URBAN TOUCH: what changed
What changed
URBAN TOUCH
NACE 68.121, Development of residential building projects
filed annual accounts (NBB)
Net result for the year
-€254,041
2024 · -€278,833+€24,792
Equity
€1.2m
2024 · €1.5m-€254,041
Cash
€34,677
2024 · €221,623-€186,945
Balance sheet total
€6.6m
2024 · €5.8m+€839,277
Largest movements
Assets
- Stocks and contracts +€1.0m
up €1.0m (+51.6%), from €1.9m to €3.0m
- Tangible fixed assets +€989,632
up €989,632 (+46.9%), from €2.1m to €3.1m
- Financial fixed assets -€666,327
no longer reported in 2025 (was €666,327)
- Cash -€186,945
down €186,945 (-84.4%), from €221,623 to €34,677
mainly Stocks and contracts (-€1.0m) and Investment in fixed assets (net) (-€427,841)
- Receivables within one year -€183,684
down €183,684 (-71.9%), from €255,630 to €71,946
of which Trade receivables: -€93,692
Equity and liabilities
- Short-term financial debts +€1.0m
up €1.0m (+41.5%), from €2.5m to €3.5m
- Reserves -€265,465
down €265,465 (-13.9%), from €1.9m to €1.7m
of which Tax-exempt reserves: -€265,465
- Other debts +€182,877
up €182,877 (+3,755%), from €4,870 to €187,746
- Provisions -€88,488
down €88,488 (-14.3%), from €616,696 to €528,208
Income statement
- Gross operating margin +€76,957
up €76,957, from -€20,972 to €55,985
- Depreciation +€37,307
up €37,307 (+23.3%), from €160,198 to €197,505
- Financial charges -€17,501
down €17,501 (-8.4%), from €208,953 to €191,452
- Financial income +€2,031
up €2,031 (+24,061%), from €8 to €2,039
- Taxes +€1,266
new in 2025: €1,266
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€278,833
Gross operating margin
+€76,957
Depreciation
-€37,307
Other operating charges
-€316
Financial income
+€2,031
Financial charges
+€17,501
Taxes
-€1,266
Deferred taxes and other
-€32,808
Result 2025
-€254,041
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€714,817
Investment
-€427,841
Financing
+€955,713
Cash 2024
€221,623
From operations (derived)
-€714,817
Net result for the year
-€254,041
Depreciation
+€197,505
Stocks and contracts
-€1.0m
Receivables within one year
+€183,684
Deferred charges and accrued income
+€25,868
Provisions
-€88,488
Trade debts
+€36,164
Tax, wage and social debts
+€2,545
Other debts
+€182,877
Accrued charges and deferred income
+€4,507
Investment (derived)
-€427,841
Investment in fixed assets (net)
-€427,841
Financing
+€955,713
Debts after one year
-€63,151
Current portion of long-term debt
+€208
Short-term financial debts
+€1.0m
Cash 2025
€34,677
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,789,162 | €6,628,439 | +€839,277 | +14.5% |
| Fixed assets | 21/28 | €3,332,473 | €3,562,810 | +€230,336 | +6.9% |
| Intangible fixed assets | 21 | €557,556 | €464,588 | -€92,968 | -16.7% |
| Tangible fixed assets | 22/27 | €2,108,590 | €3,098,222 | +€989,632 | +46.9% |
| Land and buildings | 22 | €2,108,590 | €3,098,222 | +€989,632 | +46.9% |
| Financial fixed assets | 28 | €666,327 | - | -€666,327 | |
| Current assets | 29/58 | €2,456,689 | €3,065,629 | +€608,940 | +24.8% |
| Stocks and contracts in progress | 3 | €1,948,158 | €2,953,595 | +€1.0m | +51.6% |
| Stocks | 30/36 | €1,948,158 | €2,953,595 | +€1.0m | +51.6% |
| Amounts receivable within one year | 40/41 | €255,630 | €71,946 | -€183,684 | -71.9% |
| Trade receivables | 40 | €109,653 | €15,961 | -€93,692 | -85.4% |
| Other amounts receivable | 41 | €145,977 | €55,985 | -€89,992 | -61.6% |
| Cash at bank and in hand | 54/58 | €221,623 | €34,677 | -€186,945 | -84.4% |
| Deferred charges and accrued income | 490/1 | €31,278 | €5,410 | -€25,868 | -82.7% |
| Total equity and liabilities | 10/49 | €5,789,162 | €6,628,439 | +€839,277 | +14.5% |
| Equity | 10/15 | €1,471,565 | €1,217,524 | -€254,041 | -17.3% |
| Contributions | 10/11 | €200,000 | €200,000 | = | 0.0% |
| Revaluation surpluses | 12 | €110,853 | €110,853 | = | 0.0% |
| Reserves | 13 | €1,916,107 | €1,650,642 | -€265,465 | -13.9% |
| Tax-exempt reserves | 132 | €1,850,088 | €1,584,623 | -€265,465 | -14.3% |
| Distributable reserves | 133 | €66,019 | €66,019 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€755,395 | -€743,971 | +€11,423 | +1.5% |
| Provisions and deferred taxes | 16 | €616,696 | €528,208 | -€88,488 | -14.3% |
| Deferred taxes | 168 | €616,696 | €528,208 | -€88,488 | -14.3% |
| Amounts payable | 17/49 | €3,700,901 | €4,882,708 | +€1.2m | +31.9% |
| Amounts payable after more than one year | 17 | €1,171,979 | €1,108,828 | -€63,151 | -5.4% |
| Financial debts | 170/4 | €1,171,756 | €1,108,761 | -€62,995 | -5.4% |
| Other amounts payable | 178/9 | €224 | €68 | -€156 | -69.8% |
| Amounts payable within one year | 42/48 | €2,526,523 | €3,766,973 | +€1.2m | +49.1% |
| Current portion of amounts payable after more than one year | 42 | €62,787 | €62,995 | +€208 | +0.3% |
| Financial debts | 43 | €2,455,350 | €3,474,007 | +€1.0m | +41.5% |
| Credit institutions | 430/8 | €2,455,350 | €3,474,007 | +€1.0m | +41.5% |
| Trade debts | 44 | €3,516 | €39,680 | +€36,164 | +1,029% |
| Suppliers | 440/4 | €3,516 | €39,680 | +€36,164 | +1,029% |
| Taxes, remuneration and social security | 45 | - | €2,545 | +€2,545 | |
| Taxes | 450/3 | - | €2,545 | +€2,545 | |
| Other amounts payable | 47/48 | €4,870 | €187,746 | +€182,877 | +3,755% |
| Accrued charges and deferred income | 492/3 | €2,399 | €6,907 | +€4,507 | +188% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €160,198 | €197,505 | +€37,307 | +23.3% |
| Other operating charges | 640/8 | €10,015 | €10,331 | +€316 | +3.2% |
| Gross operating margin | 9900 | -€20,972 | €55,985 | +€76,957 | |
| Operating profit (loss) | 9901 | -€191,185 | -€151,850 | +€39,335 | +20.6% |
| Financial income | 75/76B | €8 | €2,039 | +€2,031 | +24,061% |
| Recurring financial income | 75 | €8 | €2,039 | +€2,031 | +24,061% |
| Financial charges | 65/66B | €208,953 | €191,452 | -€17,501 | -8.4% |
| Recurring financial charges | 65 | €208,953 | €191,452 | -€17,501 | -8.4% |
| Profit (loss) for the period before taxes | 9903 | -€400,130 | -€341,263 | +€58,867 | +14.7% |
| Transfer from deferred taxes | 780 | €121,297 | €88,488 | -€32,808 | -27.0% |
| Income taxes | 67/77 | - | €1,266 | +€1,266 | |
| Profit (loss) for the period | 9904 | -€278,833 | -€254,041 | +€24,792 | +8.9% |
| Transfer from tax-exempt reserves | 789 | €363,890 | €265,465 | -€98,425 | -27.0% |
| Profit (loss) for the period to be appropriated | 9905 | €85,056 | €11,423 | -€73,633 | -86.6% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.