URBAN2B
ActiveURBAN2B has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €27k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 9.18 against 13.01 in 2024; short-term debt: 10.1% and cash: 74.1% of total assets), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
16.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
26 d late
2023
28 d late
2022
60 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€131k▼ 20.2%
2024 · €164k
2018: €21k
2019: €97k
2020: €120k
2021: €55k
2022: €96k
2023: €132k
2024: €164k
2018 → 2025
Total assets
€169k▼ 11.9%
2024 · €192k
2018: €32k
2019: €125k
2020: €137k
2021: €228k
2022: €158k
2023: €249k
2024: €192k
2018 → 2025
Net result
€27k▼ 13.7%
2024 · €32k
2018: €15k
2019: €76k
2020: €23k
2021: €66k
2022: €61k
2023: €37k
2024: €32k
2018 → 2025
Working capital
€140k▼ 13.7%
2024 · €162k
2018: €19k
2019: €96k
2020: €112k
2021: €43k
2022: €84k
2023: €130k
2024: €162k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€96k▲ 75.6%€132k▲ 38.3%€164k▲ 23.8%€131k▼ 20.2%
Operating result€83k-€85k▲ 1.9%€53k▼ 37.8%€50k▼ 5.4%€41k▼ 18.6%
Net result€66k-€61k▼ 6.6%€37k▼ 40.1%€32k▼ 13.9%€27k▼ 13.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€12k▼ 26.2%
Current assets
€157k▼ 10.6%
Equity and liabilities €169k
Equity
€131k▼ 20.2%
Debt
€38k▲ 37.0%
The debt ratio rises from 14.5% to 22.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€45k▼
2024 · €55k
Cash flow
€32k▼
2024 · €36k
Solvency
77.5%▼
2024 · 85.5%
Current ratio
9.18▼
2024 · 13.01
Quick ratio
9.18▼
2024 · 13.01
Debt / equity
0.29▲
2024 · 0.17
ROE
20.8%▲
2024 · 19.2%
ROA
16.1%▼
2024 · 16.5%
Interest coverage
14.47▼
2024 · 16.89
Debt
€38k▲
2024 · €28k
Debt ≤ 1 year
€17k▲
2024 · €13k
Debt > 1 year
€18k▲
2024 · €12k
Income taxes
€10k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€169k▼
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€15k€11k▼
Land and buildings22€8k€7k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€910€910=
Current assets29/58€176k€157k▼
Amounts receivable within one year40/41€80k€28k▼
Trade receivables40€77k€14k▼
Other amounts receivable41€3k€15k▲
Cash at bank and in hand54/58€92k€125k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€192k€169k▼
Equity10/15€164k€131k▼
Contributions10/11€19k€19k=
Reserves13€110k€110k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€110k€110k=
Profit (loss) carried forward14€35k€2k▼
Amounts payable17/49€28k€38k▲
Amounts payable after more than one year17€12k€18k▲
Other amounts payable178/9€12k€18k▲
Amounts payable within one year42/48€13k€17k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€12k€16k▲
Taxes450/3€12k€16k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€934▼
Gross operating margin9900€56k€46k▼
Operating profit (loss)9901€50k€41k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€47k€37k▼
Income taxes67/77€15k€10k▼
Profit (loss) for the period9904€32k€27k▼
Profit (loss) for the period to be appropriated9905€32k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€63k▼
Profit (loss) brought forward from the previous period14P€35k€35k=
Transfer to equity691/2€32k€0▼
To other reserves6921€32k€0▼
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity times 6current ratio 13.01
Current ratio from 2.31 to 13.01; short-term debt falls from €99k to €13k.
31-12
Financial
Equity above €150kEq €164k ▲23.8%
7 profitable years in a row build equity to €164k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €100kEq €132k ▲38.3%
6 profitable years in a row build equity to €132k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €100kEq €120k ▲23.6%
3 profitable years in a row build equity to €120k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €76k ▲412%
Operating result €95k, net result €76k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeentelijke Godshuisstraat 1151170 Watermaal-BosvoordeGround area
980 m²
Building footprint
359 m²
Volume, LiDAR
5,936 m³
2 parcels, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
URBAN2B
since 20172.270.657.756
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0140/00S012 | Brussels | 844 m² | 1 · 296 m² | 19.9 m · 6 fl. |
| 21652E0204/00W000 | Brussels | 136 m² | 1 · 63 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500CCEB366E746924
Similar companies · same sector, comparable size
BIOCITY
BE 0668.818.859
Tenneville · Eq €131k
HIPP-O-DROOM
BE 0823.400.237
Gent · Eq €131k
LIMMO TEAM
BE 0861.705.042
Halle · Eq €131k
NENA
BE 0722.534.984
Grobbendonk · Eq €131k
CONNEXION IMMO
BE 0743.699.097
Mons · Eq €131k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 5,246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2017
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.