URBAN2B: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBAN2B
Largest movements
- Receivables within one year -€51,444
down €51,444 (-64.5%), from €79,797 to €28,353
of which Trade receivables: -€63,090
- Cash +€32,872
up €32,872 (+35.6%), from €92,446 to €125,318
mainly Receivables within one year (+€51,444) and Net result for the year (+€27,240)
- Tangible fixed assets -€4,273
down €4,273 (-27.8%), from €15,378 to €11,105
of which Other tangible fixed assets: -€2,236
- Profit (loss) carried forward -€33,137
down €33,137 (-93.7%), from €35,377 to €2,240
- Debts after one year +€5,617
up €5,617 (+46.4%), from €12,108 to €17,725
- Tax, wage and social debts +€3,225
up €3,225 (+26.2%), from €12,321 to €15,546
- Gross operating margin -€10,273
down €10,273 (-18.3%), from €56,037 to €45,764
- Taxes -€4,803
down €4,803 (-32.0%), from €15,023 to €10,219
- Depreciation -€645
down €645 (-13.1%), from €4,919 to €4,273
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €191,908 | €169,059 | -€22,850 | -11.9% |
| Fixed assets | 21/28 | €16,288 | €12,015 | -€4,273 | -26.2% |
| Tangible fixed assets | 22/27 | €15,378 | €11,105 | -€4,273 | -27.8% |
| Land and buildings | 22 | €7,599 | €7,388 | -€211 | -2.8% |
| Furniture and vehicles | 24 | €3,445 | €1,619 | -€1,826 | -53.0% |
| Other tangible fixed assets | 26 | €4,334 | €2,098 | -€2,236 | -51.6% |
| Financial fixed assets | 28 | €910 | €910 | = | 0.0% |
| Current assets | 29/58 | €175,620 | €157,044 | -€18,576 | -10.6% |
| Amounts receivable within one year | 40/41 | €79,797 | €28,353 | -€51,444 | -64.5% |
| Trade receivables | 40 | €76,662 | €13,572 | -€63,090 | -82.3% |
| Other amounts receivable | 41 | €3,135 | €14,781 | +€11,646 | +371% |
| Cash at bank and in hand | 54/58 | €92,446 | €125,318 | +€32,872 | +35.6% |
| Deferred charges and accrued income | 490/1 | €3,377 | €3,373 | -€4 | -0.1% |
| Total equity and liabilities | 10/49 | €191,908 | €169,059 | -€22,850 | -11.9% |
| Equity | 10/15 | €164,077 | €130,940 | -€33,137 | -20.2% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €110,100 | €110,100 | = | 0.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €110,100 | €110,100 | = | 0.0% |
| Profit (loss) carried forward | 14 | €35,377 | €2,240 | -€33,137 | -93.7% |
| Amounts payable | 17/49 | €27,831 | €38,119 | +€10,288 | +37.0% |
| Amounts payable after more than one year | 17 | €12,108 | €17,725 | +€5,617 | +46.4% |
| Other amounts payable | 178/9 | €12,108 | €17,725 | +€5,617 | +46.4% |
| Amounts payable within one year | 42/48 | €13,498 | €17,112 | +€3,615 | +26.8% |
| Trade debts | 44 | €1,177 | €1,567 | +€390 | +33.1% |
| Suppliers | 440/4 | €1,177 | €1,567 | +€390 | +33.1% |
| Taxes, remuneration and social security | 45 | €12,321 | €15,546 | +€3,225 | +26.2% |
| Taxes | 450/3 | €12,321 | €15,546 | +€3,225 | +26.2% |
| Other amounts payable | 47/48 | €0 | - | = | |
| Accrued charges and deferred income | 492/3 | €2,225 | €3,281 | +€1,056 | +47.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,919 | €4,273 | -€645 | -13.1% |
| Other operating charges | 640/8 | €1,276 | €934 | -€342 | -26.8% |
| Gross operating margin | 9900 | €56,037 | €45,764 | -€10,273 | -18.3% |
| Operating profit (loss) | 9901 | €49,842 | €40,557 | -€9,285 | -18.6% |
| Financial income | 75/76B | €1 | €0 | -€1 | -100% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -100% |
| Financial charges | 65/66B | €3,243 | €3,098 | -€145 | -4.5% |
| Recurring financial charges | 65 | €3,243 | €3,098 | -€145 | -4.5% |
| Profit (loss) for the period before taxes | 9903 | €46,600 | €37,459 | -€9,141 | -19.6% |
| Income taxes | 67/77 | €15,023 | €10,219 | -€4,803 | -32.0% |
| Profit (loss) for the period | 9904 | €31,577 | €27,240 | -€4,338 | -13.7% |
| Profit (loss) for the period to be appropriated | 9905 | €31,577 | €27,240 | -€4,338 | -13.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.