V.P. IMMO
ActiveSummary
The annual accounts of V.P. IMMO for fiscal year 2025 show a net loss of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €32k and a net result of €-42k. Its solvency ranks better than 29% of 14128 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-24
Solvency32▼-12
Growth32
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.08 against 1.23 in 2024; short-term debt: 92.2% and cash: 0.1% of total assets), and 92.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
-9.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 d early
2024
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 56.9%
2024 · €73k
2024: €73k
2025: €32k▼ -56.9% vs 2024
2024 → 2025
Total assets
€441k▲ 11.8%
2024 · €394k
2024: €394k
2025: €441k▲ +11.8% vs 2024
2024 → 2025
Net result
€-42k
2024 · €10k
2024: €10k
2025: €-42k▼ -519% vs 2024
2024 → 2025
Working capital
€34k▼ 54.9%
2024 · €74k
2024: €74k
2025: €34k▼ -54.9% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€73k-€32k▼ 56.9%
2024: €73k
2025: €32k▼ -56.9% vs 2024
Operating result€21k-€-30k
2024: €21k
2025: €-30k▼ -246% vs 2024
Net result€10k-€-42k
2024: €10k
2025: €-42k▼ -519% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €30k after €21k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441k
Fixed assets
€1k =
Current assets
€440k ▲ 11.8%
Equity and liabilities €441k
Equity
€32k ▼ 56.9%
Debt
€409k ▲ 27.4%
Debt's share of the balance-sheet total rises from 81.4% to 92.8%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.08▼
2024 · 1.23
Quick ratio
0.01▼
2024 · 0.27
Debt to equity
12.96▲
2024 · 4.39
ROE
-131.8%▼
2024 · 13.6%
ROA
-9.4%▼
2024 · 2.5%
Debt ≤ 1 year
€406k▲
2024 · €319k
Debt > 1 year
€2k=
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€394k€441k▲
Formation expenses20€0-
Fixed assets21/28€1k€1k=
Tangible fixed assets22/27€0-
Land and buildings22€0-
Financial fixed assets28€1k€1k=
Current assets29/58€393k€440k▲
Stocks and contracts in progress3€308k€434k▲
Stocks30/36€0€204k▲
Contracts in progress37€308k€230k▼
Amounts receivable within one year40/41€76k€4k▼
Trade receivables40€74k€1k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€814€260▼
Deferred charges and accrued income490/1€9k€708▼
Equity and liabilities
Total equity and liabilities10/49€394k€441k▲
Equity10/15€73k€32k▼
Contributions10/11€86k€86k=
Profit (loss) carried forward14€-13k€-54k▼
Amounts payable17/49€321k€409k▲
Amounts payable after more than one year17€2k€2k=
Financial debts170/4€0-
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€319k€406k▲
Current portion of amounts payable after more than one year42€140k€50k▼
Financial debts43€0€184k▲
Credit institutions430/8€0€184k▲
Trade debts44€76k€865▼
Suppliers440/4€76k€865▼
Taxes, remuneration and social security45€3k€44▼
Taxes450/3€3k€44▼
Remuneration and social security454/9€0-
Other amounts payable47/48€101k€172k▲
Accrued charges and deferred income492/3€99€898▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25-
Other operating charges640/8€189€2k▲
Gross operating margin9900€21k€-28k▼
Operating profit (loss)9901€21k€-30k▼
Financial income75/76B€22€10▼
Recurring financial income75€22€10▼
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€10k€-42k▼
Profit (loss) for the period9904€10k€-42k▼
Profit (loss) for the period to be appropriated9905€10k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-54k▼
Profit (loss) brought forward from the previous period14P€-23k€-13k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25 | - | - |
| Other operating charges640/8 | €189 | €2k | ▲ 1,059% |
| Gross operating margin9900 | €21k | €-28k | ▼ 234% |
| Operating profit (loss)9901 | €21k | €-30k | ▼ 246% |
| Financial income75/76B | €22 | €10 | ▼ 53.1% |
| Recurring financial income75 | €22 | €10 | ▼ 53.1% |
| Financial charges65/66B | €11k | €12k | ▲ 9.5% |
| Recurring financial charges65 | €11k | €12k | ▲ 9.5% |
| Profit (loss) for the period before taxes9903 | €10k | €-42k | ▼ 519% |
| Profit (loss) for the period9904 | €10k | €-42k | ▼ 519% |
| Profit (loss) for the period to be appropriated9905 | €10k | €-42k | ▼ 519% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €394k | €441k | ▲ 11.8% |
| Formation expenses20 | €0 | - | - |
| Fixed assets21/28 | €1k | €1k | = |
| Tangible fixed assets22/27 | €0 | - | - |
| Land and buildings22 | €0 | - | - |
| Financial fixed assets28 | €1k | €1k | = |
| Current assets29/58 | €393k | €440k | ▲ 11.8% |
| Stocks and contracts in progress3 | €308k | €434k | ▲ 41.2% |
| Stocks30/36 | €0 | €204k | - |
| Contracts in progress37 | €308k | €230k | ▼ 25.3% |
| Amounts receivable within one year40/41 | €76k | €4k | ▼ 94.2% |
| Trade receivables40 | €74k | €1k | ▼ 98.4% |
| Other amounts receivable41 | €2k | €3k | ▲ 60.6% |
| Cash at bank and in hand54/58 | €814 | €260 | ▼ 68.0% |
| Deferred charges and accrued income490/1 | €9k | €708 | ▼ 92.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €394k | €441k | ▲ 11.8% |
| Equity10/15 | €73k | €32k | ▼ 56.9% |
| Contributions10/11 | €86k | €86k | = |
| Profit (loss) carried forward14 | €-13k | €-54k | ▼ 325% |
| Amounts payable17/49 | €321k | €409k | ▲ 27.4% |
| Amounts payable after more than one year17 | €2k | €2k | = |
| Financial debts170/4 | €0 | - | - |
| Other amounts payable178/9 | €2k | €2k | = |
| Amounts payable within one year42/48 | €319k | €406k | ▲ 27.4% |
| Current portion of amounts payable after more than one year42 | €140k | €50k | ▼ 64.4% |
| Financial debts43 | €0 | €184k | - |
| Credit institutions430/8 | €0 | €184k | - |
| Trade debts44 | €76k | €865 | ▼ 98.9% |
| Suppliers440/4 | €76k | €865 | ▼ 98.9% |
| Taxes, remuneration and social security45 | €3k | €44 | ▼ 98.5% |
| Taxes450/3 | €3k | €44 | ▼ 98.5% |
| Remuneration and social security454/9 | €0 | - | - |
| Other amounts payable47/48 | €101k | €172k | ▲ 70.5% |
| Accrued charges and deferred income492/3 | €99 | €898 | ▲ 811% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €-42k | ▼ 519% |
| + Depreciation and write-downs630 | €25 | - | - |
| Operating cash flow (approximation) | €10k | €-42k | ▼ 518% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-554 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
Ground area
1,238 m²
Building footprint
239 m²
Volume, LiDAR
2,512 m³
2 parcels, Wallonia · tallest building 17.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
V.P. IMMO
since 20232.342.221.485
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62005A0574/00F000 | Wallonia | 1,014 m² | 1 · 137 m² | 8.1 m · 2 fl. |
| 62803A1406/02F000 | Wallonia | 224 m² | 1 · 102 m² | 17.0 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMOCON
BE 0840.841.728
Beringen · Eq €31,593
SAILE PROPERTIES
BE 0797.631.493
Dilbeek · Eq €31,552
Immo GL
BE 0478.714.004
Schilde · Eq €31,547
BRENDAN Patrimoine
BE 1002.878.743
Seraing · Eq €31,546
MIMO
BE 0794.569.461
Chiny · Eq €31,521
Of 7,321 companies in sector 68110 we hold annual accounts for 5,384. 2,899 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Contact
E-mail
info.vpimmo@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.