Equity
€1.2m from €3.2m in 2020
Equity fell by 62% in 5 years.
URBAN TOUCH
Lifetime
6 annual accounts with figures on one time axispeak €2.1m (2023)
€55,985▲ €76,957
lowest -€278,833 (2024)
-€254,041▲ €24,792
peak €3.2m (2020)
€1.2m▼ 17.3%
€4.9m▲ 31.9%
Board6 names since 2019
3 directorsMILLESIME MANAGEMENT and 2 others
Owners
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from -€20,972 to €55,985Loss of €254,041Merger: URBAN TOUCH takes over société absorbée 29-08Merger proposal: URBAN TOUCH takes over CEE-BUFALINI 13-06Equity from €1.5m to €1.2mDebts from €3.7m to €4.9m
Key points
from the 2025 annual accountsLosses
-€532,875 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€4.9m 74% of the balance sheet
Financial debts 94%Suppliers 1%Taxes and wages 0%Other 5%
Of this, €3.8m falls due within a year.
Investments
€1.1m 5.5 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 46.9% higher than in 2024.
Restructuring
2025
Merger with société absorbée. Merger on 29-08-2025.
Position in the sector
-€254,041
Lower net result than 95% of companies in real estate. Sector median €9,988 · 11,288 companies.
2025 accounts filed 31 days after the deadline
Checked score
83
Excellent
Financially stronger than 20% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%▼ -0.1 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.3 percentage points vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.81, cash €34,677, halved
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €6.6m
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 38% of them on solvency, 17% on liquidity, 9% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 618 companies had the same profile as URBAN TOUCH has now. Each dot stands for 2 companies, two years later.
96.9%
were still trading
2.4%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of URBAN TOUCH itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 618 companies, not a prediction for URBAN TOUCH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.81 (0.97 in 2024), below 1. Short-term debt is 56.8% and cash 0.5% of total assets. 81.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€254,041
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
31 days late
2024
1 day late
2023
28 days late
2022
31 days late
2021
16 days late
2020
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 28 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
IS
IBIXIUS SARL
Director
- MILLESIME MANAGEMENT 50%score 84equity €103,292 (2025) · 2025 annual accounts of MILLESIME MANAGEMENT
- IBIXIUS CAPITAL PARTNERSdeed of 20-04-2021
Shares in 1 company, CREATION DES ESPACES ET ENVIRONNEMENTS-BUFALINI
Board & ownershipRecent changes
Merger: URBAN TOUCH takes over société absorbée
The company holds all the shares of société absorbée · General meeting of 24-07-2025 · Gazette deed
Merger proposal: URBAN TOUCH takes over CEE-BUFALINI
The company holds all the shares of CEE-BUFALINI · Board meeting of 03-06-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0739516518
Merger: URBAN TOUCH takes over IMMOBILIERE DU VAL DE LA CAMBRE
Permanent representatives: de CATERS Bernard Guillaume Philippe Vivian Marie Ghislain and de MALEINGREAU d'HEMBISE Jean Jacques Michel Adrien Charles Marie Gabriel Maurice · The company holds all the shares of IMMOBILIERE DU VAL DE LA CAMBRE · IBIXIUS CAPITAL PARTNERS holds 60 shares · General meeting of 18-03-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| URBAN TOUCH Ixelles | €6.6m | €55,985 | 18.4% | - |
| FBG PROJECTS SRL Grez-Doiceau | €5.9m | €40,861 | 8.6% | - |
| RCONCEPT Kapelle-op-den-Bos | €6.2m | €81,203 | 97.2% | - |
| AEF Construct Kortenberg | €6.9m | €83,383 | 4.2% | 0.4 |
| ROF INVEST Uccle | €4.9m | €98,015 | 12.3% | - |
| IMMO LEVENS Houthalen-Helchteren | €4.8m | €48,428 | 0.1% | - |
| E&B Leie Invest Waregem | €5.9m | €53,596 | 10.5% | - |
These companies have the same main activity as URBAN TOUCH: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €4.8m and €6.9m, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 12-12-2019Normal situation
- Registered office
- 14 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 2 others
- Establishment unit
- 2.296.580.3141050 Ixelles, since 12-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2024
Insights on URBAN TOUCH
URBAN TOUCH files the abbreviated format. That format states no turnover. The gross margin rose from -€75,080 in 2020 to €55,985 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about URBAN TOUCH
- What is the company number of URBAN TOUCH?
- The company number of URBAN TOUCH is 0739.516.518. The VAT number is the same number with BE in front: BE 0739.516.518.
- Where is URBAN TOUCH based?
- The registered office is at Louizalaan 368, 1050 Ixelles.Company details
- What does URBAN TOUCH do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of URBAN TOUCH?
- URBAN TOUCH is a private limited company (BV).
- When was URBAN TOUCH founded?
- URBAN TOUCH was founded on 12-12-2019.
- Is URBAN TOUCH still active?
- Yes, URBAN TOUCH is an active enterprise in the KBO register.
- What is the turnover of URBAN TOUCH?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €55,985 and 48 comparable companies (NACE 681). It probably lies between €76,000 and €340,000.Financials
- Is URBAN TOUCH profitable?
- In financial year 2025, URBAN TOUCH made a loss of €254,041.
- Where can I find the annual accounts of URBAN TOUCH?
- URBAN TOUCH filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of URBAN TOUCH due?
- URBAN TOUCH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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