation expenses 20 €0 - =
Fixed assets 21/28 €1,030 €1,030 = 0.0%
Tangible fixed assets 22/27 €0 - =
Land and buildings 22 €0 - =
Financial fixed assets 28 €1,030 €1,030 = 0.0%
Current assets 29/58 €393,350 €439,834 +€46,484 +11.8%
Stocks and contracts in progress 3 €307,698 €434,434 +€126,736 +41.2%
Stocks 30/36 €0 €204,434 +€204,434
Contracts in progress 37 €307,698 €230,000 -€77,698 -25.3%
Amounts receivable within one year 40/41 €76,009 €4,431 -€71,578 -94.2%
Trade receivables 40 €74,011 €1,221 -€72,790 -98.4%
Other amounts receivable 41 €1,999 €3,210 +€1,212 +60.6%
Cash at bank and in hand 54/58 €814 €260 -€554 -68.0%
Deferred charges and accrued income 490/1 €8,829 €708 -€8,120 -92.0%
Total equity and liabilities 10/49 €394,380 €440,864 +€46,484 +11.8%
Equity 10/15 €73,207 €31,583 -€41,624 -56.9%
Contributions 10/11 €86,000 €86,000 = 0.0%
Profit (loss) carried forward 14 -€12,793 -€54,417 -€41,624 -325.4%
Amounts payable 17/49 €321,173 €409,281 +€88,108 +27.4%
Amounts payable after more than one year 17 €2,060 €2,060 = 0.0%
Financial debts 170/4 €0 - =
Other amounts payable 178/9 €2,060 €2,060 = 0.0%
Amounts payable within one year 42/48 €319,015 €406,324 +€87,309 +27.4%
Current portion of amounts payable after more than one year 42 €139,675 €49,675 -€90,000 -64.4%
Financial debts 43 €0 €184,118 +€184,118
Credit institutions 430/8 €0 €184,118 +€184,118
Trade debts 44 €75,756 €865 -€74,891 -98.9%
Suppliers 440/4 €75,756 €865 -€74,891 -98.9%
Taxes, remuneration and social security 45 €2,949 €44 -€2,904 -98.5%
Taxes 450/3 €2,949 €44 -€2,904 -98.5%
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €100,635 €171,622 +€70,987 +70.5%
Accrued charges and deferred income 492/3 €99 €898 +€799 +811.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €25 - -€25
Other operating charges 640/8 €189 €2,190 +€2,001 +1058.9%
Gross operating margin 9900 €20,736 -€27,833 -€48,569
Operating profit (loss) 9901 €20,521 -€30,024 -€50,545
Financial income 75/76B €22 €10 -€12 -53.1%
Recurring financial income 75 €22 €10 -€12 -53.1%
Financial charges 65/66B €10,605 €11,611 +€1,006 +9.5%
Recurring financial charges 65 €10,605 €11,611 +€1,006 +9.5%
Profit (loss) for the period before taxes 9903 €9,939 -€41,624 -€51,563
Profit (loss) for the period 9904 €9,939 -€41,624 -€51,563
Profit (loss) for the period to be appropriated 9905 €9,939 -€41,624 -€51,563

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.